profit from every $100 of sales.
$0$100
Primis Financial
$14.60-0.27% today
+32.5% in 1 year
1-year low $10.571-year high $16.67
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $5.89 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Primis Financial sold, what it kept, and what it did with the cash.
Sales went from $120 million in 2022 to $141 million in 2025, with $61.4 million of profit last year.
SalesProfit
Primis Financial handed back more cash to shareholders than it generated last year.
$10M
Free cash flow 2025$9M
Bought back its own shares$807,000
Paid as dividends$10M
Cash vs. debt$144M vs. $197M
Primis Financial vs. similar companies
Primis Financial grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Primis Financial | 5.9× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Primis Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 120 | 144 | 147 | 141 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 14 | -8 | -16 | 61 | |
| 0.72 | 0.40 | -0.31 | 2.49 | |
| – | – | – | – | |
| – | – | – | – | |
| 11.8% | -5.4% | -11.0% | 43.6% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 3,567 | 3,857 | 3,690 | 4,047 |
| Cash | 78 | 78 | 65 | 144 |
| Total debt | 426 | 158 | 125 | 197 |
| Total liabilities | 3,178 | 3,459 | 3,325 | 3,624 |
| 389 | 376 | 352 | 423 | |
| 25 | 25 | 25 | 25 | |
| – | – | – | – | |
| 3.6% | -2.1% | -4.6% | 14.5% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 12 | 29 | 20 | 11 | |
| 1 | 2 | 1 | 2 | |
| 11 | 27 | 18 | 9 | |
| Dividends paid | 10 | 10 | 10 | 10 |
| 0 | 0 | 0 | 1 | |
| 0 | 1 | 1 | 3 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 5.9×
- 9.1×
- 0.12
- 0.8×
- 2.6×
- 17.0%
- 2.8%
Profitability
- 43.6%
- 1.1%
- 2.2%
- 11.5%
- 1.1%
Growth
- +5.5%
- +51.2%
- +0.0%
- +0.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 28%of 852
Bottom 43%of 733
Top 7%of 863
Bottom 39%of 860
Bottom 32%of 920
What analysts expect
- Average price target
- $14.00
- Range
- $14.00 – $14.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 0.33 | 0.32 | +3.1% |
| Jan 29, 2026 | 0.10 | 0.34 | −70.6% |
| Oct 23, 2025 | 0.28 | 0.32 | −12.5% |
| Jul 24, 2025 | 0.11 | 0.24 | −54.2% |
| Apr 29, 2025 | 0.14 | 0.25 | −44.0% |
| Jan 28, 2025 | -0.65 | 0.11 | −690.9% |
| Oct 24, 2024 | 0.08 | 0.43 | −81.4% |
| Jul 25, 2024 | 0.32 | 0.39 | −17.9% |
2.8%of the share price, paid each year
On $1,000 invested$28a year at today's yield, before tax
+0.0%2020 to 2025
Raised–not every year
Paid per share, each year
$0.52 in 2015 → $0.40 in 2025
How safe it looks
16.1% of its profit
Room to growStretchedMore than it earns: 109.3%
News
Primis signals 8%–8.5% year-end balance sheet growth as it targets TCE north of 8.5% in a few quartersSeeking Alpha · Oct 23, 2026Primis Financial GAAP EPS of $0.35 misses by $0.10, revenue of $49.2M beats by $13.92MSeeking Alpha · Oct 23, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
31No pass
Benjamin Graham
62Pass
Philip Fisher
66Pass
Peter Lynch
85Pass
Joel Greenblatt
33No pass
Charlie Munger
39No pass
Terry Smith
32No pass
Questions about Primis Financial
Is Primis Financial a good stock to buy?
A strong, very profitable business, and the price looks low. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Primis Financial AI analysis
What does Primis Financial do?
Primis Financial Corp. operates as the bank holding company for Primis Bank that provides a range of financial services to individuals and small and medium sized businesses in the United States. It is in Banks - Regional.
Does Primis Financial pay a dividend?
Yes. At today's price the dividend is 2.8% a year, about 16% of its yearly profit. In 2025 it paid out $9.87 million in dividends.
Is Primis Financial stock halal?
No. Primis Financial does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Primis Financial stock done over the past year?
Up 32.5% over the past twelve months, to $14.60. It traded between $10.57 and $16.67 and is 12.4% below its high.
Who are Primis Financial's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Primis Financial's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.