profit from every $100 of sales.
$0$100
Shift4 Payments
$44.78+7.85% today
-38.0% in 1 year
1-year low $35.581-year high $73.78
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $28.20 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Shift4 Payments sold, what it kept, and what it did with the cash.
Sales went from $1.99 billion in 2022 to $4.18 billion in 2025, with $119 million of profit last year.
SalesProfit
Shift4 Payments handed back more cash to shareholders than it generated last year.
Buybacks $453M
Free cash flow 2025$373M
Bought back its own shares$453M
Paid as dividends$30M
Cash vs. debt$964M vs. $4.6B
Shift4 Payments vs. similar companies
Shift4 Payments grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Shift4 Payments | 28.2× · Fair price | ||
 Microsoft | 29.1× · Fair price | ||
 Palantir Technologies | 249.1× · Very expensive | ||
 Oracle | 22.9× · Fair price | ||
 Palo Alto Networks | 232.7× · Very expensive |
AI analysis
An AI analyst reads Shift4 Payments's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,994 | 2,565 | 3,331 | 4,180 | |
| 470 | 688 | 973 | 1,428 | |
| 58 | 157 | 251 | 337 | |
| 269 | 367 | 358 | 817 | |
| 75 | 86 | 230 | 119 | |
| 1.05 | 1.43 | 3.03 | 1.08 | |
| 23.6% | 26.8% | 29.2% | 34.2% | |
| 2.9% | 6.1% | 7.5% | 8.1% | |
| 3.8% | 3.4% | 6.9% | 2.8% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 2,554 | 3,388 | 5,041 | 8,713 |
| Cash | 703 | 455 | 1,212 | 964 |
| Total debt | 1,765 | 1,777 | 2,881 | 4,616 |
| Total liabilities | 2,073 | 2,519 | 4,023 | 6,756 |
| 347 | 653 | 807 | 1,442 | |
| 83 | 61 | 92 | 89 | |
| 4.5% | 4.9% | 1.3% | 5.0% | |
| 21.6% | 13.2% | 28.5% | 8.3% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 275 | 346 | 500 | 634 | |
| 380 | 147 | 189 | 261 | |
| -105 | 199 | 311 | 373 | |
| Dividends paid | 0 | 0 | 0 | 30 |
| 186 | 105 | 146 | 453 | |
| 50 | 57 | 65 | 82 |
Valuation
- 28.2×
- 8.0×
- 29.89
- 2.2×
- 0.8×
- 9.0×
- 8.6×
- 11.1%
- 3.5%
- 0.0%
Profitability
- 34.2%
- 8.1%
- 2.8%
- 19.4%
- 5.1%
- 4.0%
- 6.4%
- 1.2%
- 5.3%
- –
Growth
- +28.0%
- +0.9%
- +60.7%
- –
- +2.4%
Financial health
- 4.5×
- 3.20
- 52.3%
- 2.0×
- 1.66
- 1.22
- 0.51
How it ranks in Technology
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 38%of 977
Bottom 49%of 977
Top 50%of 748
Top 16%of 982
Top 7%of 984
What analysts expect
- Average price target
- $73.36
- Range
- $50.00 – $104.00
- 8 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 7, 2026 | 0.97 | 0.99 | −2.0% |
| Feb 26, 2026 | 1.60 | 1.57 | +1.9% |
| Nov 6, 2025 | 1.47 | 1.46 | +0.7% |
| Aug 5, 2025 | 1.10 | 1.20 | −8.3% |
| Apr 29, 2025 | 1.07 | 0.71 | +50.7% |
| Feb 18, 2025 | 1.35 | 1.16 | +16.4% |
| Nov 12, 2024 | 1.04 | 1.06 | −1.9% |
| Aug 8, 2024 | 0.96 | 0.91 | +5.5% |
News
Who can replace Jensen Huang as Nvidia CEO? These four names are buzzing in AI circles.MarketWatch · Nov 12, 2026These four communication services stocks have stayed Strong Buys for weeksSeeking Alpha · Nov 12, 2026Dow sees its third 1,000-point swing in four days. Why the volatility isn’t over yet.MarketWatch · Nov 9, 2026Crude oil jumps as Iran says four tankers struck mines in the Strait of HormuzSeeking Alpha · Oct 30, 2026Four reasons to start worrying about inflation — including the end of tariff refundsMarketWatch · Oct 28, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
35No pass
Benjamin Graham
41No pass
Philip Fisher
31No pass
Peter Lynch
19No pass
Joel Greenblatt
24No pass
Charlie Munger
20No pass
Terry Smith
27No pass
Questions about Shift4 Payments
Is Shift4 Payments a good stock to buy?
A business with weak numbers at a fair price. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Shift4 Payments AI analysis
What does Shift4 Payments do?
Shift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. It is in Software - Infrastructure, based in Center Valley, PA, United States, with 6,300 employees.
Does Shift4 Payments pay a dividend?
Yes. In 2025 it paid out $30.0 million in dividends.
Is Shift4 Payments stock halal?
No. Shift4 Payments does not pass our halal screen: its debt is 138% of its market value, at or above the 33% limit. How we check
How has Shift4 Payments stock done over the past year?
Down 38.0% over the past twelve months, to $44.78. It traded between $35.58 and $73.78 and is 39.3% below its high.
Who are Shift4 Payments's competitors?
The largest listed companies in the same industry are Microsoft, Palantir Technologies, Oracle and Palo Alto Networks. The peers table on this page compares their profit, growth and price with Shift4 Payments's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.