profit from every $100 of sales.
$0$100
Columbia Banking System
$30.60+0.03% today
+13.9% in 1 year
1-year low $25.751-year high $33.61
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $15.73 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Columbia Banking System sold, what it kept, and what it did with the cash.
Sales went from $1.27 billion in 2022 to $2.30 billion in 2025, with $550 million of profit last year.
SalesProfit
Columbia Banking System handed back 63% of the cash it generated last year.
$335M
Free cash flow 2025$706M
Bought back its own shares$109M
Paid as dividends$335M
Cash vs. debt$2.4B vs. $3.6B
Columbia Banking System vs. similar companies
Columbia Banking System grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Columbia Banking System | 15.7× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Columbia Banking System's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,270 | 1,997 | 1,929 | 2,301 | |
| – | – | – | – | |
| – | – | – | – | |
| 424 | – | – | – | |
| 337 | 349 | 534 | 550 | |
| 1.55 | 1.78 | 2.55 | 2.30 | |
| – | – | – | – | |
| – | – | – | – | |
| 26.5% | 17.5% | 27.7% | 23.9% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 31,849 | 52,174 | 51,576 | 66,832 |
| Cash | 1,295 | 2,157 | 1,878 | 2,380 |
| Total debt | 1,409 | 4,505 | 3,539 | 3,635 |
| Total liabilities | 29,369 | 47,179 | 46,458 | 58,992 |
| 2,480 | 4,995 | 5,118 | 7,840 | |
| 217 | 196 | 209 | 239 | |
| 8.0% | – | – | – | |
| 13.6% | 7.0% | 10.4% | 7.0% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,065 | 670 | 659 | 746 | |
| 27 | – | 36 | 40 | |
| 1,038 | 670 | 623 | 706 | |
| Dividends paid | 182 | 270 | 300 | 335 |
| 4 | 6 | 6 | 109 | |
| 10 | 18 | 20 | 33 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 15.7×
- 10.0×
- 1.12
- 1.1×
- 3.8×
- 6.4%
- 5.1%
Profitability
- 23.9%
- 21.3%
- 6.7%
- 9.2%
- 1.0%
Growth
- +21.9%
- +14.1%
- +1.6%
- +7.8%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 7%of 854
Top 39%of 733
Bottom 41%of 876
Top 21%of 878
Top 37%of 929
What analysts expect
- Average price target
- $32.90
- Range
- $30.00 – $37.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 0.72 | 0.68 | +5.9% |
| Jan 22, 2026 | 0.82 | 0.72 | +13.9% |
| Oct 30, 2025 | 0.85 | 0.70 | +21.4% |
| Jul 24, 2025 | 0.76 | 0.66 | +14.8% |
| Apr 23, 2025 | 0.67 | 0.64 | +5.0% |
| Jan 23, 2025 | 0.71 | 0.65 | +9.2% |
| Oct 24, 2024 | 0.69 | 0.62 | +11.3% |
| Jul 25, 2024 | 0.67 | 0.57 | +17.5% |
5.1%of the share price, paid each year
On $1,000 invested$51a year at today's yield, before tax
+1.6%2020 to 2025
Raised4 yearsin a row, in our data
Paid per share, each year
$1.34 in 2015 → $1.45 in 2025
How safe it looks
60.9% of its profit
Room to growStretchedMore than it earns: 47.5%
News
Columbia projects Q4 2026 sales growth of 3.5% to 7% with EPS of $1.85 to $2.10Seeking Alpha · Oct 30, 2026Columbia Sportswear GAAP EPS of $1.66 beats by $0.38, revenue of $962.6M beats by $24.03MSeeking Alpha · Oct 29, 2026Columbia Banking System forecasts Q4 NIM around 4.05% while launching a new $1.2B buyback programSeeking Alpha · Oct 22, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
6/7Passes 6 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
61Pass
Benjamin Graham
85Pass
Philip Fisher
68Pass
Peter Lynch
74Pass
Joel Greenblatt
40No pass
Charlie Munger
60Pass
Terry Smith
64Pass
Questions about Columbia Banking System
Is Columbia Banking System a good stock to buy?
A strong, very profitable business at a fair price. 6 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Columbia Banking System AI analysis
What does Columbia Banking System do?
Columbia Banking System, Inc. operates as the bank holding company for Columbia State Bank that provides a range of banking services to small and medium-sized businesses, professionals, and individuals in the United States. It is in Banks - Regional, based in Tacoma, WA, United States, with 6,005 employees.
Does Columbia Banking System pay a dividend?
Yes. At today's price the dividend is 5.1% a year, about 61% of its yearly profit. In 2025 it paid out $335 million in dividends.
Is Columbia Banking System stock halal?
No. Columbia Banking System does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Columbia Banking System stock done over the past year?
Up 13.9% over the past twelve months, to $30.60. It traded between $25.75 and $33.61 and is 9.0% below its high.
Who are Columbia Banking System's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Columbia Banking System's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.