profit from every $100 of sales.
$0$100
CoastalSouth Bancshares
$28.45+1.07% today
+33.9% in 1 year
1-year low $21.091-year high $28.75
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $13.66 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What CoastalSouth Bancshares sold, what it kept, and what it did with the cash.
Sales went from $63.3 million in 2022 to $81.0 million in 2025, with $24.9 million of profit last year.
SalesProfit
CoastalSouth Bancshares handed back 0% of the cash it generated last year.
Buybacks $69,000
Free cash flow 2025$61M
Bought back its own shares$69,000
Paid as dividends–
Cash vs. debt$42M vs. $30M
CoastalSouth Bancshares vs. similar companies
CoastalSouth Bancshares grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| CoastalSouth Bancshares | 13.7× · Cheap | ||
 China Merchants Bank | 7.8× · Cheap | ||
 DBS Group Holdings | 18.1× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.5× · Fair price |
AI analysis
An AI analyst reads CoastalSouth Bancshares's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 63 | 72 | 69 | 81 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 18 | 24 | 22 | 25 | |
| 2.05 | 2.58 | 2.09 | 2.08 | |
| – | – | – | – | |
| – | – | – | – | |
| 28.7% | 34.2% | 31.8% | 30.7% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,835 | 2,029 | 2,099 | 2,307 |
| Cash | 19 | 20 | 37 | 42 |
| Total debt | 141 | 89 | 42 | 30 |
| Total liabilities | 1,717 | 1,873 | 1,903 | 2,047 |
| 119 | 156 | 195 | 260 | |
| 9 | 10 | 10 | 12 | |
| – | – | – | – | |
| 15.3% | 15.7% | 11.2% | 9.6% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 84 | 37 | -13 | 63 | |
| 2 | 0 | 1 | 2 | |
| 81 | 37 | -14 | 61 | |
| Dividends paid | – | – | – | – |
| – | – | 0 | 0 | |
| 1 | 1 | 1 | 1 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 13.7×
- 12.3×
- 30.44
- 1.2×
- 4.2×
- 7.3%
- 0.2%
Profitability
- 30.7%
- 9.0%
- 8.7%
- 10.7%
- 1.1%
Growth
- +8.6%
- +0.4%
- –
- +9.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 27%of 843
Top 47%of 730
Top 49%of 866
Top 49%of 862
Top 12%of 921
What analysts expect
- Average price target
- $30.00
- Range
- $30.00 – $30.00
- 2 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 20, 2026 | 0.51 | 0.56 | −8.9% |
| Jan 20, 2026 | 0.58 | 0.62 | −6.5% |
| Oct 20, 2025 | 0.54 | 0.57 | −5.3% |
| Jul 28, 2025 | 0.57 | 0.57 | +0.9% |
| May 13, 2025 | 0.47 | – | – |
| Mar 6, 2025 | 0.54 | – | – |
| Nov 8, 2024 | 0.75 | – | – |
| Aug 14, 2024 | 0.56 | – | – |
0.2%of the share price, paid each year
On $1,000 invested$2a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
2.3% of its profit
Room to growStretchedMore than it earns: 1.0%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
64Pass
Benjamin Graham
72Pass
Philip Fisher
56No pass
Peter Lynch
26No pass
Joel Greenblatt
22No pass
Charlie Munger
55No pass
Terry Smith
53No pass
Questions about CoastalSouth Bancshares
Is CoastalSouth Bancshares a good stock to buy?
A strong, very profitable business, and the price looks low. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the CoastalSouth Bancshares AI analysis
What does CoastalSouth Bancshares do?
CoastalSouth Bancshares, Inc. operates as the bank holding company of CoastalStates Bank that provides various banking products and services to retail and commercial customers. It is in Banks - Regional.
Does CoastalSouth Bancshares pay a dividend?
Yes. At today's price the dividend is 0.2% a year, about 2% of its yearly profit.
Is CoastalSouth Bancshares stock halal?
No. CoastalSouth Bancshares does not pass our halal screen: its main business, banking, is not permitted. How we check
How has CoastalSouth Bancshares stock done over the past year?
Up 33.9% over the past twelve months, to $28.45. It traded between $21.09 and $28.75, close to its high.
Who are CoastalSouth Bancshares's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with CoastalSouth Bancshares's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.