profit from every A$100 of sales.
A$0A$100
Helia Group
A$4.91-0.41% today
-15.2% in 1 year
1-year low A$4.461-year high A$6.26
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay A$5.45 for every A$1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Helia Group sold, what it kept, and what it did with the cash.
Sales went from A$432 million in 2022 to A$481 million in 2025, with A$245 million of profit last year.
SalesProfit
Helia Group handed back more cash to shareholders than it generated last year.
A$305M
Free cash flow 2025A$108M
Bought back its own sharesA$100,000
Paid as dividendsA$305M
Cash vs. debtA$46M vs. A$5M
Helia Group vs. similar companies
Helia Group grows the slowest of these 5 and is the cheapest for its profits.
| Company | Profit from A$100 of sales | Sales growth a year | Price per A$1 of profit |
|---|---|---|---|
| Helia Group | 5.5× · Cheap | ||
 Assurant | 18.1× · Fair price | ||
 Fidelity National Financial | 19.3× · Fair price | ||
 Beazley | 8.6× · Cheap | ||
 Medibank Private | 29.7× · Fair price |
AI analysis
An AI analyst reads Helia Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of AUD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 432 | 576 | 518 | 481 | |
| – | – | – | – | |
| – | – | – | – | |
| 283 | 565 | 476 | 526 | |
| 187 | 275 | 232 | 245 | |
| 0.49 | 0.85 | 0.80 | 0.89 | |
| – | – | – | – | |
| – | – | – | – | |
| 43.3% | 47.7% | 44.7% | 50.9% |
Balance sheet
| In millions of AUD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 3,521 | 3,203 | 2,933 | 2,540 |
| Cash | 24 | 57 | 112 | 46 |
| Total debt | 191 | 197 | 197 | 5 |
| Total liabilities | 2,100 | 2,062 | 1,852 | 1,521 |
| 1,421 | 1,141 | 1,080 | 1,019 | |
| 382 | 325 | 291 | 275 | |
| 12.0% | 26.3% | 22.7% | 28.2% | |
| 13.1% | 24.1% | 21.4% | 24.0% |
Cash flow
| In millions of AUD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| – | – | – | – | |
| 1 | 0 | 0 | – | |
| 76 | -18 | 134 | 108 | |
| Dividends paid | 143 | 187 | 178 | 305 |
| 181 | 156 | 113 | 0 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 5.5×
- –
- 0.25
- 1.3×
- 2.8×
- 18.3%
- 22.9%
Profitability
- 50.9%
- 28.2%
- 22.3%
- –
- –
Growth
- +3.7%
- +22.2%
- –
- −10.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 4%of 848
Top 6%of 880
Bottom 33%of 878
Top 37%of 932
22.9%of the share price, paid each year
On $1,000 invested$229a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
124.6% of its profit
Room to growStretchedMore than it earns: 281.5%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
7/7Passes 7 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
75Pass
Benjamin Graham
94Pass
Philip Fisher
85Pass
Peter Lynch
83Pass
Joel Greenblatt
85Pass
Charlie Munger
91Pass
Terry Smith
75Pass
Questions about Helia Group
Is Helia Group a good stock to buy?
A strong, very profitable business, and the price looks low. 7 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Helia Group AI analysis
What does Helia Group do?
Helia Group Limited, together with its subsidiaries, engages in the loan mortgage insurance business primarily in Australia. It is in Insurance - Specialty, based in North Sydney, NSW, Australia, with 170 employees.
Does Helia Group pay a dividend?
Yes. At today's price the dividend is 22.9% a year, about 125% of its yearly profit. In 2025 it paid out A$305 million in dividends.
Is Helia Group stock halal?
No. Helia Group does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Helia Group stock done over the past year?
Down 15.2% over the past twelve months, to A$4.91. It traded between A$4.46 and A$6.26 and is 21.6% below its high.
Who are Helia Group's competitors?
The largest listed companies in the same industry are Assurant, Fidelity National Financial, Beazley and Medibank Private. The peers table on this page compares their profit, growth and price with Helia Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.