profit from every $100 of sales.
$0$100
Equity Bancshares
$49.37+1.35% today
+19.7% in 1 year
1-year low $40.741-year high $51.73
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $44.77 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Equity Bancshares sold, what it kept, and what it did with the cash.
Sales went from $195 million in 2022 to $207 million in 2025, with $22.7 million of profit last year.
SalesProfit
Equity Bancshares handed back 67% of the cash it generated last year.
Buybacks $14M$11M
Free cash flow 2025$38M
Bought back its own shares$14M
Paid as dividends$11M
Cash vs. debt$608M vs. $398M
Equity Bancshares vs. similar companies
Equity Bancshares grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Equity Bancshares | 44.8× · Expensive | ||
 China Merchants Bank | 7.8× · Cheap | ||
 DBS Group Holdings | 18.1× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.5× · Fair price |
AI analysis
An AI analyst reads Equity Bancshares's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 195 | 137 | 216 | 207 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 58 | 8 | 63 | 23 | |
| 3.51 | 0.50 | 4.00 | 1.23 | |
| – | – | – | – | |
| – | – | – | – | |
| 29.6% | 5.7% | 29.0% | 11.0% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 4,982 | 5,035 | 5,332 | 6,373 |
| Cash | 104 | 363 | 384 | 608 |
| Total debt | 235 | 337 | 276 | 398 |
| Total liabilities | 4,572 | 4,582 | 4,739 | 5,641 |
| 410 | 453 | 593 | 732 | |
| 16 | 16 | 16 | 18 | |
| – | – | – | – | |
| 14.1% | 1.7% | 10.6% | 3.1% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 74 | 77 | 74 | 51 | |
| 3 | 16 | 8 | 13 | |
| 71 | 60 | 65 | 38 | |
| Dividends paid | 6 | 7 | 8 | 11 |
| 33 | 18 | 12 | 14 | |
| 3 | 3 | 4 | 6 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 44.8×
- 10.8×
- –
- 1.1×
- 4.9×
- 2.2%
- 1.5%
Profitability
- 11.0%
- 2.2%
- 5.2%
- 3.4%
- 0.3%
Growth
- +2.0%
- −29.5%
- –
- +6.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 40%of 843
Bottom 25%of 730
Bottom 10%of 866
Bottom 26%of 862
Bottom 38%of 921
What analysts expect
- Average price target
- $52.50
- Range
- $47.00 – $58.00
- 2 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 14, 2026 | 1.32 | 1.15 | +14.8% |
| Jan 21, 2026 | 1.26 | 1.22 | +3.3% |
| Oct 14, 2025 | 1.21 | 0.99 | +22.2% |
| Jul 14, 2025 | 0.99 | 0.90 | +10.0% |
| Apr 15, 2025 | 0.90 | 0.82 | +9.8% |
| Jan 22, 2025 | 1.10 | 0.94 | +17.0% |
| Oct 15, 2024 | 1.28 | 0.99 | +29.3% |
| Jul 16, 2024 | 0.76 | 0.92 | −17.4% |
1.5%of the share price, paid each year
On $1,000 invested$15a year at today's yield, before tax
–per share
Raised4 yearsin a row, in our data
Paid per share, each year
$0.16 in 2021 → $0.66 in 2025
How safe it looks
50.2% of its profit
Room to growStretchedMore than it earns: 30.0%
News
Exchange-Traded Funds, Equity Futures Rise Pre-Bell Wednesday as Investors React to US Midterm Election ResultsYahoo Finance · Nov 4, 2026Update: US Equity Indexes Mixed as Apple's Results Underwhelm on Election DayYahoo Finance · Nov 3, 2026U.S. clears path for first regulated equity perpetual futuresMarketWatch · Nov 3, 2026JPMorgan Global Select Equity ETF (JGLO) Adds Microsoft and NXP on Oct. 29Yahoo Finance · Nov 2, 2026Schwab International Equity ETF vs. Vanguard Total International Stock ETF: Two Low-Cost International ETFs, but One Offers More Growth Potential for the Next DecadeYahoo Finance · Oct 31, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
38No pass
Benjamin Graham
47No pass
Philip Fisher
28No pass
Peter Lynch
24No pass
Joel Greenblatt
5No pass
Charlie Munger
30No pass
Terry Smith
35No pass
Questions about Equity Bancshares
Is Equity Bancshares a good stock to buy?
A solid business, but the price is high. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Equity Bancshares AI analysis
What does Equity Bancshares do?
Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts various demand, savings, money market, and time deposits. It is in Banks - Regional.
Does Equity Bancshares pay a dividend?
Yes. At today's price the dividend is 1.5% a year, about 50% of its yearly profit. In 2025 it paid out $11.4 million in dividends.
Is Equity Bancshares stock halal?
No. Equity Bancshares does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Equity Bancshares stock done over the past year?
Up 19.7% over the past twelve months, to $49.37. It traded between $40.74 and $51.73 and is 4.6% below its high.
Who are Equity Bancshares's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Equity Bancshares's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.