profit from every $100 of sales.
$0$100
Hingham Institution for Savings
$301.45+0.28% today
+10.0% in 1 year
1-year low $253.911-year high $333.37
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $12.18 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Hingham Institution for Savings sold, what it kept, and what it did with the cash.
Sales went from $85.4 million in 2022 to $104 million in 2025, with $54.6 million of profit last year.
SalesProfit
Hingham Institution for Savings handed back 15% of the cash it generated last year.
$5M
Free cash flow 2025$36M
Bought back its own shares–
Paid as dividends$5M
Cash vs. debt$370M vs. $1.5B
Hingham Institution for Savings vs. similar companies
Hingham Institution for Savings grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Hingham Institution for Savings | 12.2× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Hingham Institution for Savings's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 85 | 65 | 66 | 104 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 38 | 26 | 28 | 55 | |
| 17.04 | 12.02 | 12.85 | 24.76 | |
| – | – | – | – | |
| – | – | – | – | |
| 43.9% | 40.8% | 42.8% | 52.3% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 4,194 | 4,484 | 4,458 | 4,543 |
| Cash | 362 | 362 | 352 | 370 |
| Total debt | 1,276 | 1,693 | 1,497 | 1,464 |
| Total liabilities | 3,808 | 4,076 | 4,026 | 4,063 |
| 386 | 408 | 432 | 480 | |
| 2 | 2 | 2 | 2 | |
| – | – | – | – | |
| 9.7% | 6.5% | 6.5% | 11.4% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 56 | 20 | 12 | 36 | |
| 3 | 1 | 0 | 0 | |
| 53 | 18 | 12 | 36 | |
| Dividends paid | 7 | 7 | 5 | 5 |
| – | – | – | – | |
| 0 | 0 | 0 | 0 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 12.2×
- –
- 0.92
- 1.2×
- 6.4×
- 8.2%
- 1.2%
Profitability
- 52.3%
- 1.1%
- 2.9%
- 10.8%
- 1.1%
Growth
- +6.9%
- +13.3%
- −6.3%
- +0.5%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 27%of 848
Top 33%of 728
Top 41%of 880
Bottom 45%of 878
Bottom 45%of 932
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 17, 2026 | 4.79 | – | – |
| Jan 16, 2026 | 4.54 | – | – |
| Oct 10, 2025 | 3.86 | – | – |
| Jul 11, 2025 | 3.39 | – | – |
| Apr 11, 2025 | 2.78 | – | – |
| Jan 17, 2025 | 2.16 | – | – |
| Oct 11, 2024 | 1.44 | – | – |
| Jul 12, 2024 | 1.00 | – | – |
1.2%of the share price, paid each year
On $1,000 invested$12a year at today's yield, before tax
−6.3%2020 to 2025
Raised1 yearin a row, in our data
Paid per share, each year
$2.14 in 2015 → $2.52 in 2025
How safe it looks
10.1% of its profit
Room to growStretchedMore than it earns: 15.5%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
39No pass
Benjamin Graham
69Pass
Philip Fisher
61Pass
Peter Lynch
57No pass
Joel Greenblatt
18No pass
Charlie Munger
42No pass
Terry Smith
34No pass
Questions about Hingham Institution for Savings
Is Hingham Institution for Savings a good stock to buy?
A strong, very profitable business, and the price looks low. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Hingham Institution for Savings AI analysis
What does Hingham Institution for Savings do?
Hingham Institution for Savings provides various financial products and services to individuals and businesses in the United States. It offers savings, checking, money market, demand deposit, and negotiable order of withdrawal accounts, as well as certificates of deposit. It is in Banks - Regional.
Does Hingham Institution for Savings pay a dividend?
Yes. At today's price the dividend is 1.2% a year, about 10% of its yearly profit. In 2025 it paid out $5.50 million in dividends.
Is Hingham Institution for Savings stock halal?
No. Hingham Institution for Savings does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Hingham Institution for Savings stock done over the past year?
Up 10.0% over the past twelve months, to $301.45. It traded between $253.91 and $333.37 and is 9.6% below its high.
Who are Hingham Institution for Savings's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Hingham Institution for Savings's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.