profit from every $100 of sales.
$0$100
CNO Financial Group
$57.47+0.05% today
+38.8% in 1 year
1-year low $39.551-year high $58.49
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $22.90 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What CNO Financial Group sold, what it kept, and what it did with the cash.
Sales went from $3.58 billion in 2022 to $4.49 billion in 2025, with $229 million of profit last year.
SalesProfit
CNO Financial Group handed back 59% of the cash it generated last year.
Buybacks $331M
Free cash flow 2025$676M
Bought back its own shares$331M
Paid as dividends$66M
Cash vs. debt$956M vs. $4.1B
CNO Financial Group vs. similar companies
CNO Financial Group grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| CNO Financial Group | 22.9× · Fair price | ||
 China Life Insurance | 6.4× · Cheap | ||
 Ping An Insurance (Group) Company of China | 7.2× · Cheap | ||
 AIA Group | 16.4× · Fair price | ||
 Manulife Financial | 18.0× · Fair price |
AI analysis
An AI analyst reads CNO Financial Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 3,821 | 4,122 | 3,577 | 4,147 | 4,446 | 4,487 | |
| – | – | – | – | – | – | |
| 464 | 515 | 467 | 460 | 551 | 553 | |
| 757 | 1,065 | 1,202 | 863 | 1,087 | 843 | |
| 302 | 570 | 631 | 277 | 421 | 229 | |
| 2.11 | 4.35 | 3.37 | 2.40 | 3.74 | 2.30 | |
| – | – | – | – | – | – | |
| 12.1% | 12.5% | 13.0% | 11.1% | 12.4% | 12.3% | |
| 7.9% | 13.8% | 17.6% | 6.7% | 9.5% | 5.1% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 35,340 | 36,204 | 33,133 | 35,027 | 37,849 | 38,791 |
| Cash | 992 | 732 | 69 | 775 | 1,657 | 956 |
| Total debt | – | – | 3,883 | 4,151 | 4,520 | 4,052 |
| Total liabilities | 29,856 | 30,945 | 31,364 | 32,812 | 35,334 | 36,152 |
| 5,484 | 3,685 | 1,769 | 2,216 | 2,515 | 2,638 | |
| 143 | 131 | 118 | 115 | 108 | 100 | |
| 6.5% | 17.8% | 13.3% | 7.4% | 8.9% | 6.2% | |
| 5.5% | 15.5% | 35.7% | 12.5% | 16.7% | 8.7% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 736 | 598 | 495 | 583 | 628 | 676 | |
| – | – | – | – | – | – | |
| – | – | 495 | 583 | 628 | 676 | |
| Dividends paid | 67 | 66 | 65 | 68 | 68 | 66 |
| 268 | 408 | 190 | 166 | 300 | 331 | |
| – | – | – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 22.9×
- 13.1×
- 13.16
- 2.0×
- 1.2×
- 4.4%
- 1.4%
Profitability
- 5.1%
- 6.3%
- 9.2%
- 9.6%
- 0.6%
Growth
- +3.3%
- +1.7%
- +7.3%
- −5.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 40%of 854
Bottom 28%of 733
Bottom 23%of 876
Bottom 30%of 878
Top 19%of 929
What analysts expect
- Average price target
- $46.67
- Range
- $43.00 – $50.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 30, 2026 | 1.29 | 0.91 | +41.8% |
| Feb 5, 2026 | 1.47 | 1.20 | +22.5% |
| Nov 3, 2025 | 0.96 | 1.21 | −20.7% |
| Jul 28, 2025 | 0.87 | 0.85 | +2.4% |
| Apr 28, 2025 | 0.79 | 0.79 | +0.0% |
| Feb 6, 2025 | 1.31 | 1.06 | +23.6% |
| Oct 31, 2024 | 1.11 | 0.84 | +32.1% |
| Jul 29, 2024 | 1.05 | 0.71 | +47.9% |
1.4%of the share price, paid each year
On $1,000 invested$14a year at today's yield, before tax
+7.3%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.27 in 2015 → $0.67 in 2025
How safe it looks
28.9% of its profit
Room to growStretchedMore than it earns: 9.8%
News
ArrowMark Financial declares $0.15 dividendSeeking Alpha · Nov 14, 2026Sagicor Financial declares $0.075 dividendSeeking Alpha · Nov 14, 2026‘She has a history of financial mismanagement’: My brother cut our sister out of his will. I’ll get everything. Do I tell her?MarketWatch · Nov 13, 2026Sumitomo Mitsui Financial GAAP EPS of ¥232.59, total operating income of ¥1.43BSeeking Alpha · Nov 13, 2026Huang's exit, AI bubble and financial crisis fears in focus on Web Summit's last dayYahoo Finance · Nov 13, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
47No pass
Benjamin Graham
55No pass
Philip Fisher
44No pass
Peter Lynch
13No pass
Joel Greenblatt
30No pass
Charlie Munger
37No pass
Terry Smith
37No pass
Questions about CNO Financial Group
Is CNO Financial Group a good stock to buy?
A business with weak numbers at a fair price. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the CNO Financial Group AI analysis
What does CNO Financial Group do?
CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance and other insurance products, and financial services for middle-income pre-retiree and retired Americans in the United States. It is in Insurance - Life, based in Carmel, IN, United States, with 3,300 employees.
Does CNO Financial Group pay a dividend?
Yes. At today's price the dividend is 1.4% a year, about 29% of its yearly profit. In 2025 it paid out $66.2 million in dividends.
Is CNO Financial Group stock halal?
No. CNO Financial Group does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has CNO Financial Group stock done over the past year?
Up 38.8% over the past twelve months, to $57.47. It traded between $39.55 and $58.49, close to its high.
Who are CNO Financial Group's competitors?
The largest listed companies in the same industry are China Life Insurance, Ping An Insurance (Group) Company of China, AIA Group and Manulife Financial. The peers table on this page compares their profit, growth and price with CNO Financial Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.