profit from every £100 of sales.
£0£100
Chesnara
£3.58+2.73% today
+34.1% in 1 year
1-year low £2.671-year high £3.76
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2025.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Chesnara sold, what it kept, and what it did with the cash.
Sales went from -£1.29 billion in 2022 to £897 million in 2025, with -£10.4 million of profit last year.
SalesProfit
Chesnara vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from £100 of sales | Sales growth a year | Price per £1 of profit |
|---|---|---|---|
| Chesnara | No profit yet | ||
 China Life Insurance | 6.5× · Cheap | ||
 Ping An Insurance (Group) Company of China | 7.3× · Cheap | ||
 AIA Group | 16.6× · Fair price | ||
 Manulife Financial | 17.8× · Fair price |
AI analysis
An AI analyst reads Chesnara's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of GBP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -1,289 | 1,032 | 1,538 | 897 | |
| – | – | – | – | |
| – | – | – | – | |
| -33 | 31 | 50 | 49 | |
| -34 | 19 | 4 | -10 | |
| -0.57 | 0.11 | 0.02 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 2.6% | 1.8% | 0.3% | -1.2% |
Balance sheet
| In millions of GBP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 11,255 | 12,130 | 12,755 | 14,576 |
| Cash | 205 | 146 | 138 | 145 |
| Total debt | 213 | 209 | 206 | 205 |
| Total liabilities | 10,871 | 11,770 | 12,441 | 14,013 |
| 384 | 360 | 314 | 563 | |
| 173 | 175 | 178 | – | |
| -6.5% | 1.7% | 4.6% | 2.9% | |
| -8.8% | 5.2% | 1.2% | -1.8% |
Cash flow
| In millions of GBP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -42 | -35 | 43 | -220 | |
| 4 | 1 | 1 | 1 | |
| -46 | -36 | 43 | -221 | |
| Dividends paid | 34 | 35 | 37 | 42 |
| – | – | 0 | 1 | |
| 1 | 1 | 2 | -1 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- –
- –
- –
- 1.3×
- 0.9×
- -1.3%
- 5.1%
Profitability
- -1.2%
- 2.9%
- 0.7%
- –
- –
Growth
- −6.8%
- –
- –
- +0.7%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 44%of 843
Bottom 13%of 862
Bottom 3%of 921
5.1%of the share price, paid each year
On $1,000 invested$51a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
21No pass
Benjamin Graham
50No pass
Philip Fisher
31No pass
Peter Lynch
29No pass
Joel Greenblatt
1No pass
Charlie Munger
25No pass
Terry Smith
22No pass
Questions about Chesnara
Is Chesnara a good stock to buy?
A business with weak numbers that is not profitable yet. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Chesnara AI analysis
What does Chesnara do?
Chesnara plc, together with its subsidiaries, operates in life assurance and pension businesses primarily in the United Kingdom, Sweden, and the Netherlands. It is in Insurance - Life, based in Preston, United Kingdom, with 377 employees.
Does Chesnara pay a dividend?
Yes. At today's price the dividend is 5.1% a year. In 2025 it paid out £42.0 million in dividends.
Is Chesnara stock halal?
No. Chesnara does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Chesnara stock done over the past year?
Up 34.1% over the past twelve months, to £3.58. It traded between £2.67 and £3.76 and is 4.8% below its high.
Who are Chesnara's competitors?
The largest listed companies in the same industry are China Life Insurance, Ping An Insurance (Group) Company of China, AIA Group and Manulife Financial. The peers table on this page compares their profit, growth and price with Chesnara's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.