profit from every $100 of sales.
$0$100
First Mid Bancshares
$51.32+0.25% today
+37.9% in 1 year
1-year low $35.701-year high $52.58
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $14.88 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What First Mid Bancshares sold, what it kept, and what it did with the cash.
Sales went from $255 million in 2022 to $342 million in 2025, with $91.7 million of profit last year.
SalesProfit
First Mid Bancshares handed back 19% of the cash it generated last year.
$23M
Free cash flow 2025$124M
Bought back its own shares$724,000
Paid as dividends$23M
Cash vs. debt$257M vs. $368M
First Mid Bancshares vs. similar companies
First Mid Bancshares grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| First Mid Bancshares | 14.9× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads First Mid Bancshares's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 255 | 275 | 319 | 342 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 73 | 69 | 79 | 92 | |
| 3.60 | 3.15 | 3.30 | 3.83 | |
| – | – | – | – | |
| – | – | – | – | |
| 28.6% | 25.1% | 24.8% | 26.8% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 6,744 | 7,587 | 7,520 | 7,967 |
| Cash | 146 | 136 | 125 | 257 |
| Total debt | 595 | 409 | 368 | 368 |
| Total liabilities | 6,111 | 6,794 | 6,673 | 7,008 |
| 633 | 793 | 846 | 959 | |
| 20 | 22 | 24 | 24 | |
| – | – | – | – | |
| 11.5% | 8.7% | 9.3% | 9.6% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 66 | 72 | 124 | 131 | |
| 5 | 4 | 5 | 7 | |
| 61 | 69 | 119 | 124 | |
| Dividends paid | 18 | 20 | 22 | 23 |
| 0 | 0 | 1 | 1 | |
| 2 | 2 | 2 | 3 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 14.9×
- 11.7×
- 7.14
- 1.0×
- 4.0×
- 6.7%
- 2.3%
Profitability
- 26.8%
- 4.4%
- 5.3%
- 9.9%
- 1.0%
Growth
- +10.4%
- +2.1%
- +3.9%
- +7.5%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 48%of 754
Bottom 47%of 605
Bottom 46%of 883
Top 47%of 880
Top 27%of 929
What analysts expect
- Average price target
- $50.00
- Range
- $47.00 – $55.00
- 3 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 29, 2026 | 1.14 | 1.03 | +10.7% |
| Jan 29, 2026 | 1.06 | 1.06 | +0.0% |
| Oct 30, 2025 | 0.97 | 0.97 | +0.3% |
| Jul 24, 2025 | 0.99 | 0.92 | +7.7% |
| Apr 30, 2025 | 0.96 | 0.94 | +2.2% |
| Feb 28, 2025 | 0.80 | – | – |
| Oct 31, 2024 | 0.81 | 0.84 | −3.6% |
| Aug 1, 2024 | 0.82 | 0.79 | +3.8% |
2.3%of the share price, paid each year
On $1,000 invested$23a year at today's yield, before tax
+3.9%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.59 in 2015 → $0.98 in 2025
How safe it looks
25.5% of its profit
Room to growStretchedMore than it earns: 18.9%
News
If Surging Inflation Triggers a Market Crash, History Says Investors Should Do This 1 Thing FirstYahoo Finance · Nov 14, 2026Planning to Claim Social Security at 62? Here Are 3 Critical Questions to Ask Yourself FirstYahoo Finance · Nov 14, 2026Budget airlines are going upscale with first-class seats and faster wifiMarketWatch · Nov 13, 2026I am turning 18 next month and want to start investing. What do I do first?MarketWatch · Nov 13, 2026Trump administration is hiring debt collectors to go after defaulted student-loan borrowers for first time in 6 yearsMarketWatch · Nov 13, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
60Pass
Benjamin Graham
70Pass
Philip Fisher
55No pass
Peter Lynch
26No pass
Joel Greenblatt
15No pass
Charlie Munger
48No pass
Terry Smith
50No pass
Questions about First Mid Bancshares
Is First Mid Bancshares a good stock to buy?
A strong, very profitable business, and the price looks low. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the First Mid Bancshares AI analysis
What does First Mid Bancshares do?
First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It is in Banks - Regional.
Does First Mid Bancshares pay a dividend?
Yes. At today's price the dividend is 2.3% a year, about 25% of its yearly profit. In 2025 it paid out $23.4 million in dividends.
Is First Mid Bancshares stock halal?
No. First Mid Bancshares does not pass our halal screen: its main business, banking, is not permitted. How we check
How has First Mid Bancshares stock done over the past year?
Up 37.9% over the past twelve months, to $51.32. It traded between $35.70 and $52.58 and is 2.4% below its high.
Who are First Mid Bancshares's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with First Mid Bancshares's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.