profit from every $100 of sales.
$0$100
Enterprise Financial Services
$62.53+0.21% today
+17.1% in 1 year
1-year low $51.991-year high $68.52
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $11.08 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Enterprise Financial Services sold, what it kept, and what it did with the cash.
Sales went from $492 million in 2022 to $616 million in 2025, with $201 million of profit last year.
SalesProfit
Enterprise Financial Services handed back 35% of the cash it generated last year.
$49M
Free cash flow 2025$182M
Bought back its own shares$14M
Paid as dividends$49M
Cash vs. debt$677M vs. $189M
Enterprise Financial Services vs. similar companies
Enterprise Financial Services grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Enterprise Financial Services | 11.1× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Enterprise Financial Services's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 492 | 541 | 531 | 616 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 203 | 194 | 185 | 201 | |
| 5.31 | 5.07 | 4.83 | 5.31 | |
| – | – | – | – | |
| – | – | – | – | |
| 41.2% | 35.9% | 34.9% | 32.7% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 13,054 | 14,519 | 15,596 | 17,301 |
| Cash | 298 | 434 | 760 | 677 |
| Total debt | 309 | 204 | 193 | 189 |
| Total liabilities | 11,532 | 12,803 | 13,772 | 15,261 |
| 1,522 | 1,716 | 1,824 | 2,039 | |
| 37 | 38 | 38 | 37 | |
| – | – | – | – | |
| 13.3% | 11.3% | 10.2% | 9.9% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 217 | 268 | 247 | 194 | |
| 2 | 7 | 7 | 12 | |
| 215 | 262 | 240 | 182 | |
| Dividends paid | 38 | 41 | 43 | 49 |
| 33 | 0 | 30 | 14 | |
| 8 | 10 | 11 | 13 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 11.1×
- 11.3×
- –
- 1.1×
- 3.6×
- 9.0%
- 2.1%
Profitability
- 32.7%
- 1.2%
- 8.2%
- 10.1%
- 1.2%
Growth
- +7.8%
- +0.0%
- +11.1%
- +1.8%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 27%of 748
Top 33%of 603
Top 31%of 873
Bottom 47%of 883
Top 32%of 933
What analysts expect
- Average price target
- $68.00
- Range
- $68.00 – $68.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 22, 2026 | 1.31 | 1.30 | +0.8% |
| Jan 26, 2026 | 1.36 | 1.33 | +2.3% |
| Oct 27, 2025 | 1.20 | 1.29 | −7.0% |
| Jul 28, 2025 | 1.37 | 1.21 | +13.2% |
| Apr 28, 2025 | 1.31 | 1.17 | +12.0% |
| Jan 27, 2025 | 1.32 | 1.18 | +11.9% |
| Oct 21, 2024 | 1.32 | 1.14 | +15.8% |
| Jul 22, 2024 | 1.19 | 1.06 | +12.3% |
2.1%of the share price, paid each year
On $1,000 invested$21a year at today's yield, before tax
+11.1%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.26 in 2015 → $1.22 in 2025
How safe it looks
24.3% of its profit
Room to growStretchedMore than it earns: 26.9%
News
Microsoft (MSFT) Deepens Enterprise AI Networking PartnershipYahoo Finance · Nov 4, 20261Finity, a Fujitsu Company, Announces Availability of Full-Stack Enterprise AI-Native vRAN SolutionYahoo Finance · Nov 4, 2026ServiceNow (NOW) Rolls Out Control Tower Alliance In Big Enterprise AI PushYahoo Finance · Nov 2, 2026Ranking 3 Top Pipeline Stocks by Growth Prospects: Energy Transfer, Enterprise Products, and MPLXYahoo Finance · Nov 1, 2026Enbridge vs. Enterprise Products: Which High-Yield Dividend Is Actually Safer?Yahoo Finance · Oct 31, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
61Pass
Benjamin Graham
74Pass
Philip Fisher
61Pass
Peter Lynch
37No pass
Joel Greenblatt
20No pass
Charlie Munger
56No pass
Terry Smith
49No pass
Questions about Enterprise Financial Services
Is Enterprise Financial Services a good stock to buy?
A strong, very profitable business, and the price looks low. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Enterprise Financial Services AI analysis
What does Enterprise Financial Services do?
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. It is in Banks - Regional.
Does Enterprise Financial Services pay a dividend?
Yes. At today's price the dividend is 2.1% a year, about 24% of its yearly profit. In 2025 it paid out $48.8 million in dividends.
Is Enterprise Financial Services stock halal?
No. Enterprise Financial Services does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Enterprise Financial Services stock done over the past year?
Up 17.1% over the past twelve months, to $62.53. It traded between $51.99 and $68.52 and is 8.7% below its high.
Who are Enterprise Financial Services's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Enterprise Financial Services's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.