profit from every $100 of sales.
$0$100
Inter &
$4.03+1.77% today
-56.3% in 1 year
1-year low $3.781-year high $10.21
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $7.57 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Inter & sold, what it kept, and what it did with the cash.
Sales went from R$3.56 billion in 2022 to R$8.40 billion in 2025, with R$1.31 billion of profit last year.
SalesProfit
Inter & handed back 3% of the cash it generated last year.
R$204M
Free cash flow 2025R$7.2B
Bought back its own sharesR$27M
Paid as dividendsR$204M
Cash vs. debtR$11.3B vs. R$15.1B
Inter & vs. similar companies
Inter & grows the fastest of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Inter & | 7.6× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Inter &'s last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 3,563 | 4,753 | 6,400 | 8,401 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| -11 | 302 | 907 | 1,312 | |
| -0.03 | 0.75 | 2.07 | 2.96 | |
| – | – | – | – | |
| – | – | – | – | |
| -0.3% | 6.4% | 14.2% | 15.6% |
Balance sheet
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 46,343 | 60,352 | 76,430 | 98,612 |
| Cash | 5,848 | 6,282 | 6,843 | 11,272 |
| Total debt | 6,385 | 8,323 | 10,133 | 15,063 |
| Total liabilities | 39,254 | 52,755 | 67,357 | 88,219 |
| 6,992 | 7,472 | 8,895 | 10,170 | |
| 401 | 402 | 438 | 443 | |
| – | – | – | – | |
| -0.2% | 4.0% | 10.2% | 12.9% |
Cash flow
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 2,103 | 7,544 | 3,759 | 7,730 | |
| 279 | 274 | 510 | 570 | |
| 1,824 | 7,270 | 3,249 | 7,160 | |
| Dividends paid | 38 | 0 | 69 | 204 |
| 0 | 16 | 19 | 27 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 7.6×
- 1.0×
- –
- 0.9×
- 1.2×
- 13.2%
- 2.0%
Profitability
- 15.6%
- 1.5%
- 1.7%
- 14.5%
- 1.5%
Growth
- +33.1%
- –
- –
- +3.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 33%of 748
Bottom 29%of 603
Top 15%of 873
Top 16%of 883
Top 1%of 933
What analysts expect
- Average price target
- $12.00
- Range
- $12.00 – $12.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 7, 2026 | 0.17 | 0.17 | +0.0% |
| Feb 11, 2026 | 0.16 | 0.16 | −2.4% |
| Nov 13, 2025 | 0.14 | 0.15 | −5.7% |
| Aug 6, 2025 | 0.13 | 0.12 | +8.3% |
| May 12, 2025 | 0.11 | 0.12 | −8.3% |
| Feb 6, 2025 | 0.11 | 0.10 | +10.0% |
| Nov 14, 2024 | 0.10 | 0.10 | −1.8% |
| Aug 7, 2024 | 0.09 | 0.09 | +0.0% |
2.0%of the share price, paid each year
On $1,000 invested$20a year at today's yield, before tax
–per share
Raised1 yearin a row, in our data
Paid per share, each year
$0.03 in 2024 → $0.08 in 2025
How safe it looks
15.5% of its profit
Room to growStretchedMore than it earns: 2.8%
News
Inter Parfums Q3 2026 Earnings PreviewSeeking Alpha · Nov 4, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
35No pass
Benjamin Graham
58No pass
Philip Fisher
49No pass
Peter Lynch
81Pass
Joel Greenblatt
29No pass
Charlie Munger
24No pass
Terry Smith
31No pass
Questions about Inter &
Is Inter & a good stock to buy?
A solid business, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Inter & AI analysis
What does Inter & do?
Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage, and inter shop businesses in Brazil and the United States. It is in Banks - Regional, based in Belo Horizonte, MG, Brazil.
Does Inter & pay a dividend?
Yes. At today's price the dividend is 2.0% a year, about 16% of its yearly profit. In 2025 it paid out $204 million in dividends.
Is Inter & stock halal?
No. Inter & does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Inter & stock done over the past year?
Down 56.3% over the past twelve months, to $4.03. It traded between $3.78 and $10.21 and is 60.5% below its high.
Who are Inter &'s competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Inter &'s.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.