profit from every $100 of sales.
$0$100
Eastern Bankshares
$22.98-0.52% today
+31.3% in 1 year
1-year low $17.151-year high $23.65
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $58.49 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Eastern Bankshares sold, what it kept, and what it did with the cash.
Sales went from $645 million in 2022 to $722 million in 2025, with $88.2 million of profit last year.
SalesProfit
Eastern Bankshares handed back 51% of the cash it generated last year.
Buybacks $107M$106M
Free cash flow 2025$413M
Bought back its own shares$107M
Paid as dividends$106M
Cash vs. debt$317M vs. $200M
Eastern Bankshares vs. similar companies
Eastern Bankshares grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Eastern Bankshares | 58.5× · Expensive | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Eastern Bankshares's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 645 | 313 | 725 | 722 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 200 | 232 | 120 | 88 | |
| 1.21 | 1.43 | 0.66 | 0.43 | |
| – | – | – | – | |
| – | – | – | – | |
| 31.0% | 74.3% | 16.5% | 12.2% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 22,647 | 21,133 | 25,558 | 30,587 |
| Cash | 170 | 693 | 1,007 | 317 |
| Total debt | 726 | 40 | 18 | 200 |
| Total liabilities | 20,175 | 18,158 | 21,946 | 26,246 |
| 2,472 | 2,975 | 3,612 | 4,341 | |
| 166 | 162 | 182 | 204 | |
| 6.8% | 3.1% | – | – | |
| 8.1% | 7.8% | 3.3% | 2.0% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 230 | 262 | 284 | 432 | |
| 9 | 8 | 14 | 19 | |
| 221 | 254 | 270 | 413 | |
| Dividends paid | 66 | 67 | 83 | 106 |
| 202 | 0 | 28 | 107 | |
| 20 | 23 | 27 | 25 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 58.5×
- 12.3×
- –
- 1.2×
- 7.1×
- 1.7%
- 2.6%
Profitability
- 12.2%
- 21.4%
- 4.7%
- 9.2%
- 1.2%
Growth
- +3.8%
- −29.2%
- –
- +7.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 9%of 748
Top 38%of 603
Bottom 8%of 873
Bottom 34%of 883
Top 32%of 933
What analysts expect
- Average price target
- $22.83
- Range
- $22.00 – $24.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 0.40 | 0.44 | −9.1% |
| Jan 22, 2026 | 0.44 | 0.41 | +7.3% |
| Oct 23, 2025 | 0.37 | 0.40 | −6.9% |
| Jul 24, 2025 | 0.41 | 0.38 | +7.9% |
| Apr 24, 2025 | 0.34 | 0.33 | +3.0% |
| Jan 23, 2025 | 0.34 | 0.29 | +17.2% |
| Oct 24, 2024 | 0.25 | 0.33 | −24.8% |
| Jul 25, 2024 | 0.22 | 0.22 | +0.0% |
2.6%of the share price, paid each year
On $1,000 invested$26a year at today's yield, before tax
–per share
Raised4 yearsin a row, in our data
Paid per share, each year
$0.30 in 2021 → $0.51 in 2025
How safe it looks
119.8% of its profit
Room to growStretchedMore than it earns: 25.6%
News
Schneider projects 2026 adjusted EPS of $1-$1.10 as it plans Norfolk Southern as primary Eastern Intermodal rail provider from January 1, 2027Seeking Alpha · Oct 29, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
43No pass
Benjamin Graham
51No pass
Philip Fisher
31No pass
Peter Lynch
31No pass
Joel Greenblatt
30No pass
Charlie Munger
40No pass
Terry Smith
37No pass
Questions about Eastern Bankshares
Is Eastern Bankshares a good stock to buy?
A solid business, but the price is high. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Eastern Bankshares AI analysis
What does Eastern Bankshares do?
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. It is in Banks - Regional, based in Boston, MA, United States, with 2,247 employees.
Does Eastern Bankshares pay a dividend?
Yes. At today's price the dividend is 2.6% a year, about 120% of its yearly profit. In 2025 it paid out $106 million in dividends.
Is Eastern Bankshares stock halal?
No. Eastern Bankshares does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Eastern Bankshares stock done over the past year?
Up 31.3% over the past twelve months, to $22.98. It traded between $17.15 and $23.65 and is 2.8% below its high.
Who are Eastern Bankshares's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Eastern Bankshares's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.