profit from every $100 of sales.
$0$100
Home Bancorp
$61.90+0.45% today
+13.1% in 1 year
1-year low $52.431-year high $72.51
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $10.45 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Home Bancorp sold, what it kept, and what it did with the cash.
Sales went from $132 million in 2022 to $149 million in 2025, with $46.1 million of profit last year.
SalesProfit
Home Bancorp handed back 53% of the cash it generated last year.
Buybacks $14M$9M
Free cash flow 2025$44M
Bought back its own shares$14M
Paid as dividends$9M
Cash vs. debt$142M vs. $58M
Home Bancorp vs. similar companies
Home Bancorp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Home Bancorp | 10.5× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Home Bancorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 132 | 135 | 135 | 149 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 34 | 40 | 36 | 46 | |
| 4.16 | 4.99 | 4.55 | 5.87 | |
| – | – | – | – | |
| – | – | – | – | |
| 25.8% | 29.7% | 27.0% | 31.0% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 3,228 | 3,320 | 3,444 | 3,493 |
| Cash | 88 | 76 | 99 | 142 |
| Total debt | 236 | 252 | 236 | 58 |
| Total liabilities | 2,898 | 2,953 | 3,048 | 3,058 |
| 330 | 367 | 396 | 435 | |
| 8 | 8 | 8 | 8 | |
| – | – | – | – | |
| 10.3% | 11.0% | 9.2% | 10.6% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 51 | 41 | 49 | 55 | |
| 3 | 2 | 4 | 10 | |
| 48 | 39 | 45 | 44 | |
| Dividends paid | 8 | 8 | 8 | 9 |
| 11 | 5 | 5 | 14 | |
| 2 | 2 | 3 | 3 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 10.5×
- 10.5×
- 0.86
- 1.1×
- 3.2×
- 9.6%
- 1.9%
Profitability
- 31.0%
- 8.8%
- 8.1%
- 10.9%
- 1.3%
Growth
- +4.1%
- +12.2%
- +5.3%
- −1.9%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 28%of 848
Top 35%of 728
Top 30%of 880
Bottom 34%of 878
Top 31%of 932
What analysts expect
- Average price target
- $50.00
- Range
- $50.00 – $50.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 20, 2026 | 1.45 | 1.39 | +4.3% |
| Jan 26, 2026 | 1.46 | 1.39 | +5.0% |
| Oct 16, 2025 | 1.18 | 1.37 | −13.9% |
| Jul 21, 2025 | 1.45 | 1.24 | +16.9% |
| Apr 21, 2025 | 1.37 | 1.14 | +20.2% |
| Jan 27, 2025 | 1.21 | 1.14 | +6.1% |
| Oct 17, 2024 | 1.18 | 0.99 | +19.2% |
| Jul 17, 2024 | 1.02 | 0.98 | +4.1% |
1.9%of the share price, paid each year
On $1,000 invested$19a year at today's yield, before tax
+5.3%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.30 in 2015 → $1.14 in 2025
How safe it looks
19.5% of its profit
Room to growStretchedMore than it earns: 20.3%
News
I’m 63 and spending $95,000 on a roof deck for my $500,000 home. Is that a good investment?MarketWatch · Nov 14, 2026Should a widow leave her late partner’s home to her stepkids — or cut off contact with them?MarketWatch · Nov 14, 2026Home heating oil price declines from October high but still up 59% YoYSeeking Alpha · Nov 14, 2026My husband inherited $500,000, but he refuses to spend it on our home. Should I be worried?MarketWatch · Nov 13, 2026Prince Harry and Meghan Markle move into new home in CotswoldsMarketWatch · Nov 12, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
5/7Passes 5 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
67Pass
Benjamin Graham
75Pass
Philip Fisher
76Pass
Peter Lynch
64Pass
Joel Greenblatt
27No pass
Charlie Munger
64Pass
Terry Smith
55No pass
Questions about Home Bancorp
Is Home Bancorp a good stock to buy?
A strong, very profitable business, and the price looks low. 5 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Home Bancorp AI analysis
What does Home Bancorp do?
Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. It is in Banks - Regional.
Does Home Bancorp pay a dividend?
Yes. At today's price the dividend is 1.9% a year, about 20% of its yearly profit. In 2025 it paid out $8.99 million in dividends.
Is Home Bancorp stock halal?
No. Home Bancorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Home Bancorp stock done over the past year?
Up 13.1% over the past twelve months, to $61.90. It traded between $52.43 and $72.51 and is 14.6% below its high.
Who are Home Bancorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Home Bancorp's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.