profit from every $100 of sales.
$0$100
Genworth Financial
$8.33-0.95% today
-1.5% in 1 year
1-year low $7.941-year high $10.60
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $13.68 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Genworth Financial sold, what it kept, and what it did with the cash.
Sales went from $7.40 billion in 2022 to $7.11 billion in 2025, with $223 million of profit last year.
SalesProfit
Genworth Financial handed back 76% of the cash it generated last year.
Buybacks $247M
Free cash flow 2025$327M
Bought back its own shares$247M
Paid as dividends–
Cash vs. debt$2.0B vs. $1.5B
Genworth Financial vs. similar companies
Genworth Financial grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Genworth Financial | 13.7× · Cheap | ||
 China Life Insurance | 6.4× · Cheap | ||
 Ping An Insurance (Group) Company of China | 7.2× · Cheap | ||
 AIA Group | 16.4× · Fair price | ||
 Manulife Financial | 18.0× · Fair price |
AI analysis
An AI analyst reads Genworth Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 7,396 | 7,371 | 7,143 | 7,106 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 916 | 76 | 299 | 223 | |
| 1.19 | 0.16 | 0.68 | 0.54 | |
| – | – | – | – | |
| – | – | – | – | |
| 12.4% | 1.0% | 4.2% | 3.1% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 89,714 | 90,817 | 86,821 | 88,083 |
| Cash | 1,799 | 2,215 | 2,048 | 2,036 |
| Total debt | 1,611 | 1,584 | 1,518 | 1,513 |
| Total liabilities | 81,328 | 82,482 | 77,440 | 78,316 |
| 7,631 | 7,480 | 8,444 | 8,750 | |
| 511 | 475 | 439 | 414 | |
| 12.6% | 3.7% | 5.6% | 4.1% | |
| 12.0% | 1.0% | 3.5% | 2.5% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,049 | 597 | 88 | 327 | |
| – | – | – | – | |
| 1,049 | 597 | 88 | 327 | |
| Dividends paid | – | – | – | – |
| 64 | 296 | 189 | 247 | |
| 37 | 49 | 51 | 58 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 13.7×
- 19.4×
- –
- 0.4×
- 0.4×
- 7.3%
- 0.0%
Profitability
- 3.1%
- 0.7%
- 4.2%
- 2.5%
- 0.2%
Growth
- −1.3%
- −23.2%
- –
- −5.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 19%of 768
Bottom 21%of 611
Bottom 49%of 881
Bottom 18%of 880
Top 20%of 926
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 5, 2026 | 0.28 | 0.18 | +60.0% |
| Feb 23, 2026 | 0.02 | 0.16 | −87.5% |
| Nov 5, 2025 | 0.04 | 0.10 | −60.0% |
| Jul 30, 2025 | 0.16 | 0.06 | +166.7% |
| Apr 30, 2025 | 0.12 | 0.21 | −42.9% |
| Feb 18, 2025 | 0.04 | 0.18 | −77.8% |
| Nov 6, 2024 | 0.11 | 0.19 | −42.1% |
| Jul 31, 2024 | 0.28 | 0.20 | +40.0% |
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
51No pass
Benjamin Graham
78Pass
Philip Fisher
35No pass
Peter Lynch
20No pass
Joel Greenblatt
50No pass
Charlie Munger
38No pass
Terry Smith
35No pass
Questions about Genworth Financial
Is Genworth Financial a good stock to buy?
A business with weak numbers, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Genworth Financial AI analysis
What does Genworth Financial do?
Genworth Financial, Inc. provides insurance products in the United States and internationally. The company operates in three segments: Enact, U.S. Life Insurance, and Runoff. It is in Insurance - Life, based in Glen Allen, VA, United States, with 3,100 employees.
Does Genworth Financial pay a dividend?
No. Genworth Financial does not pay a dividend at the moment; in 2025 it returned $247 million to shareholders by buying back its own shares.
Is Genworth Financial stock halal?
No. Genworth Financial does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Genworth Financial stock done over the past year?
Down 1.5% over the past twelve months, to $8.33. It traded between $7.94 and $10.60 and is 21.4% below its high.
Who are Genworth Financial's competitors?
The largest listed companies in the same industry are China Life Insurance, Ping An Insurance (Group) Company of China, AIA Group and Manulife Financial. The peers table on this page compares their profit, growth and price with Genworth Financial's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.