profit from every $100 of sales.
$0$100
FVCBankcorp
$16.26+0.12% today
+29.5% in 1 year
1-year low $12.161-year high $19.03
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $13.29 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What FVCBankcorp sold, what it kept, and what it did with the cash.
Sales went from $68.1 million in 2022 to $66.2 million in 2025, with $22.1 million of profit last year.
SalesProfit
FVCBankcorp handed back 37% of the cash it generated last year.
Buybacks $7M$2M
Free cash flow 2025$24M
Bought back its own shares$7M
Paid as dividends$2M
Cash vs. debt$128M vs. $25M
FVCBankcorp vs. similar companies
FVCBankcorp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| FVCBankcorp | 13.3× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads FVCBankcorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 68 | 42 | 58 | 66 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 25 | 4 | 15 | 22 | |
| 1.35 | 0.21 | 0.82 | 1.21 | |
| – | – | – | – | |
| – | – | – | – | |
| 36.7% | 9.1% | 26.1% | 33.3% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 2,344 | 2,191 | 2,199 | 2,292 |
| Cash | 82 | 61 | 91 | 128 |
| Total debt | 265 | 114 | 76 | 25 |
| Total liabilities | 2,142 | 1,973 | 1,964 | 2,039 |
| 202 | 217 | 235 | 254 | |
| 18 | 18 | 18 | 18 | |
| – | – | – | – | |
| 12.3% | 1.8% | 6.4% | 8.7% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 22 | 16 | 18 | 24 | |
| 0 | 0 | 0 | 0 | |
| 22 | 16 | 18 | 24 | |
| Dividends paid | – | – | 0 | 2 |
| 1 | 1 | 0 | 7 | |
| 1 | 1 | 1 | 1 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 13.3×
- 11.4×
- –
- 1.1×
- 4.4×
- 7.5%
- 1.6%
Profitability
- 33.3%
- 14.0%
- 5.4%
- 9.2%
- 1.0%
Growth
- −1.0%
- −3.6%
- –
- +1.5%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 15%of 852
Top 37%of 733
Top 46%of 863
Bottom 19%of 860
Top 37%of 920
What analysts expect
- Average price target
- $19.00
- Range
- $19.00 – $19.00
- 2 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 21, 2026 | 0.35 | 0.33 | +6.1% |
| Jan 20, 2026 | 0.31 | 0.31 | +0.0% |
| Oct 21, 2025 | 0.31 | 0.31 | +0.0% |
| Jul 22, 2025 | 0.30 | 0.28 | +7.1% |
| Apr 22, 2025 | 0.28 | 0.24 | +16.7% |
| Mar 20, 2025 | 0.27 | – | – |
| Oct 22, 2024 | 0.25 | 0.24 | +4.2% |
| Jul 25, 2024 | 0.23 | 0.21 | +9.5% |
1.6%of the share price, paid each year
On $1,000 invested$16a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
9.8% of its profit
Room to growStretchedMore than it earns: 9.1%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
58No pass
Benjamin Graham
88Pass
Philip Fisher
56No pass
Peter Lynch
30No pass
Joel Greenblatt
30No pass
Charlie Munger
61Pass
Terry Smith
56No pass
Questions about FVCBankcorp
Is FVCBankcorp a good stock to buy?
A strong, very profitable business, and the price looks low. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the FVCBankcorp AI analysis
What does FVCBankcorp do?
FVCBankcorp, Inc. operates as the holding company for FVCbank that provides various banking products and services in Virginia. It is in Banks - Regional.
Does FVCBankcorp pay a dividend?
Yes. At today's price the dividend is 1.6% a year, about 10% of its yearly profit. In 2025 it paid out $2.17 million in dividends.
Is FVCBankcorp stock halal?
No. FVCBankcorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has FVCBankcorp stock done over the past year?
Up 29.5% over the past twelve months, to $16.26. It traded between $12.16 and $19.03 and is 14.6% below its high.
Who are FVCBankcorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with FVCBankcorp's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.