profit from every ₹100 of sales.
₹0₹100
IDBI Bank
₹79.67-0.31% today
-21.1% in 1 year
1-year low ₹61.501-year high ₹116.09
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay ₹11.23 for every ₹1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What IDBI Bank sold, what it kept, and what it did with the cash.
Sales went from ₹130 billion in 2022 to ₹180 billion in 2025, with ₹76.3 billion of profit last year.
SalesProfit
IDBI Bank handed back 6% of the cash it generated last year.
₹16.1B
Free cash flow 2025₹254.5B
Bought back its own shares–
Paid as dividends₹16.1B
Cash vs. debt₹487.3B vs. ₹199.3B
IDBI Bank vs. similar companies
IDBI Bank grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| IDBI Bank | 11.2× · Cheap | ||
 China Merchants Bank | 7.8× · Cheap | ||
 DBS Group Holdings | 18.1× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.5× · Fair price |
AI analysis
An AI analyst reads IDBI Bank's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 129,618 | 149,981 | 172,191 | 179,937 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 25,337 | 37,061 | 57,881 | 76,307 | |
| 2.36 | 3.45 | 5.38 | 7.10 | |
| – | – | – | – | |
| – | – | – | – | |
| 19.5% | 24.7% | 33.6% | 42.4% |
Balance sheet
| In millions of INR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 3,025,396 | 3,314,977 | 3,646,592 | 4,129,619 |
| Cash | 506,025 | 382,463 | 326,694 | 487,264 |
| Total debt | 119,450 | 102,378 | 146,827 | 199,320 |
| Total liabilities | 2,598,398 | 2,850,400 | 3,134,333 | 3,511,770 |
| 425,717 | 463,192 | 510,731 | 616,201 | |
| 10,752 | 10,752 | 10,752 | 10,752 | |
| – | – | – | – | |
| 6.0% | 8.0% | 11.3% | 12.4% |
Cash flow
| In millions of INR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 50,678 | -27,014 | -12,525 | 257,957 | |
| 1,947 | 2,945 | 3,120 | 3,497 | |
| 48,731 | -29,959 | -15,645 | 254,460 | |
| Dividends paid | 82 | 116 | 10,747 | 16,118 |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 11.2×
- –
- 0.25
- 1.3×
- 4.8×
- 8.9%
- 1.9%
Profitability
- 42.4%
- –
- –
- –
- –
Growth
- +11.6%
- +44.4%
- –
- +0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 33%of 866
Top 37%of 862
Top 5%of 921
1.9%of the share price, paid each year
On $1,000 invested$19a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
21.1% of its profit
Room to growStretchedMore than it earns: 6.3%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about IDBI Bank
Is IDBI Bank a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the IDBI Bank AI analysis
What does IDBI Bank do?
IDBI Bank Limited provides banking and financial solutions to retail and corporate customers in India. It operates through three segments: Corporate/Wholesale Banking, Retail Banking, and Treasury Operations. It is in Banks - Regional, based in Mumbai, India, with 17,555 employees.
Does IDBI Bank pay a dividend?
Yes. At today's price the dividend is 1.9% a year, about 21% of its yearly profit. In 2025 it paid out ₹16.1 billion in dividends.
Is IDBI Bank stock halal?
No. IDBI Bank does not pass our halal screen: its main business, banking, is not permitted. How we check
How has IDBI Bank stock done over the past year?
Down 21.1% over the past twelve months, to ₹79.67. It traded between ₹61.50 and ₹116.09 and is 31.4% below its high.
Who are IDBI Bank's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with IDBI Bank's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.