profit from every $100 of sales.
$0$100
Ellington Credit
$3.26-2.10% today
-38.3% in 1 year
1-year low $3.151-year high $5.70
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2024.
0%20% a year
You pay $19.45 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Ellington Credit sold, what it kept, and what it did with the cash.
Sales went from -$557,000 in 2021 to $15.9 million in 2024, with $6.59 million of profit last year.
SalesProfit
Ellington Credit handed back more cash to shareholders than it generated last year.
$22M
Free cash flow 2024$9M
Bought back its own shares$0
Paid as dividends$22M
Ellington Credit vs. similar companies
Ellington Credit grows the fastest of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Ellington Credit | 19.5× · Fair price | ||
 BlackRock | 34.1× · Expensive | ||
 Blackstone | 49.9× · Expensive | ||
 Investor | 8.5× · Cheap | ||
 Brookfield | 71.8× · Very expensive |
AI analysis
An AI analyst reads Ellington Credit's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| -1 | -25 | 10 | 16 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| -6 | -30 | 5 | 7 | |
| -0.50 | -2.29 | 0.31 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 1,132.7% | 120.5% | 45.2% | 41.5% |
Balance sheet
| In millions of USD | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Total assets | 1,598 | 1,054 | 946 | 824 |
| Cash | 69 | 35 | 39 | 32 |
| Total debt | – | – | – | – |
| Total liabilities | 1,444 | 941 | 809 | 630 |
| 154 | 112 | 136 | 194 | |
| 13 | 13 | 15 | – | |
| – | – | – | – | |
| -4.1% | -26.9% | 3.3% | 3.4% |
Cash flow
| In millions of USD | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| 28 | 22 | -10 | 9 | |
| – | – | – | – | |
| 28 | 22 | -10 | 9 | |
| Dividends paid | 17 | 14 | 14 | 22 |
| 0 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 |
Valuation
- 19.5×
- 3.1×
- –
- 1.2×
- 8.1×
- 14.1×
- –
- 7.1%
- 5.1%
- 20.0%
Profitability
- 77.2%
- -1.1%
- 41.5%
- -1.1%
- -1.0%
- -0.7%
- -18.6%
- -10.0%
- -0.1%
- –
Growth
- +57.3%
- –
- +190.9%
- −3.0%
- +31.2%
Financial health
- 101.8×
- 0.00
- 0.0%
- -0.3×
- –
- –
- 0.14
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 8%of 748
Bottom 8%of 603
Bottom 32%of 873
Top 8%of 883
Top 37%of 933
What analysts expect
- Average price target
- $6.00
- Range
- $6.00 – $6.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 19, 2026 | 0.19 | 0.22 | −13.6% |
| Mar 4, 2026 | 0.21 | 0.24 | −12.5% |
| Nov 19, 2025 | 0.23 | 0.20 | +15.0% |
| Aug 19, 2025 | 0.18 | 0.24 | −24.6% |
| May 20, 2025 | 0.26 | 0.27 | −3.7% |
| Nov 12, 2024 | 0.28 | 0.27 | +3.7% |
| Aug 12, 2024 | 0.36 | 0.24 | +50.0% |
| May 14, 2024 | 0.27 | 0.24 | +12.5% |
20.0%of the share price, paid each year
On $1,000 invested$200a year at today's yield, before tax
−3.0%2020 to 2025
Raised–not every year
Paid per share, each year
$2.00 in 2015 → $0.96 in 2025
How safe it looks
337.3% of its profit
Room to growStretchedMore than it earns: 243.8%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
30No pass
Benjamin Graham
51No pass
Philip Fisher
51No pass
Peter Lynch
100Pass
Joel Greenblatt
11No pass
Charlie Munger
33No pass
Terry Smith
28No pass
Questions about Ellington Credit
Is Ellington Credit a good stock to buy?
A business with weak numbers at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Ellington Credit AI analysis
What does Ellington Credit do?
Ellington Residential Mortgage REIT, a real estate investment trust, specializes in acquiring, investing in, and managing residential mortgage-and real estate-related assets. It is in Asset Management.
Does Ellington Credit pay a dividend?
Yes. At today's price the dividend is 20.0% a year. In 2024 it paid out $22.2 million in dividends.
Is Ellington Credit stock halal?
No. Ellington Credit does not pass our halal screen: it looks like an interest-income fund. How we check
How has Ellington Credit stock done over the past year?
Down 38.3% over the past twelve months, to $3.26. It traded between $3.15 and $5.70 and is 42.8% below its high.
Who are Ellington Credit's competitors?
The largest listed companies in the same industry are BlackRock, Blackstone, Investor and Brookfield. The peers table on this page compares their profit, growth and price with Ellington Credit's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.