profit from every $100 of sales.
$0$100
Customers Bancorp
$85.62+1.05% today
+26.7% in 1 year
1-year low $63.941-year high $87.49
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $12.91 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Customers Bancorp sold, what it kept, and what it did with the cash.
Sales went from $633 million in 2022 to $801 million in 2025, with $224 million of profit last year.
SalesProfit
Customers Bancorp handed back 48% of the cash it generated last year.
Buybacks $148M
Free cash flow 2025$334M
Bought back its own shares$148M
Paid as dividends$11M
Cash vs. debt$4.4B vs. $1.7B
Customers Bancorp vs. similar companies
Customers Bancorp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Customers Bancorp | 12.9× · Cheap | ||
 China Merchants Bank | 7.8× · Cheap | ||
 DBS Group Holdings | 18.1× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.5× · Fair price |
AI analysis
An AI analyst reads Customers Bancorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 633 | 741 | 687 | 801 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 228 | 250 | 181 | 224 | |
| 6.51 | 7.32 | 5.09 | 6.26 | |
| – | – | – | – | |
| – | – | – | – | |
| 36.0% | 33.8% | 26.4% | 28.0% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 20,896 | 21,316 | 22,308 | 24,896 |
| Cash | 456 | 3,846 | 3,786 | 4,411 |
| Total debt | 1,106 | 1,509 | 1,410 | 1,705 |
| Total liabilities | 19,493 | 19,678 | 20,472 | 22,780 |
| 1,403 | 1,638 | 1,837 | 2,116 | |
| 34 | 32 | 33 | 33 | |
| – | – | – | – | |
| 16.3% | 15.3% | 9.9% | 10.6% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -21 | 125 | 145 | 495 | |
| 113 | 41 | 65 | 161 | |
| -134 | 83 | 80 | 334 | |
| Dividends paid | 9 | 15 | 15 | 11 |
| 33 | 40 | 19 | 148 | |
| 14 | 13 | 14 | 18 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 12.9×
- 10.1×
- –
- 1.2×
- 3.6×
- 7.7%
- 0.0%
Profitability
- 28.0%
- 1.2%
- 8.2%
- 13.6%
- 1.1%
Growth
- +8.2%
- −1.3%
- –
- +1.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 30%of 843
Top 40%of 730
Top 44%of 866
Top 50%of 862
Top 20%of 921
What analysts expect
- Average price target
- $89.17
- Range
- $71.00 – $100.00
- 3 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 1.97 | 1.88 | +4.8% |
| Jan 22, 2026 | 2.06 | 2.04 | +1.0% |
| Oct 23, 2025 | 2.20 | 1.90 | +15.8% |
| Jul 24, 2025 | 1.80 | 1.50 | +20.0% |
| Apr 24, 2025 | 1.54 | 1.28 | +20.3% |
| Jan 23, 2025 | 1.36 | 1.21 | +12.4% |
| Oct 31, 2024 | 1.34 | 1.43 | −6.3% |
| Jul 25, 2024 | 1.49 | 1.43 | +4.2% |
News
Nvidia's China Customers Face a Stunning 99% Chip ShortfallYahoo Finance · Nov 4, 2026Nvidia Is Telling Cloud Clients to Sell at Least 51% to Non-Chinese CustomersYahoo Finance · Nov 4, 2026Centrus Spent $116 Million on a Supplier With Oil and Gas Customers. Here's the Nuclear Reason Why.Yahoo Finance · Nov 2, 2026Apple customers say their folding iPhones are crackingYahoo Finance · Oct 27, 2026Markets are pricing in long-term AI winners. This veteran investor says history proves customers win more than innovators.MarketWatch · Oct 22, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
60Pass
Benjamin Graham
81Pass
Philip Fisher
54No pass
Peter Lynch
34No pass
Joel Greenblatt
17No pass
Charlie Munger
50No pass
Terry Smith
52No pass
Questions about Customers Bancorp
Is Customers Bancorp a good stock to buy?
A strong, very profitable business, and the price looks low. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Customers Bancorp AI analysis
What does Customers Bancorp do?
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. It is in Banks - Regional, based in West Reading, PA, United States, with 900 employees.
Does Customers Bancorp pay a dividend?
Yes. In 2025 it paid out $10.8 million in dividends.
Is Customers Bancorp stock halal?
No. Customers Bancorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Customers Bancorp stock done over the past year?
Up 26.7% over the past twelve months, to $85.62. It traded between $63.94 and $87.49 and is 2.1% below its high.
Who are Customers Bancorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Customers Bancorp's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.