profit from every $100 of sales.
$0$100
The Hartford Financial Services Group
$137.48+0.42% today
+2.8% in 1 year
1-year low $122.361-year high $145.68
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $9.58 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What The Hartford Financial Services Group sold, what it kept, and what it did with the cash.
Sales went from $21.9 billion in 2022 to $28.1 billion in 2025, with $3.84 billion of profit last year.
SalesProfit
The Hartford Financial Services Group handed back 39% of the cash it generated last year.
Buybacks $1.6B$613M
Free cash flow 2025$5.8B
Bought back its own shares$1.6B
Paid as dividends$613M
Cash vs. debt$133M vs. $4.4B
The Hartford Financial Services Group vs. similar companies
The Hartford Financial Services Group grows the slowest of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| The Hartford Financial Services Group | 9.6× · Cheap | ||
 Chubb | 13.9× · Cheap | ||
 The Progressive | 12.1× · Cheap | ||
 Tokio Marine Holdings | 15.9× · Fair price | ||
 The Travelers Companies | 13.1× · Cheap |
AI analysis
An AI analyst reads The Hartford Financial Services Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 20,523 | 22,390 | 21,854 | 24,330 | 26,384 | 28,071 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 2,918 | 3,819 | 3,100 | 3,797 | 4,404 | 5,355 | |
| 1,737 | 2,371 | 1,819 | 2,504 | 3,111 | 3,836 | |
| 4.76 | 6.64 | 5.44 | 7.97 | 10.35 | 13.32 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 8.5% | 10.6% | 8.3% | 10.3% | 11.8% | 13.7% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 74,111 | 76,578 | 73,008 | 76,780 | 80,917 | 85,997 |
| Cash | 239 | 337 | 229 | 126 | 183 | 133 |
| Total debt | 4,352 | 4,944 | 4,357 | 4,362 | 4,366 | 4,371 |
| Total liabilities | 55,555 | 58,735 | 59,332 | 61,453 | 64,470 | 67,018 |
| 18,556 | 17,805 | 13,676 | 15,327 | 16,447 | 18,979 | |
| 361 | 354 | 330 | 312 | 299 | 287 | |
| 8.1% | 10.9% | 10.8% | 13.2% | 15.4% | 16.8% | |
| 9.4% | 13.3% | 13.3% | 16.3% | 18.9% | 20.2% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 3,871 | 4,093 | 4,008 | 4,220 | 5,909 | 5,922 | |
| 114 | 133 | 175 | 215 | 145 | 169 | |
| 3,757 | 3,960 | 3,833 | 4,005 | 5,764 | 5,753 | |
| Dividends paid | 457 | 485 | 527 | 549 | 577 | 613 |
| 150 | 1,702 | 1,550 | 1,400 | 1,514 | 1,615 | |
| 116 | 128 | 131 | 125 | 133 | 141 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 9.6×
- 10.4×
- 0.42
- 1.9×
- 1.3×
- 10.4%
- 1.7%
Profitability
- 13.7%
- 29.2%
- 12.9%
- 22.0%
- 4.7%
Growth
- +6.5%
- +22.9%
- +10.7%
- −5.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 4%of 850
Bottom 36%of 733
Top 25%of 865
Bottom 43%of 861
Top 14%of 920
What analysts expect
- Average price target
- $152.00
- Range
- $135.00 – $165.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 3.09 | 3.39 | −8.8% |
| Jan 29, 2026 | 4.06 | 3.17 | +28.1% |
| Oct 27, 2025 | 3.78 | 3.09 | +22.3% |
| Jul 28, 2025 | 3.41 | 2.83 | +20.5% |
| Apr 24, 2025 | 2.20 | 2.15 | +2.3% |
| Jan 30, 2025 | 2.94 | 2.68 | +9.7% |
| Oct 24, 2024 | 2.53 | 2.54 | −0.4% |
| Jul 25, 2024 | 2.50 | 2.24 | +11.6% |
1.7%of the share price, paid each year
On $1,000 invested$17a year at today's yield, before tax
+10.7%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.78 in 2015 → $2.16 in 2025
How safe it looks
16.0% of its profit
Room to growStretchedMore than it earns: 10.7%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
7/7Passes 7 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
83Pass
Benjamin Graham
85Pass
Philip Fisher
76Pass
Peter Lynch
80Pass
Joel Greenblatt
72Pass
Charlie Munger
77Pass
Terry Smith
71Pass
Questions about The Hartford Financial Services Group
Is The Hartford Financial Services Group a good stock to buy?
A solid business, and the price looks low. 7 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the The Hartford Financial Services Group AI analysis
What does The Hartford Financial Services Group do?
The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It is in Insurance - Property & Casualty, based in Hartford, CT, United States, with 19,200 employees.
Does The Hartford Financial Services Group pay a dividend?
Yes. At today's price the dividend is 1.7% a year, about 16% of its yearly profit. In 2025 it paid out $613 million in dividends.
Is The Hartford Financial Services Group stock halal?
No. The Hartford Financial Services Group does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has The Hartford Financial Services Group stock done over the past year?
Up 2.8% over the past twelve months, to $137.48. It traded between $122.36 and $145.68 and is 5.6% below its high.
Who are The Hartford Financial Services Group's competitors?
The largest listed companies in the same industry are Chubb, The Progressive, Tokio Marine Holdings and The Travelers Companies. The peers table on this page compares their profit, growth and price with The Hartford Financial Services Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.