profit from every ₹100 of sales.
₹0₹100
DCB Bank
₹233.01+2.22% today
+39.5% in 1 year
1-year low ₹158.331-year high ₹233.01
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹10.26 for every ₹1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What DCB Bank sold, what it kept, and what it did with the cash.
Sales went from ₹21.3 billion in 2023 to ₹33.1 billion in 2026, with ₹7.32 billion of profit last year.
SalesProfit
DCB Bank handed back 1% of the cash it generated last year.
₹425M
Free cash flow 2026₹65.5B
Bought back its own shares–
Paid as dividends₹425M
Cash vs. debt₹46.6B vs. ₹55.9B
DCB Bank vs. similar companies
DCB Bank grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| DCB Bank | 10.3× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads DCB Bank's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 21,272 | 24,000 | 28,482 | 33,113 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 4,656 | 5,360 | 6,153 | 7,316 | |
| 14.79 | 16.99 | 19.49 | 22.82 | |
| – | – | – | – | |
| – | – | – | – | |
| 21.9% | 22.3% | 21.6% | 22.1% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 523,659 | 630,370 | 768,098 | 880,695 |
| Cash | 23,684 | 39,605 | 34,513 | 46,563 |
| Total debt | 40,181 | 53,435 | 74,002 | 55,864 |
| Total liabilities | 477,998 | 579,657 | 711,191 | 815,345 |
| 45,661 | 50,713 | 56,907 | 65,350 | |
| 315 | 315 | 316 | 321 | |
| – | – | – | – | |
| 10.2% | 10.6% | 10.8% | 11.2% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -15,657 | 4,849 | -4,410 | 66,399 | |
| 1,665 | 1,352 | 1,360 | 904 | |
| -17,322 | 3,497 | -5,770 | 65,495 | |
| Dividends paid | 311 | 390 | 391 | 425 |
| – | – | – | – | |
| 30 | 40 | 13 | 105 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 10.3×
- –
- 0.66
- 0.9×
- 2.3×
- 9.7%
- 0.6%
Profitability
- 22.1%
- –
- –
- –
- –
Growth
- +15.9%
- +15.6%
- –
- +0.6%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 31%of 881
Top 33%of 880
Top 1%of 926
0.6%of the share price, paid each year
On $1,000 invested$6a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
5.8% of its profit
Room to growStretchedMore than it earns: 0.6%
News
Better U.S. Bank ETF: State Street's KBE vs. First Trust's FTXOYahoo Finance · Nov 13, 2026Bank of America’s Matthew O’Neill Is Positive on Block (XYZ) for Early 2027. One Question RemainsYahoo Finance · Nov 12, 2026China’s central bank vows ample liquidity and yuan stability in Q3 monetary policy reportSeeking Alpha · Nov 12, 2026Mitsui Chemicals to buy chip materials maker JSR with Development Bank of Japan in $8.8B dealSeeking Alpha · Nov 9, 2026Bank of America has unexpected advice for tech stock investors after midtermsYahoo Finance · Nov 8, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about DCB Bank
Is DCB Bank a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the DCB Bank AI analysis
What does DCB Bank do?
DCB Bank Limited provides various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It is in Banks - Regional, based in Mumbai, India.
Does DCB Bank pay a dividend?
Yes. At today's price the dividend is 0.6% a year, about 6% of its yearly profit. In 2026 it paid out ₹425 million in dividends.
Is DCB Bank stock halal?
No. DCB Bank does not pass our halal screen: its main business, banking, is not permitted. How we check
How has DCB Bank stock done over the past year?
Up 39.5% over the past twelve months, to ₹233.01. It traded between ₹158.33 and ₹233.01, close to its high.
Who are DCB Bank's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with DCB Bank's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.