profit from every $100 of sales.
$0$100
Jack Henry & Associates
$171.20-1.17% today
+6.5% in 1 year
1-year low $123.421-year high $192.60
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2021 to 2026.
0%20% a year
You pay $23.71 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Jack Henry & Associates sold, what it kept, and what it did with the cash.
Sales went from $2.08 billion in 2023 to $2.54 billion in 2026, with $503 million of profit last year.
SalesProfit
Jack Henry & Associates vs. similar companies
Jack Henry & Associates grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Jack Henry & Associates | 23.7× · Fair price | ||
 IBM | 22.0× · Fair price | ||
 Accenture | 18.0× · Fair price | ||
 Tata Consultancy Services | 18.2× · Fair price | ||
 Infosys | 15.1× · Fair price |
AI analysis
An AI analyst reads Jack Henry & Associates's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| 1,758 | 1,943 | 2,078 | 2,216 | 2,375 | 2,544 | |
| 695 | 814 | 859 | 916 | 1,015 | 1,111 | |
| 399 | 475 | 481 | 489 | 569 | 635 | |
| – | 652 | 680 | 714 | 801 | – | |
| 311 | 363 | 367 | 382 | 456 | 503 | |
| 4.12 | 4.94 | 5.02 | 5.23 | 6.24 | 6.98 | |
| 39.5% | 41.9% | 41.3% | 41.3% | 42.7% | 43.7% | |
| 22.7% | 24.4% | 23.1% | 22.1% | 23.9% | 25.0% | |
| 17.7% | 18.7% | 17.6% | 17.2% | 19.2% | 19.8% |
Balance sheet
| In millions of USD | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Total assets | 2,336 | 2,456 | 2,774 | 2,924 | 3,044 | 3,146 |
| Cash | 51 | 49 | 12 | 38 | 102 | 12 |
| Total debt | 100 | 115 | 275 | 150 | 0 | 40 |
| Total liabilities | 1,017 | 1,074 | 1,165 | 1,082 | 913 | 1,094 |
| 1,319 | 1,382 | 1,609 | 1,842 | 2,131 | 2,052 | |
| 76 | 73 | 73 | 73 | 73 | 72 | |
| 22.2% | 25.1% | 20.5% | 20.4% | 22.1% | 24.0% | |
| 23.6% | 26.3% | 22.8% | 20.7% | 21.4% | 24.5% |
Cash flow
| In millions of USD | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| 462 | 505 | 382 | 568 | 642 | 762 | |
| – | 191 | 207 | 232 | 231 | – | |
| – | 313 | 175 | 336 | 410 | – | |
| Dividends paid | 134 | 139 | 147 | 156 | 165 | 170 |
| 432 | 194 | 25 | 28 | 35 | 448 | |
| 21 | 25 | 29 | 29 | 28 | 32 |
Valuation
- 23.7×
- 25.5×
- 2.13
- 4.6×
- 4.7×
- 29.0×
- –
- 3.4%
- 4.2%
- 1.7%
Profitability
- 43.7%
- 25.0%
- 19.8%
- 33.0%
- 18.6%
- 19.6%
- 24.0%
- 17.0%
- 24.1%
- 6.7%
Growth
- +7.7%
- +11.1%
- +15.3%
- +6.2%
- −0.9%
Financial health
- 0.1×
- 0.04
- 3.0%
- 118.8×
- 1.74
- 1.74
- 0.82
How it ranks in Technology
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 15%of 965
Top 12%of 972
Top 41%of 717
Bottom 43%of 977
Top 44%of 978
What analysts expect
- Average price target
- $203.75
- Range
- $183.00 – $220.00
- 4 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 5, 2026 | 1.71 | 1.43 | +19.6% |
| Feb 3, 2026 | 1.72 | 1.43 | +20.3% |
| Nov 4, 2025 | 1.97 | 1.71 | +15.2% |
| Aug 19, 2025 | 1.75 | 1.58 | +10.8% |
| May 6, 2025 | 1.52 | 1.37 | +10.9% |
| Feb 4, 2025 | 1.34 | 1.37 | −2.2% |
| Nov 5, 2024 | 1.63 | 1.61 | +1.2% |
| Aug 20, 2024 | 1.38 | 1.32 | +4.5% |
1.7%of the share price, paid each year
On $1,000 invested$17a year at today's yield, before tax
+6.2%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$1.00 in 2015 → $2.32 in 2025
How safe it looks
33.9% of its profit
Room to growStretchedMore than it earns: 40.1%
News
Crash Warnings Are Piling Up on Wall Street. Jack Bogle Had a 6-Word Rule for Exactly This.Yahoo Finance · Nov 8, 2026Lawmakers must 'keep their options open' on Social Security reform, former Treasury Secretary Jack Lew saysCNBC · Sep 17, 2026Jack Henry discloses cyber incident, says operations unaffectedSeeking Alpha · Aug 31, 2026Jack in the Box targets $225M-$230M adjusted EBITDA as it plans system-wide burger platform rollout in 2027Seeking Alpha · Aug 13, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
5/7Passes 5 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
78Pass
Benjamin Graham
60Pass
Philip Fisher
79Pass
Peter Lynch
56No pass
Joel Greenblatt
44No pass
Charlie Munger
83Pass
Terry Smith
76Pass
Questions about Jack Henry & Associates
Is Jack Henry & Associates a good stock to buy?
A solid business at a fair price. 5 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Jack Henry & Associates AI analysis
What does Jack Henry & Associates do?
Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. It is in Information Technology Services, based in Monett, MO, United States, with 7,300 employees.
Does Jack Henry & Associates pay a dividend?
Yes. At today's price the dividend is 1.7% a year, about 34% of its yearly profit. In 2026 it paid out $170 million in dividends.
Is Jack Henry & Associates stock halal?
Yes. Jack Henry & Associates passes our halal screen: its business is permitted and its debt is 0.3% of its market value, under the 30% limit. How we check
How has Jack Henry & Associates stock done over the past year?
Up 6.5% over the past twelve months, to $171.20. It traded between $123.42 and $192.60 and is 11.1% below its high.
Who are Jack Henry & Associates's competitors?
The largest listed companies in the same industry are IBM, Accenture, Tata Consultancy Services and Infosys. The peers table on this page compares their profit, growth and price with Jack Henry & Associates's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.