profit from every $100 of sales.
$0$100
Ezcorp
$29.58+3.61% today
+67.1% in 1 year
1-year low $17.411-year high $35.59
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $16.58 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Ezcorp sold, what it kept, and what it did with the cash.
Sales went from $886 million in 2022 to $1.27 billion in 2025, with $110 million of profit last year.
SalesProfit
Ezcorp handed back 6% of the cash it generated last year.
Buybacks $7M
Free cash flow 2025$110M
Bought back its own shares$7M
Paid as dividends–
Cash vs. debt$470M vs. $764M
Ezcorp vs. similar companies
Ezcorp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Ezcorp | 16.6× · Fair price | ||
 Sunbelt Rentals Holdings | 22.1× · Fair price | ||
 Global Payments | 18.5× · Fair price | ||
 Synchrony Financial | 6.7× · Cheap | ||
 SoFi Technologies | 45.2× · Expensive |
AI analysis
An AI analyst reads Ezcorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 886 | 1,049 | 1,162 | 1,274 | |
| 528 | 610 | 682 | 746 | |
| 74 | 92 | 113 | 149 | |
| 110 | 100 | 162 | 202 | |
| 50 | 38 | 83 | 110 | |
| 0.70 | 0.53 | 1.10 | 1.42 | |
| 59.6% | 58.1% | 58.7% | 58.5% | |
| 8.4% | 8.7% | 9.7% | 11.7% | |
| 5.7% | 3.7% | 7.2% | 8.6% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,348 | 1,468 | 1,493 | 1,951 |
| Cash | 206 | 221 | 171 | 470 |
| Total debt | 546 | 610 | 567 | 764 |
| Total liabilities | 656 | 722 | 689 | 926 |
| 692 | 746 | 805 | 1,025 | |
| 82 | 81 | 84 | 83 | |
| 5.0% | 4.0% | 7.4% | 7.5% | |
| 7.2% | 5.2% | 10.3% | 10.7% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 67 | 102 | 114 | 149 | |
| 32 | 40 | 36 | 39 | |
| 35 | 61 | 78 | 110 | |
| Dividends paid | – | – | – | – |
| 2 | 17 | 12 | 7 | |
| 5 | 10 | 10 | 12 |
Valuation
- 16.6×
- 16.5×
- 0.62
- 1.9×
- 1.4×
- 16.5×
- 10.4×
- 6.1%
- 6.0%
- 0.0%
Profitability
- 58.5%
- 11.7%
- 8.6%
- 17.0%
- 7.7%
- 4.0%
- 13.9%
- 6.9%
- 10.6%
- –
Growth
- +12.9%
- +26.6%
- +41.9%
- –
- +0.8%
Financial health
- 1.5×
- 0.25
- 13.2%
- 6.1×
- 4.71
- 3.52
- 0.69
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 31%of 843
Bottom 28%of 730
Bottom 37%of 866
Top 34%of 862
Top 50%of 921
What analysts expect
- Average price target
- $28.67
- Range
- $26.00 – $34.00
- 2 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 6, 2026 | 0.58 | 0.36 | +61.1% |
| Feb 4, 2026 | 0.55 | 0.40 | +37.5% |
| Nov 13, 2025 | 0.34 | 0.29 | +17.2% |
| Jul 30, 2025 | 0.33 | 0.23 | +43.5% |
| Apr 28, 2025 | 0.34 | 0.32 | +6.3% |
| Feb 5, 2025 | 0.42 | 0.35 | +20.0% |
| Nov 13, 2024 | 0.26 | 0.26 | +0.0% |
| Jul 31, 2024 | 0.23 | 0.22 | +4.5% |
News
Latin American Expansion Enhances EZCORP’s (EZPW) Earnings PotentialYahoo Finance · Oct 30, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
4/7Passes 4 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
62Pass
Benjamin Graham
75Pass
Philip Fisher
71Pass
Peter Lynch
82Pass
Joel Greenblatt
39No pass
Charlie Munger
48No pass
Terry Smith
49No pass
Questions about Ezcorp
Is Ezcorp a good stock to buy?
A solid business at a fair price. 4 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Ezcorp AI analysis
What does Ezcorp do?
EZCORP, Inc. provides pawn loans in the United States and Latin America. It offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. It is in Financial - Credit Services.
Does Ezcorp pay a dividend?
No. Ezcorp does not pay a dividend at the moment; in 2025 it returned $7.00 million to shareholders by buying back its own shares.
Is Ezcorp stock halal?
No. Ezcorp does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has Ezcorp stock done over the past year?
Up 67.1% over the past twelve months, to $29.58. It traded between $17.41 and $35.59 and is 16.9% below its high.
Who are Ezcorp's competitors?
The largest listed companies in the same industry are Sunbelt Rentals Holdings, Global Payments, Synchrony Financial and SoFi Technologies. The peers table on this page compares their profit, growth and price with Ezcorp's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.