profit from every $100 of sales.
$0$100
FB Financial
$54.63+0.18% today
+0.1% in 1 year
1-year low $50.381-year high $62.08
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $21.84 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What FB Financial sold, what it kept, and what it did with the cash.
Sales went from $527 million in 2022 to $561 million in 2025, with $123 million of profit last year.
SalesProfit
FB Financial handed back more cash to shareholders than it generated last year.
Buybacks $156M
Free cash flow 2025$147M
Bought back its own shares$156M
Paid as dividends$38M
Cash vs. debt$943M vs. $183M
FB Financial vs. similar companies
FB Financial grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| FB Financial | 21.8× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads FB Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 527 | 478 | 456 | 561 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 125 | 120 | 116 | 123 | |
| 2.64 | 2.57 | 2.48 | 2.45 | |
| – | – | – | – | |
| – | – | – | – | |
| 23.6% | 25.2% | 25.5% | 21.9% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 12,848 | 12,604 | 13,157 | 16,300 |
| Cash | 817 | 728 | 917 | 943 |
| Total debt | 495 | 360 | 233 | 183 |
| Total liabilities | 11,522 | 11,150 | 11,590 | 14,352 |
| 1,325 | 1,455 | 1,568 | 1,948 | |
| 47 | 47 | 47 | 50 | |
| – | – | – | – | |
| 9.4% | 8.3% | 7.4% | 6.3% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 800 | 211 | 139 | 156 | |
| 11 | 20 | 7 | 9 | |
| 789 | 191 | 132 | 147 | |
| Dividends paid | 25 | 28 | 32 | 38 |
| 40 | 5 | 13 | 156 | |
| 10 | 10 | 9 | 17 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 21.8×
- 11.7×
- –
- 1.4×
- 4.8×
- 4.6%
- 1.5%
Profitability
- 21.9%
- 0.9%
- 7.3%
- 7.5%
- 0.9%
Growth
- +2.1%
- −2.5%
- +16.1%
- +2.9%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 21%of 754
Bottom 39%of 605
Bottom 27%of 883
Bottom 26%of 880
Top 45%of 929
What analysts expect
- Average price target
- $65.00
- Range
- $65.00 – $65.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 13, 2026 | 1.12 | 1.13 | −0.9% |
| Jan 21, 2026 | 1.16 | 1.14 | +1.8% |
| Oct 14, 2025 | 1.07 | 0.96 | +11.5% |
| Jul 14, 2025 | 0.88 | 0.89 | −1.1% |
| Apr 14, 2025 | 0.85 | 0.85 | +0.0% |
| Jan 21, 2025 | 0.85 | 0.84 | +1.2% |
| Oct 15, 2024 | 0.86 | 0.80 | +7.8% |
| Jul 15, 2024 | 0.84 | 0.76 | +10.5% |
1.5%of the share price, paid each year
On $1,000 invested$15a year at today's yield, before tax
+16.1%2020 to 2025
Raised7 yearsin a row, in our data
Paid per share, each year
$0.20 in 2018 → $0.76 in 2025
How safe it looks
30.9% of its profit
Room to growStretchedMore than it earns: 25.8%
News
ArrowMark Financial declares $0.15 dividendSeeking Alpha · Nov 14, 2026Sagicor Financial declares $0.075 dividendSeeking Alpha · Nov 14, 2026‘She has a history of financial mismanagement’: My brother cut our sister out of his will. I’ll get everything. Do I tell her?MarketWatch · Nov 13, 2026Sumitomo Mitsui Financial GAAP EPS of ¥232.59, total operating income of ¥1.43BSeeking Alpha · Nov 13, 2026Huang's exit, AI bubble and financial crisis fears in focus on Web Summit's last dayYahoo Finance · Nov 13, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
56No pass
Benjamin Graham
77Pass
Philip Fisher
50No pass
Peter Lynch
32No pass
Joel Greenblatt
10No pass
Charlie Munger
52No pass
Terry Smith
51No pass
Questions about FB Financial
Is FB Financial a good stock to buy?
A strong, very profitable business at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the FB Financial AI analysis
What does FB Financial do?
FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services to businesses, professionals, and individuals. The company operates in two segments, Banking and Mortgage. It is in Banks - Regional, based in Nashville, TN, United States, with 1,594 employees.
Does FB Financial pay a dividend?
Yes. At today's price the dividend is 1.5% a year, about 31% of its yearly profit. In 2025 it paid out $37.9 million in dividends.
Is FB Financial stock halal?
No. FB Financial does not pass our halal screen: its main business, banking, is not permitted. How we check
How has FB Financial stock done over the past year?
Up 0.1% over the past twelve months, to $54.63. It traded between $50.38 and $62.08 and is 12.0% below its high.
Who are FB Financial's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with FB Financial's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.