profit from every ₹100 of sales.
₹0₹100
Home First Finance Company India
₹1,114.95+1.69% today
-6.0% in 1 year
1-year low ₹902.751-year high ₹1,280.25
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹21.58 for every ₹1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Home First Finance Company India sold, what it kept, and what it did with the cash.
Sales went from ₹6.93 billion in 2023 to ₹16.6 billion in 2026, with ₹5.40 billion of profit last year.
SalesProfit
Home First Finance Company India vs. similar companies
Home First Finance Company India grows the fastest of these 5 and is the most expensive for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| Home First Finance Company India | 21.6× · Fair price | ||
 Rocket Companies | No profit yet | ||
 LIC Housing Finance | 5.7× · Cheap | ||
 PennyMac Financial Services | 6.3× · Cheap | ||
 PNB Housing Finance | 12.7× · Cheap |
AI analysis
An AI analyst reads Home First Finance Company India's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 6,929 | 9,795 | 13,255 | 16,562 | |
| 3,211 | 3,934 | 4,879 | 7,145 | |
| 2,395 | 2,866 | 3,553 | 5,465 | |
| 3,235 | 4,422 | 5,481 | 7,652 | |
| 2,283 | 3,057 | 3,821 | 5,404 | |
| 25.20 | 33.67 | 42.07 | – | |
| 46.3% | 40.2% | 36.8% | 43.1% | |
| 34.6% | 29.3% | 26.8% | 33.0% | |
| 32.9% | 31.2% | 28.8% | 32.6% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 67,390 | 95,340 | 122,117 | 151,665 |
| Cash | 2,356 | 5,805 | 5,991 | 4,487 |
| Total debt | 48,135 | 73,021 | 95,507 | 105,900 |
| Total liabilities | 49,216 | 74,125 | 96,904 | 108,100 |
| 18,173 | 21,215 | 25,213 | 43,565 | |
| 91 | 91 | 91 | – | |
| 3.7% | 3.6% | 3.5% | 3.9% | |
| 12.6% | 14.4% | 15.2% | 12.4% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -14,685 | -19,077 | -21,964 | -19,398 | |
| 72 | 80 | 119 | 95 | |
| -14,757 | -19,157 | -22,083 | -19,493 | |
| Dividends paid | – | 229 | 301 | 382 |
| – | – | – | – | |
| 112 | 164 | 267 | 371 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 21.6×
- –
- –
- 2.5×
- 7.0×
- 4.6%
- 0.3%
Profitability
- 32.6%
- 3.7%
- 3.5%
- –
- –
Growth
- +33.7%
- –
- –
- +0.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 47%of 848
Top 26%of 728
Bottom 24%of 880
Top 14%of 878
Bottom 6%of 932
0.3%of the share price, paid each year
On $1,000 invested$3a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
7.1% of its profit
Room to growStretchedMore than it earnsNews
I’m 63 and spending $95,000 on a roof deck for my $500,000 home. Is that a good investment?MarketWatch · Nov 14, 2026Should a widow leave her late partner’s home to her stepkids — or cut off contact with them?MarketWatch · Nov 14, 2026Home heating oil price declines from October high but still up 59% YoYSeeking Alpha · Nov 14, 2026My husband inherited $500,000, but he refuses to spend it on our home. Should I be worried?MarketWatch · Nov 13, 2026Prince Harry and Meghan Markle move into new home in CotswoldsMarketWatch · Nov 12, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
43No pass
Benjamin Graham
47No pass
Philip Fisher
58No pass
Peter Lynch
77Pass
Joel Greenblatt
8No pass
Charlie Munger
37No pass
Terry Smith
34No pass
Questions about Home First Finance Company India
Is Home First Finance Company India a good stock to buy?
A strong, very profitable business at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Home First Finance Company India AI analysis
What does Home First Finance Company India do?
Home First Finance Company India Limited operates as a housing finance company in India. The company offers home, self-construction, renovation, mortgage, shop, and resale, as well as top-up loans. It also provides insurance loan products and loans through mobile applications. It is in Mortgage Finance, based in Mumbai, India, with 1,855 employees.
Does Home First Finance Company India pay a dividend?
Yes. At today's price the dividend is 0.3% a year, about 7% of its yearly profit. In 2026 it paid out ₹382 million in dividends.
Is Home First Finance Company India stock halal?
No. Home First Finance Company India does not pass our halal screen: its main business, an impermissible business, is not permitted. How we check
How has Home First Finance Company India stock done over the past year?
Down 6.0% over the past twelve months, to ₹1,114.95. It traded between ₹902.75 and ₹1,280.25 and is 12.9% below its high.
Who are Home First Finance Company India's competitors?
The largest listed companies in the same industry are Rocket Companies, LIC Housing Finance, PennyMac Financial Services and PNB Housing Finance. The peers table on this page compares their profit, growth and price with Home First Finance Company India's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.