profit from every $100 of sales.
$0$100
Globe Life
$160.74+0.39% today
+20.7% in 1 year
1-year low $130.371-year high $186.02
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $10.44 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Globe Life sold, what it kept, and what it did with the cash.
Sales went from $5.23 billion in 2022 to $5.99 billion in 2025, with $1.16 billion of profit last year.
SalesProfit
Globe Life handed back 77% of the cash it generated last year.
Buybacks $881M
Free cash flow 2025$1.3B
Bought back its own shares$881M
Paid as dividends$86M
Cash vs. debt$145M vs. $2.6B
Globe Life vs. similar companies
Globe Life grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Globe Life | 10.4× · Cheap | ||
 China Life Insurance | 6.4× · Cheap | ||
 Ping An Insurance (Group) Company of China | 7.2× · Cheap | ||
 AIA Group | 16.4× · Fair price | ||
 Manulife Financial | 18.0× · Fair price |
AI analysis
An AI analyst reads Globe Life's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 4,738 | 5,112 | 5,227 | 5,448 | 5,778 | 5,994 | |
| 901 | 1,215 | 1,179 | 1,260 | – | – | |
| 905 | 1,227 | 1,186 | 1,265 | – | – | |
| 1,000 | 1,378 | 1,214 | 1,318 | 1,481 | 1,607 | |
| 732 | 1,031 | 894 | 971 | 1,071 | 1,161 | |
| 6.82 | 9.99 | 7.47 | 10.07 | 11.94 | 14.07 | |
| 19.0% | 23.8% | 22.6% | 23.1% | – | – | |
| 19.1% | 24.0% | 22.7% | 23.2% | – | – | |
| 15.4% | 20.2% | 17.1% | 17.8% | 18.5% | 19.4% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 29,047 | 29,768 | 25,987 | 28,051 | 29,076 | 30,814 |
| Cash | 95 | 92 | 93 | 103 | 165 | 145 |
| Total debt | 1,923 | 2,176 | 2,077 | 2,116 | 2,740 | 2,625 |
| Total liabilities | 20,276 | 21,125 | 22,037 | 23,565 | 23,771 | 24,839 |
| 8,771 | 2,004 | 3,950 | 4,487 | 5,306 | 5,975 | |
| 107 | 103 | 99 | 96 | 90 | 83 | |
| 7.3% | 25.7% | 15.6% | 15.5% | 14.3% | 14.5% | |
| 8.3% | 51.5% | 22.6% | 21.6% | 20.2% | 19.4% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 1,476 | 1,438 | 1,422 | 1,482 | 1,402 | 1,396 | |
| 42 | 38 | 28 | 50 | 71 | 142 | |
| 1,435 | 1,399 | 1,394 | 1,433 | 1,331 | 1,254 | |
| Dividends paid | 78 | 80 | 81 | 84 | 85 | 86 |
| 444 | 541 | 455 | 511 | 1,002 | 881 | |
| 36 | 30 | 36 | 31 | 40 | 53 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 10.4×
- 10.3×
- 0.67
- 2.0×
- 2.0×
- 9.6%
- 0.7%
Profitability
- 19.4%
- 4.1%
- 13.2%
- 20.3%
- 3.8%
Growth
- +4.8%
- +15.6%
- +7.4%
- −5.7%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 46%of 768
Top 42%of 611
Top 32%of 881
Bottom 34%of 880
Top 21%of 926
What analysts expect
- Average price target
- $171.25
- Range
- $157.00 – $185.00
- 2 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 22, 2026 | 3.43 | 3.46 | −0.9% |
| Feb 4, 2026 | 3.39 | 3.44 | −1.5% |
| Oct 22, 2025 | 4.81 | 4.60 | +4.6% |
| Jul 23, 2025 | 3.27 | 3.25 | +0.6% |
| Apr 30, 2025 | 3.07 | 3.23 | −5.0% |
| Feb 5, 2025 | 3.14 | 3.12 | +0.6% |
| Oct 23, 2024 | 3.49 | 3.06 | +14.1% |
| Jul 24, 2024 | 2.97 | 2.91 | +2.1% |
0.7%of the share price, paid each year
On $1,000 invested$7a year at today's yield, before tax
+7.4%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.41 in 2015 → $1.05 in 2025
How safe it looks
7.4% of its profit
Room to growStretchedMore than it earns: 6.9%
News
GFL Environmental rejects $52/share offer from PE consortium, ends review - Globe & MailSeeking Alpha · Nov 10, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
5/7Passes 5 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
69Pass
Benjamin Graham
69Pass
Philip Fisher
71Pass
Peter Lynch
69Pass
Joel Greenblatt
46No pass
Charlie Munger
62Pass
Terry Smith
54No pass
Questions about Globe Life
Is Globe Life a good stock to buy?
A solid business, and the price looks low. 5 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Globe Life AI analysis
What does Globe Life do?
Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products, and annuities to lower middle to middle income households in the United States. It is in Insurance - Life, based in McKinney, TX, United States, with 3,695 employees.
Does Globe Life pay a dividend?
Yes. At today's price the dividend is 0.7% a year, about 7% of its yearly profit. In 2025 it paid out $86.1 million in dividends.
Is Globe Life stock halal?
No. Globe Life does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Globe Life stock done over the past year?
Up 20.7% over the past twelve months, to $160.74. It traded between $130.37 and $186.02 and is 13.6% below its high.
Who are Globe Life's competitors?
The largest listed companies in the same industry are China Life Insurance, Ping An Insurance (Group) Company of China, AIA Group and Manulife Financial. The peers table on this page compares their profit, growth and price with Globe Life's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.