profit from every $100 of sales.
$0$100
FirstSun Capital Bancorp
$39.04-0.03% today
+26.7% in 1 year
1-year low $30.811-year high $41.11
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $17.98 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What FirstSun Capital Bancorp sold, what it kept, and what it did with the cash.
Sales went from $323 million in 2022 to $409 million in 2025, with $97.9 million of profit last year.
SalesProfit
FirstSun Capital Bancorp handed back 1% of the cash it generated last year.
Buybacks $1M
Free cash flow 2025$104M
Bought back its own shares$1M
Paid as dividends–
Cash vs. debt$653M vs. $66M
FirstSun Capital Bancorp vs. similar companies
FirstSun Capital Bancorp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| FirstSun Capital Bancorp | 18.0× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads FirstSun Capital Bancorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 323 | 365 | 377 | 409 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 59 | 104 | 76 | 98 | |
| 2.48 | 4.08 | 2.69 | 3.47 | |
| – | – | – | – | |
| – | – | – | – | |
| 18.3% | 28.4% | 20.0% | 23.9% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 7,430 | 7,880 | 8,097 | 8,485 |
| Cash | 344 | 479 | 616 | 653 |
| Total debt | 755 | 491 | 100 | 66 |
| Total liabilities | 6,656 | 7,003 | 7,056 | 7,332 |
| 775 | 877 | 1,041 | 1,153 | |
| 24 | 25 | 28 | 28 | |
| – | – | – | – | |
| 7.6% | 11.8% | 7.3% | 8.5% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 97 | 125 | 101 | 111 | |
| 2 | 4 | 5 | 8 | |
| 95 | 121 | 96 | 104 | |
| Dividends paid | – | – | – | – |
| 1 | 0 | – | 1 | |
| 1 | 2 | 2 | 4 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 18.0×
- 10.9×
- 1.52
- 0.8×
- 4.3×
- 5.6%
- 0.0%
Profitability
- 23.9%
- 1.1%
- 6.5%
- 8.4%
- 1.1%
Growth
- +8.2%
- +11.8%
- –
- +2.9%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 29%of 852
Bottom 46%of 733
Bottom 32%of 863
Top 50%of 860
Bottom 48%of 920
What analysts expect
- Average price target
- $44.00
- Range
- $43.00 – $45.00
- 2 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 27, 2026 | 0.84 | 0.90 | −6.7% |
| Jan 26, 2026 | 0.95 | 0.86 | +10.5% |
| Oct 27, 2025 | 0.82 | 0.89 | −7.7% |
| Jul 28, 2025 | 0.93 | 0.89 | +5.1% |
| Apr 28, 2025 | 0.83 | 0.80 | +4.1% |
| Mar 7, 2025 | 0.58 | – | – |
| Oct 28, 2024 | 0.79 | 0.86 | −8.1% |
| Jul 29, 2024 | 0.90 | 0.90 | +0.0% |
News
FirstSun Capital Bancorp Non-GAAP EPS of $1.03, revenue of $179.6MSeeking Alpha · Oct 26, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
59No pass
Benjamin Graham
86Pass
Philip Fisher
69Pass
Peter Lynch
57No pass
Joel Greenblatt
12No pass
Charlie Munger
59No pass
Terry Smith
59No pass
Questions about FirstSun Capital Bancorp
Is FirstSun Capital Bancorp a good stock to buy?
A strong, very profitable business at a fair price. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the FirstSun Capital Bancorp AI analysis
What does FirstSun Capital Bancorp do?
FirstSun Capital Bancorp operates as a bank holding company for Sunflower Bank that provides a range of commercial and consumer banking, and financial services to small and medium-sized companies. It is in Banks - Regional.
Does FirstSun Capital Bancorp pay a dividend?
No. FirstSun Capital Bancorp does not pay a dividend at the moment; in 2025 it returned $1.24 million to shareholders by buying back its own shares.
Is FirstSun Capital Bancorp stock halal?
No. FirstSun Capital Bancorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has FirstSun Capital Bancorp stock done over the past year?
Up 26.7% over the past twelve months, to $39.04. It traded between $30.81 and $41.11 and is 5.0% below its high.
Who are FirstSun Capital Bancorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with FirstSun Capital Bancorp's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.