profit from every $100 of sales.
$0$100
Fulton Financial
$23.99+0.63% today
+35.9% in 1 year
1-year low $17.031-year high $25.19
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $11.59 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Fulton Financial sold, what it kept, and what it did with the cash.
Sales went from $1.01 billion in 2022 to $1.31 billion in 2025, with $392 million of profit last year.
SalesProfit
Fulton Financial handed back 73% of the cash it generated last year.
Buybacks $66M$141M
Free cash flow 2025$284M
Bought back its own shares$66M
Paid as dividends$141M
Cash vs. debt$1.0B vs. $619M
Fulton Financial vs. similar companies
Fulton Financial grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Fulton Financial | 11.6× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Fulton Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,009 | 1,082 | 1,179 | 1,313 | |
| – | – | – | – | |
| – | – | – | – | |
| 462 | 801 | – | – | |
| 287 | 284 | 289 | 392 | |
| 1.67 | 1.64 | 1.57 | 2.08 | |
| – | – | – | – | |
| – | – | – | – | |
| 28.4% | 26.3% | 24.5% | 29.8% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 26,932 | 27,572 | 32,072 | 32,118 |
| Cash | 668 | 532 | 1,060 | 1,035 |
| Total debt | 1,791 | 1,636 | 1,218 | 619 |
| Total liabilities | 24,352 | 24,812 | 28,874 | 28,628 |
| 2,580 | 2,760 | 3,197 | 3,490 | |
| 165 | 167 | 177 | 183 | |
| 7.8% | 13.8% | – | – | |
| 11.1% | 10.3% | 9.0% | 11.2% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 595 | 363 | 417 | 304 | |
| 21 | 33 | 42 | 20 | |
| 574 | 330 | 374 | 284 | |
| Dividends paid | 116 | 116 | 132 | 141 |
| 0 | 77 | 30 | 66 | |
| 14 | 13 | 11 | 13 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 11.6×
- 11.8×
- 1.53
- 1.1×
- 3.5×
- 8.6%
- 3.4%
Profitability
- 29.8%
- 7.2%
- 6.3%
- 11.5%
- 1.2%
Growth
- +9.2%
- +7.6%
- +5.4%
- +3.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 36%of 848
Top 41%of 728
Top 37%of 880
Top 46%of 878
Top 50%of 932
What analysts expect
- Average price target
- $24.00
- Range
- $24.00 – $24.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 22, 2026 | 0.55 | 0.50 | +10.0% |
| Jan 21, 2026 | 0.55 | 0.52 | +5.8% |
| Oct 21, 2025 | 0.55 | 0.49 | +13.2% |
| Jul 15, 2025 | 0.55 | 0.43 | +29.4% |
| Apr 15, 2025 | 0.52 | 0.41 | +25.9% |
| Jan 21, 2025 | 0.48 | 0.43 | +11.6% |
| Oct 15, 2024 | 0.50 | 0.43 | +15.1% |
| Jul 16, 2024 | 0.47 | 0.30 | +56.7% |
3.4%of the share price, paid each year
On $1,000 invested$34a year at today's yield, before tax
+5.4%2020 to 2025
Raised2 yearsin a row, in our data
Paid per share, each year
$0.38 in 2015 → $0.73 in 2025
How safe it looks
36.1% of its profit
Room to growStretchedMore than it earns: 49.7%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
58No pass
Benjamin Graham
73Pass
Philip Fisher
62Pass
Peter Lynch
53No pass
Joel Greenblatt
22No pass
Charlie Munger
51No pass
Terry Smith
44No pass
Questions about Fulton Financial
Is Fulton Financial a good stock to buy?
A strong, very profitable business, and the price looks low. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Fulton Financial AI analysis
What does Fulton Financial do?
Fulton Financial Corporation operates as a financial holding company that provides consumer and commercial banking products and services. It accepts various checking accounts and savings deposit products, certificates of deposit, and individual retirement accounts. It is in Banks - Regional, based in Lancaster, PA, United States, with 3,400 employees.
Does Fulton Financial pay a dividend?
Yes. At today's price the dividend is 3.4% a year, about 36% of its yearly profit. In 2025 it paid out $141 million in dividends.
Is Fulton Financial stock halal?
No. Fulton Financial does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Fulton Financial stock done over the past year?
Up 35.9% over the past twelve months, to $23.99. It traded between $17.03 and $25.19 and is 4.8% below its high.
Who are Fulton Financial's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Fulton Financial's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.