profit from every $100 of sales.
$0$100
Granite Point Mortgage
$2.44-8.27% today
-91.0% in 1 year
1-year low $2.441-year high $28.30
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Granite Point Mortgage sold, what it kept, and what it did with the cash.
Sales went from $78.3 million in 2022 to $44.1 million in 2025, with -$41.2 million of profit last year.
SalesProfit
Granite Point Mortgage handed back more cash to shareholders than it generated last year.
$25M
Free cash flow 2025$3M
Bought back its own shares$6M
Paid as dividends$25M
Cash vs. debt$66M vs. $733M
Granite Point Mortgage vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Granite Point Mortgage | No profit yet | ||
 Annaly Capital Management | 6.9× · Cheap | ||
 AGNC Investment | 6.3× · Cheap | ||
 Rithm Capital | 7.4× · Cheap | ||
 Starwood Property | 10.3× · Cheap |
AI analysis
An AI analyst reads Granite Point Mortgage's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 78 | 79 | 40 | 44 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| -41 | -63 | -207 | -41 | |
| -1.04 | -1.50 | -4.39 | -1.16 | |
| – | – | – | – | |
| – | – | – | – | |
| -52.2% | -79.6% | -519.5% | -93.3% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 3,454 | 2,847 | 2,115 | 1,755 |
| Cash | 133 | 188 | 88 | 66 |
| Total debt | 1,415 | 1,076 | 875 | 733 |
| Total liabilities | 2,470 | 1,988 | 1,496 | 1,202 |
| 984 | 859 | 619 | 553 | |
| 53 | 52 | 50 | 48 | |
| – | – | – | – | |
| -4.2% | -7.4% | -33.4% | -7.4% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 59 | 52 | 9 | 3 | |
| – | – | 3 | – | |
| 59 | 52 | 6 | 3 | |
| Dividends paid | 66 | 57 | 38 | 25 |
| 16 | 11 | 8 | 6 | |
| 7 | 7 | 7 | 7 |
Valuation
- –
- –
- –
- 0.1×
- 0.3×
- 4.4×
- –
- 22.7%
- -349.8%
- 13.6%
Profitability
- 44.9%
- 7.3%
- -93.3%
- 7.7%
- 0.6%
- -2.7%
- -6.5%
- -2.4%
- 1.7%
- –
Growth
- −17.4%
- –
- −55.5%
- −21.0%
- −3.2%
Financial health
- 89.4×
- 1.79
- 63.1%
- 0.1×
- 0.05
- 0.05
- 0.09
How it ranks in Real Estate
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 10%of 743
Bottom 11%of 749
Bottom 5%of 759
Top 5%of 759
What analysts expect
- Average price target
- $1.65
- Range
- $1.65 – $1.65
- 2 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 5, 2026 | -0.06 | -0.19 | +68.4% |
| Feb 11, 2026 | -0.06 | -0.16 | +62.5% |
| Nov 5, 2025 | -0.40 | -0.15 | −175.6% |
| Aug 5, 2025 | -0.94 | -0.50 | −86.2% |
| May 6, 2025 | -0.57 | -0.73 | +21.9% |
| Feb 13, 2025 | -1.98 | -0.73 | −171.2% |
| Nov 6, 2024 | -0.04 | -0.96 | +95.8% |
| Aug 5, 2024 | -0.05 | -0.08 | +37.5% |
13.6%of the share price, paid each year
On $1,000 invested$136a year at today's yield, before tax
−21.0%2020 to 2025
Raised–not every year
Paid per share, each year
$0.70 in 2017 → $0.20 in 2025
How safe it looks
-67.7% of its profit
Room to growStretchedMore than it earns: 928.8%
News
Granite Point Mortgage Trust Inc. 7% FLTG PFD SR A declares $0.4375 dividendSeeking Alpha · Sep 16, 2026The newest story we have is from Sep 16, 2026.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
19No pass
Benjamin Graham
12No pass
Philip Fisher
28No pass
Peter Lynch
40No pass
Joel Greenblatt
17No pass
Charlie Munger
19No pass
Terry Smith
14No pass
Questions about Granite Point Mortgage
Is Granite Point Mortgage a good stock to buy?
A business with weak numbers that is not profitable yet. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Granite Point Mortgage AI analysis
What does Granite Point Mortgage do?
Granite Point Mortgage Trust Inc., a real estate investment trust, originates, invests in, and manages senior floating-rate commercial mortgage loans, and other debt and debt-like commercial real estate investments in the United States. It is in REIT - Mortgage.
Does Granite Point Mortgage pay a dividend?
Yes. At today's price the dividend is 13.6% a year. In 2025 it paid out $24.8 million in dividends.
Is Granite Point Mortgage stock halal?
No. Granite Point Mortgage does not pass our halal screen: its main business, mortgage lending, is not permitted. How we check
How has Granite Point Mortgage stock done over the past year?
Down 91.0% over the past twelve months, to $2.44. It traded between $2.44 and $28.30 and is 91.4% below its high.
Who are Granite Point Mortgage's competitors?
The largest listed companies in the same industry are Annaly Capital Management, AGNC Investment, Rithm Capital and Starwood Property. The peers table on this page compares their profit, growth and price with Granite Point Mortgage's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.