profit from every CHF 100 of sales.

Graubündner Kantonalbank
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
You pay CHF 8.79 for every CHF 1 of profit it makes in a year.
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Graubündner Kantonalbank sold, what it kept, and what it did with the cash.
Sales went from CHF 433 million in 2022 to CHF 521 million in 2025, with CHF 216 million of profit last year.
Graubündner Kantonalbank handed back 1% of the cash it generated last year.
Graubündner Kantonalbank vs. similar companies
Graubündner Kantonalbank grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from CHF 100 of sales | Sales growth a year | Price per CHF 1 of profit |
|---|---|---|---|
Graubündner Kantonalbank | 8.8× · Cheap | ||
China Merchants Bank | 7.7× · Cheap | ||
DBS Group Holdings | 18.2× · Fair price | ||
UniCredit | 11.5× · Cheap | ||
HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Graubündner Kantonalbank's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of CHF | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 433 | 501 | 510 | 521 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 198 | 218 | 217 | 216 | |
| 266.39 | 294.83 | 293.67 | 292.26 | |
| – | – | – | – | |
| – | – | – | – | |
| 45.7% | 43.6% | 42.6% | 41.6% |
Balance sheet
| In millions of CHF | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 33,253 | 32,769 | 35,598 | 36,307 |
| Cash | 7,794 | 6,318 | 8,106 | 8,303 |
| Total debt | 5,375 | 6,261 | 6,633 | 7,144 |
| Total liabilities | 30,384 | 29,828 | 32,597 | 33,296 |
| 2,811 | 2,890 | 2,951 | 2,980 | |
| 1 | 1 | 1 | 1 | |
| – | – | – | – | |
| 7.0% | 7.6% | 7.4% | 7.3% |
Cash flow
| In millions of CHF | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -1,156 | -1,153 | 2,154 | 481 | |
| 62 | 18 | 16 | 16 | |
| -1,218 | -1,171 | 2,138 | 466 | |
| Dividends paid | – | – | – | – |
| 2 | 5 | 1 | 2 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 8.8×
- –
- 2.80
- 0.5×
- 3.7×
- 11.4%
- –
Profitability
- 41.6%
- –
- –
- –
- –
Growth
- +6.3%
- +3.1%
- –
- −0.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Graubündner Kantonalbank
Is Graubündner Kantonalbank a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Graubündner Kantonalbank AI analysis
What does Graubündner Kantonalbank do?
Graubündner Kantonalbank provides various banking and products services to private individuals and companies primarily in Switzerland. It is in Banks - Regional, based in Chur, Switzerland.
Is Graubündner Kantonalbank stock halal?
No. Graubündner Kantonalbank does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Graubündner Kantonalbank stock done over the past year?
Up 41.6% over the past twelve months, to CHF 2,570.00. It traded between CHF 1,815.00 and CHF 2,810.00 and is 8.5% below its high.
Who are Graubündner Kantonalbank's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Graubündner Kantonalbank's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.



