profit from every ₹100 of sales.
₹0₹100
The Federal Bank
₹360.95-0.43% today
+36.0% in 1 year
1-year low ₹246.851-year high ₹371.70
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹20.52 for every ₹1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What The Federal Bank sold, what it kept, and what it did with the cash.
Sales went from ₹103 billion in 2023 to ₹165 billion in 2026, with ₹43.5 billion of profit last year.
SalesProfit
The Federal Bank handed back 7% of the cash it generated last year.
₹3.0B
Free cash flow 2026₹40.4B
Bought back its own shares–
Paid as dividends₹3.0B
Cash vs. debt₹269.0B vs. ₹331.9B
The Federal Bank vs. similar companies
The Federal Bank grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| The Federal Bank | 20.5× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads The Federal Bank's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 102,786 | 121,301 | 143,990 | 165,009 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 31,647 | 38,804 | 41,589 | 43,453 | |
| 14.85 | 16.55 | 16.80 | 17.48 | |
| – | – | – | – | |
| – | – | – | – | |
| 30.8% | 32.0% | 28.9% | 26.3% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 2,680,041 | 3,178,389 | 3,601,519 | 4,020,808 |
| Cash | 313,964 | 311,265 | 408,405 | 268,973 |
| Total debt | 258,620 | 223,086 | 303,458 | 331,933 |
| Total liabilities | 2,455,297 | 2,869,131 | 3,246,988 | 3,609,685 |
| 221,224 | 301,054 | 345,383 | 400,430 | |
| 2,131 | – | 2,476 | 2,486 | |
| – | – | – | – | |
| 14.3% | 12.9% | 12.0% | 10.9% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 4,893 | 64,312 | 88,009 | 43,491 | |
| 4,840 | 3,279 | 7,547 | 3,082 | |
| 53 | 61,032 | 80,463 | 40,409 | |
| Dividends paid | 3,787 | 2,349 | 2,940 | 2,950 |
| – | – | – | – | |
| 11 | 16 | 85 | 266 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 20.5×
- –
- 3.67
- 1.9×
- 5.4×
- 4.9%
- 0.3%
Profitability
- 26.3%
- –
- –
- –
- –
Growth
- +17.1%
- +5.6%
- –
- +6.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 27%of 877
Top 27%of 878
Bottom 41%of 928
0.3%of the share price, paid each year
On $1,000 invested$3a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
6.8% of its profit
Room to growStretchedMore than it earns: 7.3%
News
Why Goldman Sachs is now changing its Federal Reserve interest-rate forecastMarketWatch · Nov 11, 2026Axon forecasts Q4 revenue of $990M-$1.01B while investing $1.2B in Skydio amid federal Dedrone timing uncertaintySeeking Alpha · Nov 6, 2026Federal Realty signals $7.54-$7.58 core FFO per share guidance while integrating $508M The Summit acquisitionSeeking Alpha · Oct 30, 2026Federal Signal declares $0.15 dividendSeeking Alpha · Oct 27, 2026Anthropic is said to propose federal AI safety rules with limits on governmentSeeking Alpha · Oct 18, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about The Federal Bank
Is The Federal Bank a good stock to buy?
A strong, very profitable business at a fair price. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the The Federal Bank AI analysis
What does The Federal Bank do?
The Federal Bank Limited provides a range of banking and financial services in India. The company operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It is in Banks - Regional, based in Aluva, India.
Does The Federal Bank pay a dividend?
Yes. At today's price the dividend is 0.3% a year, about 7% of its yearly profit. In 2026 it paid out ₹2.95 billion in dividends.
Is The Federal Bank stock halal?
No. The Federal Bank does not pass our halal screen: its main business, banking, is not permitted. How we check
How has The Federal Bank stock done over the past year?
Up 36.0% over the past twelve months, to ₹360.95. It traded between ₹246.85 and ₹371.70 and is 2.9% below its high.
Who are The Federal Bank's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with The Federal Bank's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.