profit from every $100 of sales.

Canadian Imperial Bank of Commerce
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
You pay $17.80 for every $1 of profit it makes in a year.
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Canadian Imperial Bank of Commerce sold, what it kept, and what it did with the cash.
Sales went from CA$21.8 billion in 2022 to CA$29.0 billion in 2025, with CA$8.43 billion of profit last year.
Canadian Imperial Bank of Commerce handed back 56% of the cash it generated last year.
Canadian Imperial Bank of Commerce vs. similar companies
Canadian Imperial Bank of Commerce grows the fastest of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
Canadian Imperial Bank of Commerce | 17.8× · Fair price | ||
JPMorgan Chase | 16.1× · Fair price | ||
China Construction Bank | 9.3× · Cheap | ||
Industrial and Commercial Bank of China | 8.6× · Cheap | ||
Agricultural Bank of China | 8.9× · Cheap |
Compare Canadian Imperial Bank of Commerce with i BBCA ID SDR 1to2 · JPMorgan Chase · Mastercard · Moody's · S&P Global · Visa
AI analysis
An AI analyst reads Canadian Imperial Bank of Commerce's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of CAD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 21,764 | 23,299 | 25,526 | 29,014 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 6,220 | 5,001 | 7,115 | 8,429 | |
| 6.68 | 5.17 | 7.28 | 8.57 | |
| – | – | – | – | |
| – | – | – | – | |
| 28.6% | 21.5% | 27.9% | 29.1% |
Balance sheet
| In millions of CAD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 943,597 | 975,690 | 1,041,985 | 1,116,938 |
| Cash | 73,328 | 63,170 | 56,031 | 55,748 |
| Total debt | 187,454 | 194,500 | 208,493 | 225,780 |
| Total liabilities | 893,215 | 922,527 | 982,978 | 1,052,525 |
| 50,181 | 52,931 | 58,735 | 64,129 | |
| 906 | 916 | 942 | 941 | |
| – | – | – | – | |
| 12.4% | 9.4% | 12.1% | 13.1% |
Cash flow
| In millions of CAD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 22,715 | 12,154 | 11,088 | 13,838 | |
| 1,109 | 1,014 | 1,089 | 1,109 | |
| 21,606 | 11,140 | 9,999 | 12,729 | |
| Dividends paid | 2,972 | 2,261 | 2,947 | 3,993 |
| 934 | 0 | 1,398 | 3,081 | |
| 24 | 13 | 16 | 20 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 17.8×
- 11.3×
- 2.06
- 2.2×
- 5.2×
- 5.6%
- 2.7%
Profitability
- 29.1%
- 0.8%
- 1.9%
- 15.2%
- 0.8%
Growth
- +10.1%
- +8.7%
- +5.8%
- +1.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
What analysts expect
- Average price target
- $106.62
- Range
- $70.00 – $127.32
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Feb 26, 2026 | 1.99 | 1.74 | +14.4% |
| Dec 4, 2025 | 1.57 | 1.49 | +5.4% |
| Aug 28, 2025 | 1.57 | 1.45 | +8.3% |
| May 29, 2025 | 1.44 | 1.36 | +5.9% |
| Feb 27, 2025 | 1.55 | 1.35 | +14.8% |
| Aug 29, 2024 | 1.43 | 1.29 | +10.9% |
| May 30, 2024 | 1.28 | 1.22 | +4.9% |
| Feb 29, 2024 | 1.33 | 1.22 | +9.0% |
Paid per share, each year
$1.70 in 2015 → $2.87 in 2025
How safe it looks
47.4% of its profit
Room to growStretchedMore than it earns: 31.4%
News
Finning targets Canadian data center genset delivery by end of next year as backlog reaches $4.1BSeeking Alpha · Nov 10, 2026Cenovus says widest Canadian crude discount since 2018 temporary, will not change production plansSeeking Alpha · Nov 4, 2026CIBC names former Canadian finance minister as its next chairSeeking Alpha · Oct 30, 2026Celestica gets approval from Canadian exchange to repurchase up to 3.13M sharesSeeking Alpha · Oct 30, 2026Some Republicans are opposing Trump on tariffs. Maine’s Susan Collins just got him to back down on Canadian levies.MarketWatch · Oct 26, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Questions about Canadian Imperial Bank of Commerce
Is Canadian Imperial Bank of Commerce a good stock to buy?
A strong, very profitable business at a fair price. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Canadian Imperial Bank of Commerce AI analysis
What does Canadian Imperial Bank of Commerce do?
Canadian Imperial Bank of Commerce, a diversified financial institution, provides various financial products and services to personal, business, public sector, and institutional clients in Canada, the United States, and internationally. It is in Banks - Diversified, based in Toronto, ON, Canada, with 50,648 employees.
Does Canadian Imperial Bank of Commerce pay a dividend?
Yes. At today's price the dividend is 2.7% a year, about 47% of its yearly profit. In 2025 it paid out $3.99 billion in dividends.
Is Canadian Imperial Bank of Commerce stock halal?
No. Canadian Imperial Bank of Commerce does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Canadian Imperial Bank of Commerce stock done over the past year?
Up 34.4% over the past twelve months, to $115.80. It traded between $82.96 and $123.74 and is 6.4% below its high.
Who are Canadian Imperial Bank of Commerce's competitors?
The largest listed companies in the same industry are JPMorgan Chase, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China. The peers table on this page compares their profit, growth and price with Canadian Imperial Bank of Commerce's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.



