profit from every $100 of sales.
$0$100
Home BancShares
$29.99-0.03% today
+10.4% in 1 year
1-year low $25.681-year high $31.48
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $12.54 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Home BancShares sold, what it kept, and what it did with the cash.
Sales went from $917 million in 2022 to $1.08 billion in 2025, with $475 million of profit last year.
SalesProfit
Home BancShares handed back 64% of the cash it generated last year.
Buybacks $82M$159M
Free cash flow 2025$377M
Bought back its own shares$82M
Paid as dividends$159M
Cash vs. debt$667M vs. $780M
Home BancShares vs. similar companies
Home BancShares grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Home BancShares | 12.5× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Home BancShares's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 917 | 978 | 1,001 | 1,078 | |
| – | – | – | – | |
| – | – | – | – | |
| 546 | 891 | – | – | |
| 305 | 393 | 402 | 475 | |
| 1.57 | 1.94 | 2.01 | 2.35 | |
| – | – | – | – | |
| – | – | – | – | |
| 33.3% | 40.2% | 40.2% | 44.1% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 22,884 | 22,657 | 22,491 | 22,882 |
| Cash | 725 | 1,000 | 910 | 667 |
| Total debt | 1,090 | 1,741 | 1,040 | 780 |
| Total liabilities | 19,357 | 18,866 | 18,530 | 18,585 |
| 3,526 | 3,791 | 3,961 | 4,297 | |
| 195 | 203 | 200 | 198 | |
| 8.8% | 12.3% | – | – | |
| 8.7% | 10.4% | 10.2% | 11.1% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 413 | 380 | 461 | 399 | |
| 20 | 22 | 39 | 22 | |
| 394 | 357 | 422 | 377 | |
| Dividends paid | 128 | 146 | 150 | 159 |
| 167 | 49 | 86 | 82 | |
| 9 | 9 | 9 | 11 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 12.5×
- 12.1×
- 0.87
- 1.4×
- 5.5×
- 8.0%
- 3.1%
Profitability
- 44.1%
- 8.8%
- 7.8%
- 11.3%
- 2.1%
Growth
- +5.5%
- +14.4%
- +8.7%
- +0.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 28%of 848
Top 16%of 728
Top 43%of 880
Bottom 39%of 878
Top 49%of 932
What analysts expect
- Average price target
- $32.00
- Range
- $31.00 – $33.00
- 2 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 15, 2026 | 0.60 | 0.60 | +0.0% |
| Jan 14, 2026 | 0.60 | 0.60 | +0.0% |
| Oct 15, 2025 | 0.61 | 0.60 | +2.2% |
| Jul 16, 2025 | 0.58 | 0.58 | +0.0% |
| Apr 16, 2025 | 0.56 | 0.54 | +4.3% |
| Jan 15, 2025 | 0.50 | 0.53 | −5.7% |
| Oct 16, 2024 | 0.50 | 0.53 | −5.7% |
| Jul 17, 2024 | 0.52 | 0.49 | +6.1% |
3.1%of the share price, paid each year
On $1,000 invested$31a year at today's yield, before tax
+8.7%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.28 in 2015 → $0.81 in 2025
How safe it looks
33.4% of its profit
Room to growStretchedMore than it earns: 42.2%
News
I’m 63 and spending $95,000 on a roof deck for my $500,000 home. Is that a good investment?MarketWatch · Nov 14, 2026Should a widow leave her late partner’s home to her stepkids — or cut off contact with them?MarketWatch · Nov 14, 2026Home heating oil price declines from October high but still up 59% YoYSeeking Alpha · Nov 14, 2026My husband inherited $500,000, but he refuses to spend it on our home. Should I be worried?MarketWatch · Nov 13, 2026Prince Harry and Meghan Markle move into new home in CotswoldsMarketWatch · Nov 12, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
5/7Passes 5 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
61Pass
Benjamin Graham
70Pass
Philip Fisher
74Pass
Peter Lynch
67Pass
Joel Greenblatt
23No pass
Charlie Munger
60Pass
Terry Smith
52No pass
Questions about Home BancShares
Is Home BancShares a good stock to buy?
A strong, very profitable business, and the price looks low. 5 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Home BancShares AI analysis
What does Home BancShares do?
Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States. It is in Banks - Regional, based in Conway, AR, United States, with 2,543 employees.
Does Home BancShares pay a dividend?
Yes. At today's price the dividend is 3.1% a year, about 33% of its yearly profit. In 2025 it paid out $159 million in dividends.
Is Home BancShares stock halal?
No. Home BancShares does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Home BancShares stock done over the past year?
Up 10.4% over the past twelve months, to $29.99. It traded between $25.68 and $31.48 and is 4.7% below its high.
Who are Home BancShares's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Home BancShares's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.