profit from every $100 of sales.
$0$100
James River Group Holdings
$3.12-0.64% today
-44.2% in 1 year
1-year low $3.121-year high $7.13
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $3.04 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What James River Group Holdings sold, what it kept, and what it did with the cash.
Sales went from $662 million in 2022 to $688 million in 2025, with $47.4 million of profit last year.
SalesProfit
James River Group Holdings vs. similar companies
James River Group Holdings grows the slowest of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| James River Group Holdings | 3.0× · Cheap | ||
 Assurant | 18.1× · Fair price | ||
 Fidelity National Financial | 19.3× · Fair price | ||
 Beazley | 8.6× · Cheap | ||
 Medibank Private | 29.7× · Fair price |
AI analysis
An AI analyst reads James River Group Holdings's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 662 | 812 | 708 | 688 | |
| – | – | – | – | |
| – | – | – | – | |
| 68 | 111 | -47 | 73 | |
| 31 | -108 | -81 | 47 | |
| 0.59 | -3.14 | -3.06 | 0.79 | |
| – | – | – | – | |
| – | – | – | – | |
| 4.7% | -13.3% | -11.5% | 6.9% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 5,137 | 5,317 | 5,007 | 4,860 |
| Cash | 159 | 274 | 362 | 261 |
| Total debt | 326 | 326 | 305 | 330 |
| Total liabilities | 4,438 | 4,638 | 4,413 | 4,189 |
| 699 | 680 | 594 | 671 | |
| 38 | 38 | 39 | 60 | |
| 5.2% | 8.8% | -4.1% | 5.8% | |
| 4.4% | -15.8% | -13.7% | 7.1% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 223 | 88 | -247 | -19 | |
| 8 | 6 | 5 | 5 | |
| 215 | 82 | -252 | -24 | |
| Dividends paid | 14 | 18 | 19 | 10 |
| 1 | 2 | – | – | |
| 8 | 9 | 7 | 5 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 3.0×
- 2.8×
- 0.30
- 0.3×
- 0.2×
- 32.9%
- 1.0%
Profitability
- 6.9%
- 2.2%
- -5.6%
- 4.5%
- 0.6%
Growth
- +1.3%
- +10.2%
- −49.4%
- +7.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 36%of 758
Bottom 19%of 605
Top 1%of 883
Bottom 24%of 880
Bottom 9%of 927
What analysts expect
- Average price target
- $7.00
- Range
- $7.00 – $7.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 4, 2026 | 0.12 | 0.27 | −55.4% |
| Mar 2, 2026 | 0.30 | 0.31 | −3.2% |
| Nov 3, 2025 | 0.32 | 0.26 | +23.1% |
| Aug 4, 2025 | 0.23 | 0.22 | +4.5% |
| May 5, 2025 | 0.19 | 0.24 | −20.8% |
| Mar 3, 2025 | -0.99 | -0.33 | −200.0% |
| Nov 11, 2024 | -0.74 | 0.66 | −212.1% |
| Aug 5, 2024 | 0.33 | 0.40 | −17.5% |
1.0%of the share price, paid each year
On $1,000 invested$10a year at today's yield, before tax
−49.4%2020 to 2025
Raised–not every year
Paid per share, each year
$1.64 in 2015 → $0.04 in 2025
How safe it looks
20.8% of its profit
Room to growStretchedMore than it earns: -8.5%
News
Piper Sandler’s James Fish Calls Arista Networks (ANET) a Top Pick. Here’s What He Sees AheadYahoo Finance · Nov 12, 2026James Hardie Industries Set to Join S&P MidCap 400Yahoo Finance · Nov 6, 2026Rep. James Comer expands House investigation into prediction market insider tradingCNBC · Sep 29, 2026LeBron James is already boosting ticket and merchandise demand for Philadelphia 76ersCNBC · Sep 28, 2026LeBron James teases partnership with PolymarketCNBC · Sep 5, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
30No pass
Benjamin Graham
70Pass
Philip Fisher
32No pass
Peter Lynch
59No pass
Joel Greenblatt
60Pass
Charlie Munger
20No pass
Terry Smith
14No pass
Questions about James River Group Holdings
Is James River Group Holdings a good stock to buy?
A business with weak numbers, and the price looks low. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the James River Group Holdings AI analysis
What does James River Group Holdings do?
James River Group Holdings, Ltd., through its subsidiaries, provides specialty insurance and reinsurance services in the United States. It operates through Excess and Surplus Lines, Specialty Admitted Insurance, and Casualty Reinsurance segments. It is in Insurance - Specialty.
Does James River Group Holdings pay a dividend?
Yes. At today's price the dividend is 1.0% a year, about 21% of its yearly profit. In 2025 it paid out $9.87 million in dividends.
Is James River Group Holdings stock halal?
No. James River Group Holdings does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has James River Group Holdings stock done over the past year?
Down 44.2% over the past twelve months, to $3.12. It traded between $3.12 and $7.13 and is 56.2% below its high.
Who are James River Group Holdings's competitors?
The largest listed companies in the same industry are Assurant, Fidelity National Financial, Beazley and Medibank Private. The peers table on this page compares their profit, growth and price with James River Group Holdings's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.