profit from every $100 of sales.
$0$100
Itaú Unibanco
$7.55+2.17% today
-3.6% in 1 year
1-year low $6.831-year high $10.16
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $10.36 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Itaú Unibanco sold, what it kept, and what it did with the cash.
Sales went from R$136 billion in 2022 to R$165 billion in 2025, with R$44.9 billion of profit last year.
SalesProfit
Itaú Unibanco handed back more cash to shareholders than it generated last year.
R$48.3B
Free cash flow 2025R$27.4B
Bought back its own sharesR$3.1B
Paid as dividendsR$48.3B
Itaú Unibanco vs. similar companies
Itaú Unibanco grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Itaú Unibanco | 10.4× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
Compare Itaú Unibanco with Mastercard · Moody's · S&P Global · Visa
AI analysis
An AI analyst reads Itaú Unibanco's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 136,376 | 148,380 | 158,568 | 165,243 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 29,207 | 33,105 | 41,085 | 44,857 | |
| 2.66 | 2.97 | 3.67 | 4.01 | |
| – | – | – | – | |
| – | – | – | – | |
| 21.4% | 22.3% | 25.9% | 27.1% |
Balance sheet
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 2,321,066 | 2,543,100 | 2,854,475 | 3,066,169 |
| Cash | – | – | – | – |
| Total debt | 427,962 | 451,834 | 516,840 | 563,696 |
| Total liabilities | 2,143,959 | 2,344,050 | 2,633,191 | 2,851,093 |
| 167,717 | 190,177 | 211,090 | 204,501 | |
| 11,170 | 11,179 | 11,182 | 11,189 | |
| – | – | – | – | |
| 17.4% | 17.4% | 19.5% | 21.9% |
Cash flow
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 129,633 | 77,493 | 7,069 | 34,466 | |
| 8,495 | 8,864 | 6,523 | 7,115 | |
| 121,138 | 68,629 | 546 | 27,351 | |
| Dividends paid | 6,706 | 10,348 | 21,314 | 48,299 |
| 0 | 689 | 1,775 | 3,085 | |
| 234 | 200 | 217 | 178 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 10.4×
- 1.6×
- 0.70
- 2.1×
- 2.8×
- 9.7%
- 10.4%
Profitability
- 27.1%
- 1.5%
- 3.5%
- 21.7%
- 1.4%
Growth
- +6.6%
- +14.7%
- +80.1%
- +0.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 32%of 749
Bottom 32%of 604
Top 29%of 872
Bottom 42%of 883
Top 44%of 931
What analysts expect
- Average price target
- $6.38
- Range
- $4.37 – $7.77
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 5, 2026 | 0.20 | 0.22 | −9.1% |
| Feb 4, 2026 | 0.17 | 0.20 | −15.0% |
| Nov 4, 2025 | 0.18 | 0.18 | +0.0% |
| Aug 5, 2025 | 0.18 | 0.18 | +0.0% |
| May 8, 2025 | 0.18 | 0.16 | +12.5% |
| Feb 3, 2025 | 0.17 | 0.20 | −15.0% |
| Nov 5, 2024 | 0.20 | 0.19 | +5.3% |
| Aug 6, 2024 | 0.20 | 0.19 | +5.3% |
10.4%of the share price, paid each year
On $1,000 invested$104a year at today's yield, before tax
+80.1%2020 to 2025
Raised5 yearsin a row, in our data
Paid per share, each year
$0.07 in 2015 → $0.81 in 2025
How safe it looks
107.7% of its profit
Room to growStretchedMore than it earns: 176.6%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
40No pass
Benjamin Graham
53No pass
Philip Fisher
53No pass
Peter Lynch
62Pass
Joel Greenblatt
21No pass
Charlie Munger
38No pass
Terry Smith
30No pass
Questions about Itaú Unibanco
Is Itaú Unibanco a good stock to buy?
A strong, very profitable business, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Itaú Unibanco AI analysis
What does Itaú Unibanco do?
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. It is in Banks - Regional, based in São Paulo, SP, Brazil.
Does Itaú Unibanco pay a dividend?
Yes. At today's price the dividend is 10.4% a year, about 108% of its yearly profit. In 2025 it paid out $48.3 billion in dividends.
Is Itaú Unibanco stock halal?
No. Itaú Unibanco does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Itaú Unibanco stock done over the past year?
Down 3.6% over the past twelve months, to $7.55. It traded between $6.83 and $10.16 and is 25.7% below its high.
Who are Itaú Unibanco's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Itaú Unibanco's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.