profit from every $100 of sales.
$0$100
Fiserv
$61.50-3.76% today
-4.5% in 1 year
1-year low $44.361-year high $69.85
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $9.40 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Fiserv sold, what it kept, and what it did with the cash.
Sales went from $17.7 billion in 2022 to $21.2 billion in 2025, with $3.48 billion of profit last year.
SalesProfit
Fiserv handed back more cash to shareholders than it generated last year.
Buybacks $5.9B
Free cash flow 2025$4.3B
Bought back its own shares$5.9B
Paid as dividends–
Cash vs. debt$798M vs. $29.1B
Fiserv vs. similar companies
Fiserv grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Fiserv | 9.4× · Cheap | ||
 IBM | 21.8× · Fair price | ||
 Accenture | 17.6× · Fair price | ||
 Tata Consultancy Services | 18.0× · Fair price | ||
 Infosys | 15.0× · Fair price |
AI analysis
An AI analyst reads Fiserv's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 14,852 | 16,226 | 17,737 | 19,093 | 20,456 | 21,193 | |
| – | – | 9,745 | 11,423 | 12,443 | 12,581 | |
| 1,852 | 2,288 | 3,686 | 4,847 | 5,879 | 5,698 | |
| 5,123 | 5,530 | 6,828 | 8,023 | 8,839 | 8,956 | |
| 958 | 1,334 | 2,530 | 3,068 | 3,131 | 3,480 | |
| 1.40 | 1.99 | 3.91 | 4.98 | 5.38 | 6.34 | |
| – | – | 54.9% | 59.8% | 60.8% | 59.4% | |
| 12.5% | 14.1% | 20.8% | 25.4% | 28.7% | 26.9% | |
| 6.5% | 8.2% | 14.3% | 16.1% | 15.3% | 16.4% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 74,619 | 76,249 | 83,869 | 90,890 | 77,176 | 80,133 |
| Cash | 906 | 835 | 902 | 1,204 | 1,236 | 798 |
| Total debt | 20,684 | 21,237 | 21,542 | 23,236 | 24,956 | 29,123 |
| Total liabilities | 41,290 | 44,299 | 52,181 | 60,221 | 49,490 | 54,324 |
| 32,330 | 30,952 | 30,828 | 29,857 | 27,068 | 25,792 | |
| 683 | 672 | 648 | 616 | 582 | 549 | |
| 2.8% | 3.6% | 5.5% | 7.3% | 8.7% | 8.3% | |
| 3.0% | 4.3% | 8.2% | 10.3% | 11.6% | 13.5% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 4,147 | 4,034 | 4,618 | 5,162 | 6,631 | 6,062 | |
| 900 | 1,160 | 1,479 | 1,388 | 1,569 | 1,763 | |
| 3,247 | 2,874 | 3,139 | 3,774 | 5,062 | 4,299 | |
| Dividends paid | – | – | – | – | – | – |
| – | – | 2,677 | 4,827 | 5,837 | 5,899 | |
| 369 | 239 | 323 | 342 | 367 | 357 |
Valuation
- 9.4×
- 7.6×
- 0.27
- 1.1×
- 1.5×
- 7.6×
- 6.8×
- 13.1%
- 10.6%
- 0.0%
Profitability
- 59.4%
- 26.9%
- 16.4%
- 40.3%
- 7.3%
- 5.1%
- 12.5%
- 4.0%
- 9.0%
- –
Growth
- +7.4%
- +35.3%
- −14.2%
- –
- −4.6%
Financial health
- 3.4×
- 1.12
- 36.4%
- 6.2×
- 1.06
- 1.06
- 0.26
How it ranks in Technology
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 47%of 969
Top 11%of 976
Top 5%of 740
Bottom 43%of 978
Top 5%of 983
What analysts expect
- Average price target
- $73.91
- Range
- $62.00 – $100.00
- 7 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 5, 2026 | 1.79 | 1.57 | +14.0% |
| Feb 10, 2026 | 1.99 | 1.90 | +4.7% |
| Oct 29, 2025 | 2.04 | 2.64 | −22.7% |
| Jul 23, 2025 | 2.47 | 2.43 | +1.6% |
| Apr 24, 2025 | 2.14 | 2.08 | +2.9% |
| Feb 5, 2025 | 2.51 | 2.48 | +1.2% |
| Oct 22, 2024 | 2.30 | 2.26 | +1.8% |
| Jul 24, 2024 | 2.13 | 2.10 | +1.4% |
News
Why Fiserv Stock Triumphed on TuesdayYahoo Finance · Nov 4, 2026Quant snapshot: Iovance Biotherapeutics and DiamondRock Hospitality Company lead top-rated names as Intact Financial and Fiserv Payments lagSeeking Alpha · Nov 2, 2026FISV, NU, LPLA: Analyst Picks Top 3 Financial Stocks In ‘Forgettable Year’ For SectorYahoo Finance · Oct 15, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
4/7Passes 4 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
68Pass
Benjamin Graham
79Pass
Philip Fisher
81Pass
Peter Lynch
88Pass
Joel Greenblatt
51No pass
Charlie Munger
54No pass
Terry Smith
54No pass
Questions about Fiserv
Is Fiserv a good stock to buy?
A business with weak numbers, and the price looks low. 4 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Fiserv AI analysis
What does Fiserv do?
Fiserv, Inc., together with its subsidiaries, provides payment and financial services technology worldwide. The company operates through Acceptance, Fintech, and Payments segments. It is in Information Technology Services.
Does Fiserv pay a dividend?
No. Fiserv does not pay a dividend at the moment; in 2025 it returned $5.90 billion to shareholders by buying back its own shares.
Is Fiserv stock halal?
No. Fiserv does not pass our halal screen: its debt is 89% of its market value, at or above the 33% limit. How we check
How has Fiserv stock done over the past year?
Down 4.5% over the past twelve months, to $61.50. It traded between $44.36 and $69.85 and is 12.0% below its high.
Who are Fiserv's competitors?
The largest listed companies in the same industry are IBM, Accenture, Tata Consultancy Services and Infosys. The peers table on this page compares their profit, growth and price with Fiserv's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.