profit from every $100 of sales.
$0$100
Greene County Bancorp
$35.60-0.06% today
+60.7% in 1 year
1-year low $21.611-year high $36.59
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $19.47 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Greene County Bancorp sold, what it kept, and what it did with the cash.
Sales went from $70.1 million in 2022 to $75.4 million in 2025, with $31.1 million of profit last year.
SalesProfit
Greene County Bancorp handed back 16% of the cash it generated last year.
$4M
Free cash flow 2025$27M
Bought back its own shares–
Paid as dividends$4M
Cash vs. debt$185M vs. $128M
Greene County Bancorp vs. similar companies
Greene County Bancorp grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Greene County Bancorp | 19.5× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Greene County Bancorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 70 | 73 | 65 | 75 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 28 | 31 | 25 | 31 | |
| 1.65 | 1.81 | 1.45 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 39.9% | 42.0% | 38.2% | 41.3% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 2,572 | 2,698 | 2,826 | 3,041 |
| Cash | 73 | 201 | 193 | 185 |
| Total debt | 173 | 49 | 199 | 128 |
| Total liabilities | 2,414 | 2,515 | 2,620 | 2,802 |
| 158 | 183 | 206 | 239 | |
| 17 | 17 | 17 | – | |
| – | – | – | – | |
| 17.7% | 16.8% | 12.0% | 13.0% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 35 | 28 | 25 | 28 | |
| 1 | 2 | 2 | 1 | |
| 34 | 27 | 23 | 27 | |
| Dividends paid | 3 | 2 | 3 | 4 |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 19.5×
- –
- –
- 1.6×
- 8.0×
- 5.1%
- 1.6%
Profitability
- 41.3%
- 1.2%
- 10.0%
- 15.4%
- 1.2%
Growth
- +2.4%
- –
- +10.6%
- +0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 28%of 768
Top 32%of 611
Bottom 30%of 881
Bottom 27%of 880
Top 49%of 926
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 22, 2026 | 0.62 | – | – |
| Jan 21, 2026 | 0.60 | – | – |
| Oct 21, 2025 | 0.52 | – | – |
| Sep 5, 2025 | 0.55 | – | – |
| Apr 22, 2025 | 0.47 | – | – |
| Jan 22, 2025 | 0.44 | – | – |
| Oct 22, 2024 | 0.37 | – | – |
| Sep 6, 2024 | 0.40 | – | – |
1.6%of the share price, paid each year
On $1,000 invested$16a year at today's yield, before tax
+10.6%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.18 in 2015 → $0.38 in 2025
How safe it looks
14.4% of its profit
Room to growStretchedMore than it earns: 16.4%
News
Greene County Bancorp declares $0.11 dividendSeeking Alpha · Oct 21, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
54No pass
Benjamin Graham
61Pass
Philip Fisher
61Pass
Peter Lynch
57No pass
Joel Greenblatt
11No pass
Charlie Munger
55No pass
Terry Smith
46No pass
Questions about Greene County Bancorp
Is Greene County Bancorp a good stock to buy?
A strong, very profitable business at a fair price. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Greene County Bancorp AI analysis
What does Greene County Bancorp do?
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. It is in Banks - Regional.
Does Greene County Bancorp pay a dividend?
Yes. At today's price the dividend is 1.6% a year, about 14% of its yearly profit. In 2025 it paid out $4.48 million in dividends.
Is Greene County Bancorp stock halal?
No. Greene County Bancorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Greene County Bancorp stock done over the past year?
Up 60.7% over the past twelve months, to $35.60. It traded between $21.61 and $36.59 and is 2.7% below its high.
Who are Greene County Bancorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Greene County Bancorp's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.