profit from every $100 of sales.
$0$100
First American Financial
$64.87+0.73% today
+1.3% in 1 year
1-year low $56.851-year high $79.16
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $10.65 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What First American Financial sold, what it kept, and what it did with the cash.
Sales went from $7.59 billion in 2022 to $7.45 billion in 2025, with $622 million of profit last year.
SalesProfit
First American Financial handed back 45% of the cash it generated last year.
Buybacks $122M$223M
Free cash flow 2025$763M
Bought back its own shares$122M
Paid as dividends$223M
Cash vs. debt$1.5B vs. $2.7B
First American Financial vs. similar companies
First American Financial grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| First American Financial | 10.7× · Cheap | ||
 Assurant | 18.1× · Fair price | ||
 Fidelity National Financial | 19.3× · Fair price | ||
 Beazley | 8.6× · Cheap | ||
 Medibank Private | 29.7× · Fair price |
Compare First American Financial with Fidelity National Financial · Stewart Information Services
AI analysis
An AI analyst reads First American Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 7,086 | 9,221 | 7,594 | 5,998 | 6,121 | 7,445 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 1,129 | 1,872 | 586 | 595 | 522 | 1,199 | |
| 696 | 1,241 | 263 | 217 | 131 | 622 | |
| 6.16 | 11.14 | 2.45 | 2.07 | 1.26 | 6.00 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 9.8% | 13.5% | 3.5% | 3.6% | 2.1% | 8.4% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 12,796 | 16,451 | 14,955 | 16,803 | 14,909 | 16,229 |
| Cash | – | – | 1,287 | 3,661 | 1,804 | 1,466 |
| Total debt | – | – | 2,281 | 2,194 | 2,420 | 2,670 |
| Total liabilities | 7,874 | 10,668 | 10,274 | 11,940 | 9,982 | 10,705 |
| 4,910 | 5,767 | 4,658 | 4,848 | 4,909 | 5,500 | |
| 113 | 111 | 107 | 105 | 104 | 104 | |
| 15.8% | 23.5% | 4.8% | 4.6% | 3.4% | 9.5% | |
| 14.2% | 21.5% | 5.6% | 4.5% | 2.7% | 11.3% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 1,085 | 1,220 | 778 | 354 | 898 | 951 | |
| 114 | 161 | 260 | 263 | 218 | 188 | |
| 971 | 1,059 | 518 | 91 | 679 | 763 | |
| Dividends paid | 199 | 213 | 218 | 217 | 221 | 223 |
| 139 | 99 | 441 | 73 | 69 | 122 | |
| 52 | 54 | 67 | 49 | 52 | 68 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 10.7×
- 10.1×
- –
- 1.3×
- 0.9×
- 9.4%
- 3.3%
Profitability
- 8.4%
- 3.8%
- 6.4%
- 12.6%
- 3.8%
Growth
- +1.0%
- −0.5%
- +4.1%
- −1.8%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 47%of 852
Bottom 32%of 733
Top 31%of 863
Bottom 23%of 860
Top 21%of 920
What analysts expect
- Average price target
- $83.00
- Range
- $80.00 – $85.00
- 5 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 22, 2026 | 1.33 | 1.06 | +25.5% |
| Feb 11, 2026 | 1.99 | 1.43 | +39.2% |
| Oct 22, 2025 | 1.70 | 1.42 | +19.7% |
| Jul 23, 2025 | 1.53 | 1.40 | +9.3% |
| Apr 23, 2025 | 0.84 | 0.64 | +30.4% |
| Feb 12, 2025 | 1.35 | 1.13 | +19.5% |
| Oct 23, 2024 | 1.34 | 1.15 | +16.5% |
| Jul 24, 2024 | 1.27 | 1.16 | +9.5% |
3.3%of the share price, paid each year
On $1,000 invested$33a year at today's yield, before tax
+4.1%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$1.00 in 2015 → $2.18 in 2025
How safe it looks
35.9% of its profit
Room to growStretchedMore than it earns: 29.2%
News
Budget airlines are going upscale with first-class seats and faster wifiMarketWatch · Nov 13, 2026I am turning 18 next month and want to start investing. What do I do first?MarketWatch · Nov 13, 2026Trump administration is hiring debt collectors to go after defaulted student-loan borrowers for first time in 6 yearsMarketWatch · Nov 13, 2026Better U.S. Bank ETF: State Street's KBE vs. First Trust's FTXOYahoo Finance · Nov 13, 2026I’m 17 and will be a first-generation college student. Is law school worth being $200,000 in debt?MarketWatch · Nov 12, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
59No pass
Benjamin Graham
73Pass
Philip Fisher
54No pass
Peter Lynch
23No pass
Joel Greenblatt
48No pass
Charlie Munger
48No pass
Terry Smith
45No pass
Questions about First American Financial
Is First American Financial a good stock to buy?
A solid business, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the First American Financial AI analysis
What does First American Financial do?
First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Specialty Insurance segments. It is in Insurance - Specialty, based in Santa Ana, CA, United States, with 19,102 employees.
Does First American Financial pay a dividend?
Yes. At today's price the dividend is 3.3% a year, about 36% of its yearly profit. In 2025 it paid out $223 million in dividends.
Is First American Financial stock halal?
No. First American Financial does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has First American Financial stock done over the past year?
Up 1.3% over the past twelve months, to $64.87. It traded between $56.85 and $79.16 and is 18.1% below its high.
Who are First American Financial's competitors?
The largest listed companies in the same industry are Assurant, Fidelity National Financial, Beazley and Medibank Private. The peers table on this page compares their profit, growth and price with First American Financial's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.