profit from every $100 of sales.
$0$100
Eagle Bancorp Montana
$20.19-2.04% today
+21.8% in 1 year
1-year low $15.921-year high $24.43
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $10.84 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Eagle Bancorp Montana sold, what it kept, and what it did with the cash.
Sales went from $87.5 million in 2022 to $90.2 million in 2025, with $14.8 million of profit last year.
SalesProfit
Eagle Bancorp Montana handed back 22% of the cash it generated last year.
$5M
Free cash flow 2025$28M
Bought back its own shares$2M
Paid as dividends$5M
Cash vs. debt$63M vs. $82M
Eagle Bancorp Montana vs. similar companies
Eagle Bancorp Montana grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Eagle Bancorp Montana | 10.8× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Eagle Bancorp Montana's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 87 | 83 | 80 | 90 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 11 | 10 | 10 | 15 | |
| 1.45 | 1.29 | 1.24 | 1.90 | |
| – | – | – | – | |
| – | – | – | – | |
| 12.2% | 12.1% | 12.3% | 16.5% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,948 | 2,076 | 2,103 | 2,106 |
| Cash | 22 | 25 | 32 | 63 |
| Total debt | 128 | 235 | 200 | 82 |
| Total liabilities | 1,790 | 1,906 | 1,928 | 1,915 |
| 158 | 169 | 175 | 192 | |
| 7 | 8 | 8 | 8 | |
| – | – | – | – | |
| 6.8% | 5.9% | 5.6% | 7.7% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 42 | 9 | 29 | 33 | |
| 17 | 14 | 14 | 5 | |
| 25 | -5 | 14 | 28 | |
| Dividends paid | 4 | 4 | 5 | 5 |
| 4 | 0 | 0 | 2 | |
| 1 | 1 | 1 | 1 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 10.8×
- 9.9×
- 1.15
- 0.9×
- 1.8×
- 9.2%
- 2.5%
Profitability
- 16.5%
- 3.5%
- 4.4%
- 8.3%
- 0.7%
Growth
- +1.0%
- +9.4%
- +8.4%
- +4.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 43%of 667
Bottom 38%of 522
Top 34%of 903
Bottom 25%of 911
Top 12%of 939
What analysts expect
- Average price target
- $24.00
- Range
- $24.00 – $24.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 28, 2026 | 0.51 | 0.45 | +13.3% |
| Jan 27, 2026 | 0.60 | 0.47 | +27.7% |
| Oct 28, 2025 | 0.46 | 0.46 | +0.0% |
| Jul 29, 2025 | 0.41 | 0.41 | +0.0% |
| Apr 29, 2025 | 0.41 | 0.33 | +24.2% |
| Mar 14, 2025 | 0.44 | – | – |
| Oct 29, 2024 | 0.34 | 0.30 | +13.3% |
| Jul 23, 2024 | 0.22 | 0.29 | −24.1% |
2.5%of the share price, paid each year
On $1,000 invested$25a year at today's yield, before tax
+8.4%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.31 in 2015 → $0.58 in 2025
How safe it looks
30.9% of its profit
Room to growStretchedMore than it earns: 16.2%
News
Eagle Capital Growth Fund declares $0.49 dividendSeeking Alpha · Nov 14, 2026Why American Eagle Stock Dropped TodayYahoo Finance · Sep 11, 2026American Eagle projects full-year operating income of $540M-$550M as Q3 comps are expected in the mid- to high single digitsSeeking Alpha · Sep 10, 2026American Eagle Outfitters Q2 2027 Earnings PreviewSeeking Alpha · Sep 8, 2026Top Midday Stories: Meta to Pay Up to $16.68 Billion to Settle Teen Harm Case With States; Victory Capital to Buy First Eagle for $7 BillionYahoo Finance · Aug 26, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
57No pass
Benjamin Graham
76Pass
Philip Fisher
57No pass
Peter Lynch
53No pass
Joel Greenblatt
20No pass
Charlie Munger
44No pass
Terry Smith
45No pass
Questions about Eagle Bancorp Montana
Is Eagle Bancorp Montana a good stock to buy?
A solid business, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Eagle Bancorp Montana AI analysis
What does Eagle Bancorp Montana do?
Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various retail banking products and services to small businesses and individuals in Montana. It is in Banks - Regional.
Does Eagle Bancorp Montana pay a dividend?
Yes. At today's price the dividend is 2.5% a year, about 31% of its yearly profit. In 2025 it paid out $4.58 million in dividends.
Is Eagle Bancorp Montana stock halal?
No. Eagle Bancorp Montana does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Eagle Bancorp Montana stock done over the past year?
Up 21.8% over the past twelve months, to $20.19. It traded between $15.92 and $24.43 and is 17.4% below its high.
Who are Eagle Bancorp Montana's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Eagle Bancorp Montana's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.