profit from every €100 of sales.
€0€100
Caisse Régionale de Crédit Agricole du Morbihan
€98.00+0.51% today
-2.0% since Dec 23, 25
1-year low €89.071-year high €137.00
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €7.47 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Caisse Régionale de Crédit Agricole du Morbihan sold, what it kept, and what it did with the cash.
Sales went from €253 million in 2022 to €234 million in 2025, with €68.7 million of profit last year.
SalesProfit
Caisse Régionale de Crédit Agricole du Morbihan handed back 14% of the cash it generated last year.
€6M
Free cash flow 2025€41M
Bought back its own shares–
Paid as dividends€6M
Cash vs. debt€58M vs. €28M
Caisse Régionale de Crédit Agricole du Morbihan vs. similar companies
Caisse Régionale de Crédit Agricole du Morbihan grows the slowest of these 5 and is the cheapest for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Caisse Régionale de Crédit Agricole du Morbihan | 7.5× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Caisse Régionale de Crédit Agricole du Morbihan's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 253 | 206 | 233 | 234 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 82 | 52 | 69 | 69 | |
| 15.70 | 9.89 | 13.16 | 13.11 | |
| – | – | – | – | |
| – | – | – | – | |
| 32.6% | 25.1% | 29.5% | 29.3% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 13,895 | 13,418 | 13,684 | 13,987 |
| Cash | 54 | 64 | 41 | 58 |
| Total debt | 44 | 28 | 37 | 28 |
| Total liabilities | 12,036 | 11,445 | 11,557 | 11,625 |
| 1,859 | 1,973 | 2,128 | 2,362 | |
| 5 | 5 | 5 | 5 | |
| – | – | – | – | |
| 4.4% | 2.6% | 3.2% | 2.9% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -303 | -440 | -67 | 59 | |
| 3 | 4 | 3 | 18 | |
| -306 | -444 | -70 | 41 | |
| Dividends paid | 19 | 23 | 9 | 6 |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 7.5×
- –
- –
- 0.3×
- 2.2×
- 13.4%
- 1.1%
Profitability
- 29.3%
- –
- –
- –
- –
Growth
- −2.5%
- −5.8%
- –
- +0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 14%of 876
Bottom 16%of 878
Top 38%of 929
1.1%of the share price, paid each year
On $1,000 invested$11a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
8.3% of its profit
Room to growStretchedMore than it earns: 13.9%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Caisse Régionale de Crédit Agricole du Morbihan
Is Caisse Régionale de Crédit Agricole du Morbihan a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Caisse Régionale de Crédit Agricole du Morbihan AI analysis
What does Caisse Régionale de Crédit Agricole du Morbihan do?
Caisse Régionale de Crédit Agricole du Morbihan provides various banking products and services to individuals, private banking, professionals, farmers, associations, businesses, and public authorities and social housing in France. It is in Banks - Regional, based in Vannes, France, with 1,034 employees.
Does Caisse Régionale de Crédit Agricole du Morbihan pay a dividend?
Yes. At today's price the dividend is 1.1% a year, about 8% of its yearly profit. In 2025 it paid out €5.71 million in dividends.
Is Caisse Régionale de Crédit Agricole du Morbihan stock halal?
No. Caisse Régionale de Crédit Agricole du Morbihan does not pass our halal screen: its main business, banking, is not permitted. How we check
Who are Caisse Régionale de Crédit Agricole du Morbihan's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Caisse Régionale de Crédit Agricole du Morbihan's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.