profit from every $100 of sales.
$0$100
Kentucky First Federal Bancorp
$5.95+3.48% today
+37.4% in 1 year
1-year low $4.111-year high $6.34
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2021 to 2024.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Kentucky First Federal Bancorp sold, what it kept, and what it did with the cash.
Sales went from $10.6 million in 2021 to $7.25 million in 2024, with -$1.72 million of profit last year.
SalesProfit
Kentucky First Federal Bancorp vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Kentucky First Federal Bancorp | No profit yet | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Kentucky First Federal Bancorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| 11 | 10 | 9 | 7 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 2 | 2 | 1 | -2 | |
| – | 0.19 | 0.11 | -0.21 | |
| – | – | – | – | |
| – | – | – | – | |
| 17.2% | 16.4% | 10.2% | -23.8% |
Balance sheet
| In millions of USD | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Total assets | 338 | 328 | 349 | 375 |
| Cash | 17 | 11 | 8 | 18 |
| Total debt | 57 | 34 | 70 | 69 |
| Total liabilities | 286 | 276 | 298 | 327 |
| 52 | 52 | 51 | 48 | |
| – | 8 | 8 | 8 | |
| – | – | – | – | |
| 3.5% | 3.1% | 1.8% | -3.6% |
Cash flow
| In millions of USD | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| 2 | 3 | 1 | -1 | |
| 0 | 0 | 0 | 0 | |
| 1 | 2 | 1 | -2 | |
| Dividends paid | 1 | 1 | 1 | 1 |
| 0 | 1 | 0 | 0 | |
| 0 | 0 | 0 | 0 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- –
- –
- –
- 0.9×
- 6.6×
- -3.6%
- 0.0%
Profitability
- -23.8%
- 4.4%
- 0.6%
- 1.7%
- 0.2%
Growth
- −11.9%
- –
- +0.0%
- −0.5%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 48%of 758
Bottom 20%of 605
Bottom 10%of 880
Bottom 17%of 927
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 11, 2026 | 0.07 | – | – |
| Feb 10, 2026 | 0.04 | – | – |
| Nov 6, 2025 | 0.04 | – | – |
| Sep 19, 2025 | 0.02 | – | – |
| May 12, 2025 | 0.00 | – | – |
| Feb 11, 2025 | 0.00 | – | – |
| Nov 12, 2024 | -0.00 | – | – |
| Sep 18, 2024 | -0.01 | – | – |
News
Ford announces $1 billion investment at Kentucky plant following DOT criticism on ChinaCNBC · Sep 10, 2026The newest story we have is from Sep 10, 2026.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
18No pass
Benjamin Graham
53No pass
Philip Fisher
36No pass
Peter Lynch
19No pass
Joel Greenblatt
0No pass
Charlie Munger
19No pass
Terry Smith
14No pass
Questions about Kentucky First Federal Bancorp
Is Kentucky First Federal Bancorp a good stock to buy?
A business with weak numbers that is not profitable yet. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Kentucky First Federal Bancorp AI analysis
What does Kentucky First Federal Bancorp do?
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, Kentucky, and Frankfort First Bancorp, Inc. that provides various banking products and services in Kentucky. It is in Banks - Regional.
Does Kentucky First Federal Bancorp pay a dividend?
Yes. In 2024 it paid out $670,000 in dividends.
Is Kentucky First Federal Bancorp stock halal?
No. Kentucky First Federal Bancorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Kentucky First Federal Bancorp stock done over the past year?
Up 37.4% over the past twelve months, to $5.95. It traded between $4.11 and $6.34 and is 6.2% below its high.
Who are Kentucky First Federal Bancorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Kentucky First Federal Bancorp's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.