profit from every $100 of sales.
$0$100
Donegal Group
$27.91-1.34% today
+82.9% in 1 year
1-year low $15.101-year high $28.29
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $13.16 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Donegal Group sold, what it kept, and what it did with the cash.
Sales went from $848 million in 2022 to $978 million in 2025, with $79.3 million of profit last year.
SalesProfit
Donegal Group handed back 37% of the cash it generated last year.
$26M
Free cash flow 2025$70M
Bought back its own shares–
Paid as dividends$26M
Cash vs. debt$27M vs. $35M
Donegal Group vs. similar companies
Donegal Group grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Donegal Group | 13.2× · Cheap | ||
 Chubb | 13.8× · Cheap | ||
 The Progressive | 12.1× · Cheap | ||
 Tokio Marine Holdings | 15.9× · Fair price | ||
 The Travelers Companies | 13.1× · Cheap |
AI analysis
An AI analyst reads Donegal Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 848 | 927 | 990 | 978 | |
| – | – | – | – | |
| – | – | – | – | |
| 2 | 10 | 67 | 102 | |
| -2 | 4 | 51 | 79 | |
| -0.06 | 0.11 | 1.53 | 2.18 | |
| – | – | – | – | |
| – | – | – | – | |
| -0.2% | 0.5% | 5.1% | 8.1% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 2,243 | 2,266 | 2,336 | 2,387 |
| Cash | 25 | 24 | 53 | 27 |
| Total debt | 35 | 35 | 35 | 35 |
| Total liabilities | 1,760 | 1,787 | 1,790 | 1,746 |
| 484 | 480 | 546 | 640 | |
| 32 | 33 | 34 | 37 | |
| -0.5% | 0.9% | 8.6% | 11.6% | |
| -0.4% | 0.9% | 9.3% | 12.4% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 67 | 29 | 67 | 70 | |
| – | 0 | – | 0 | |
| 67 | 29 | 67 | 70 | |
| Dividends paid | 21 | 22 | 23 | 26 |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 13.2×
- 15.8×
- –
- 1.0×
- 1.1×
- 7.6%
- 4.3%
Profitability
- 8.1%
- 0.2%
- 5.1%
- 10.4%
- 2.7%
Growth
- +4.9%
- –
- +4.4%
- −0.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 16%of 827
Bottom 22%of 709
Top 45%of 876
Bottom 36%of 879
Top 46%of 926
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 30, 2026 | 0.30 | 0.45 | −33.2% |
| Feb 19, 2026 | 0.46 | 0.54 | −14.7% |
| Oct 30, 2025 | 0.48 | 0.51 | −5.3% |
| Jul 24, 2025 | 0.43 | 0.39 | +9.7% |
| Apr 24, 2025 | 0.66 | 0.36 | +82.0% |
| Feb 20, 2025 | 0.63 | 0.31 | +105.5% |
| Oct 24, 2024 | 0.42 | 0.10 | +303.8% |
| Jul 25, 2024 | 0.10 | 0.07 | +34.1% |
4.3%of the share price, paid each year
On $1,000 invested$43a year at today's yield, before tax
+4.4%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.47 in 2015 → $0.65 in 2025
How safe it looks
32.4% of its profit
Room to growStretchedMore than it earns: 36.6%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
53No pass
Benjamin Graham
59No pass
Philip Fisher
42No pass
Peter Lynch
51No pass
Joel Greenblatt
41No pass
Charlie Munger
41No pass
Terry Smith
33No pass
Questions about Donegal Group
Is Donegal Group a good stock to buy?
A solid business, and the price looks low. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Donegal Group AI analysis
What does Donegal Group do?
Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. It is in Insurance - Property & Casualty.
Does Donegal Group pay a dividend?
Yes. At today's price the dividend is 4.3% a year, about 32% of its yearly profit. In 2025 it paid out $25.7 million in dividends.
Is Donegal Group stock halal?
No. Donegal Group does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Donegal Group stock done over the past year?
Up 82.9% over the past twelve months, to $27.91. It traded between $15.10 and $28.29, close to its high.
Who are Donegal Group's competitors?
The largest listed companies in the same industry are Chubb, The Progressive, Tokio Marine Holdings and The Travelers Companies. The peers table on this page compares their profit, growth and price with Donegal Group's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.