profit from every $100 of sales.
$0$100
Grupo Financiero Galicia
$29.75+2.44% today
-44.5% in 1 year
1-year low $29.041-year high $56.46
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $36.61 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Grupo Financiero Galicia sold, what it kept, and what it did with the cash.
Sales went from ARS 4.68 trillion in 2022 to ARS 8.54 trillion in 2025, with ARS 213 billion of profit last year.
SalesProfit
Grupo Financiero Galicia vs. similar companies
Grupo Financiero Galicia grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Grupo Financiero Galicia | 36.6× · Expensive | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Grupo Financiero Galicia's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of ARS | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 4,684,810 | 9,569,765 | 9,875,328 | 8,537,670 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 329,384 | 965,881 | 2,115,458 | 212,524 | |
| 2,228.74 | 4,595.85 | 11,868.04 | 1,324.80 | |
| – | – | – | – | |
| – | – | – | – | |
| 7.0% | 10.1% | 21.4% | 2.5% |
Balance sheet
| In millions of ARS | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 10,488,176 | 10,216,058 | 42,762,237 | 45,669,451 |
| Cash | 1,393,687 | 1,995,885 | 8,872,754 | 9,367,223 |
| Total debt | 491,262 | 465,725 | 2,329,419 | 2,922,095 |
| Total liabilities | 8,592,294 | 8,198,814 | 34,807,331 | 37,909,826 |
| 1,895,882 | 2,017,155 | 7,954,698 | 7,759,336 | |
| 148 | 148 | 149 | 160 | |
| – | – | – | – | |
| 17.4% | 47.9% | 26.6% | 2.7% |
Cash flow
| In millions of ARS | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 3,907,304 | 4,776,239 | 4,607,866 | -1,605,422 | |
| 125,659 | 212,037 | 282,440 | 245,915 | |
| 3,781,644 | 4,564,202 | 4,325,427 | -1,851,337 | |
| Dividends paid | 144,190 | 513,563 | 808,951 | 329,134 |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 36.6×
- 0.0×
- –
- 1.1×
- 0.9×
- 2.7%
- 4.2%
Profitability
- 2.5%
- 0.4%
- 18.0%
- 2.7%
- 0.4%
Growth
- +22.1%
- −15.9%
- +90.7%
- +2.8%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 17%of 668
Bottom 19%of 524
Bottom 10%of 903
Top 20%of 911
Bottom 7%of 938
What analysts expect
- Average price target
- $60.50
- Range
- $36.00 – $92.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Mar 4, 2026 | -0.34 | -0.05 | −589.6% |
| Nov 25, 2025 | 0.08 | 0.79 | −89.9% |
| Aug 26, 2025 | 0.94 | 1.49 | −36.9% |
| Jun 12, 2025 | 0.96 | 0.96 | +0.0% |
| Mar 6, 2025 | 4.36 | 1.10 | +296.4% |
| Nov 7, 2024 | 1.17 | 2.54 | −53.9% |
| Aug 28, 2024 | 0.31 | 0.67 | −53.7% |
| May 25, 2024 | 2.08 | 5.71 | −63.6% |
4.2%of the share price, paid each year
On $1,000 invested$42a year at today's yield, before tax
+90.7%2020 to 2025
Raised–not every year
Paid per share, each year
$0.06 in 2015 → $1.12 in 2025
How safe it looks
154.9% of its profit
Room to growStretchedMore than it earnsNews
Grupo Supervielle Q3 2026 Earnings PreviewSeeking Alpha · Nov 13, 2026Grupo Aeroportuario del Pacifico reports Q3 resultsSeeking Alpha · Oct 20, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
47No pass
Benjamin Graham
68Pass
Philip Fisher
42No pass
Peter Lynch
41No pass
Joel Greenblatt
8No pass
Charlie Munger
43No pass
Terry Smith
44No pass
Questions about Grupo Financiero Galicia
Is Grupo Financiero Galicia a good stock to buy?
A business with weak numbers, but the price is high. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Grupo Financiero Galicia AI analysis
What does Grupo Financiero Galicia do?
Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It is in Banks - Regional, based in Buenos Aires, Argentina, with 9,985 employees.
Does Grupo Financiero Galicia pay a dividend?
Yes. At today's price the dividend is 4.2% a year, about 155% of its yearly profit. In 2025 it paid out $329 billion in dividends.
Is Grupo Financiero Galicia stock halal?
No. Grupo Financiero Galicia does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Grupo Financiero Galicia stock done over the past year?
Down 44.5% over the past twelve months, to $29.75. It traded between $29.04 and $56.46 and is 47.3% below its high.
Who are Grupo Financiero Galicia's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Grupo Financiero Galicia's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.