profit from every $100 of sales.
$0$100
Kinsale Capital Group
$395.89+1.55% today
+0.8% in 1 year
1-year low $290.201-year high $414.10
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $17.70 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Kinsale Capital Group sold, what it kept, and what it did with the cash.
Sales went from $839 million in 2022 to $1.87 billion in 2025, with $504 million of profit last year.
SalesProfit
Kinsale Capital Group handed back 11% of the cash it generated last year.
Buybacks $90M
Free cash flow 2025$990M
Bought back its own shares$90M
Paid as dividends$16M
Cash vs. debt$163M vs. $224M
Kinsale Capital Group vs. similar companies
Kinsale Capital Group grows the fastest of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Kinsale Capital Group | 17.7× · Fair price | ||
 Chubb | 13.9× · Cheap | ||
 The Progressive | 12.1× · Cheap | ||
 Tokio Marine Holdings | 15.9× · Fair price | ||
 The Travelers Companies | 13.1× · Cheap |
AI analysis
An AI analyst reads Kinsale Capital Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 460 | 653 | 839 | 1,224 | 1,588 | 1,874 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 102 | 192 | 203 | 398 | 531 | 651 | |
| 88 | 153 | 159 | 308 | 415 | 504 | |
| 3.87 | 6.62 | 6.88 | 13.22 | 17.78 | 21.65 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 19.2% | 23.4% | 19.0% | 25.2% | 26.1% | 26.9% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 1,547 | 2,026 | 2,747 | 3,773 | 4,887 | 6,044 |
| Cash | 77 | 121 | 156 | 127 | 113 | 163 |
| Total debt | – | 43 | 196 | 184 | 184 | 224 |
| Total liabilities | 971 | 1,326 | 2,002 | 2,686 | 3,403 | 4,084 |
| 576 | 699 | 745 | 1,087 | 1,484 | 1,960 | |
| 23 | 23 | 23 | 23 | 23 | 23 | |
| 13.8% | 20.2% | 16.8% | 24.5% | 24.9% | 23.3% | |
| 15.3% | 21.8% | 21.3% | 28.3% | 28.0% | 25.7% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 280 | 407 | 558 | 860 | 976 | 1,044 | |
| 33 | 6 | 7 | 7 | 24 | 54 | |
| 247 | 401 | 551 | 853 | 952 | 990 | |
| Dividends paid | 8 | 10 | 12 | 13 | 14 | 16 |
| – | – | 0 | 0 | 10 | 90 | |
| 4 | 5 | 7 | 9 | 14 | 18 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 17.7×
- 19.2×
- 0.43
- 3.5×
- 4.8×
- 5.7%
- 0.3%
Profitability
- 26.9%
- 23.5%
- 21.7%
- 28.0%
- 8.5%
Growth
- +32.4%
- +41.1%
- +13.6%
- +0.5%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 7%of 758
Top 27%of 605
Bottom 35%of 883
Top 16%of 880
Top 20%of 927
What analysts expect
- Average price target
- $433.00
- Range
- $433.00 – $433.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 5.11 | 4.70 | +8.7% |
| Feb 12, 2026 | 5.81 | 5.30 | +9.6% |
| Oct 23, 2025 | 5.21 | 4.79 | +8.8% |
| Jul 24, 2025 | 4.78 | 4.41 | +8.4% |
| Apr 24, 2025 | 3.71 | 3.15 | +17.8% |
| Feb 13, 2025 | 4.62 | 4.23 | +9.2% |
| Oct 24, 2024 | 4.20 | 3.60 | +16.7% |
| Jul 25, 2024 | 3.75 | 3.53 | +6.2% |
0.3%of the share price, paid each year
On $1,000 invested$3a year at today's yield, before tax
+13.6%2020 to 2025
Raised9 yearsin a row, in our data
Paid per share, each year
$0.10 in 2016 → $0.68 in 2025
How safe it looks
3.1% of its profit
Room to growStretchedMore than it earns: 1.6%
News
Why Kinsale Capital Group, Inc. (KNSL) Dipped More Than Broader Market TodayYahoo Finance · Sep 8, 2026Kinsale Capital Group, Inc. (KNSL) Declines More Than Market: Some Information for InvestorsYahoo Finance · Aug 31, 2026The newest story we have is from Sep 8, 2026.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
5/7Passes 5 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
88Pass
Benjamin Graham
55No pass
Philip Fisher
95Pass
Peter Lynch
100Pass
Joel Greenblatt
54No pass
Charlie Munger
86Pass
Terry Smith
84Pass
Questions about Kinsale Capital Group
Is Kinsale Capital Group a good stock to buy?
A strong, very profitable business at a fair price. 5 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Kinsale Capital Group AI analysis
What does Kinsale Capital Group do?
Kinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. It is in Insurance - Property & Casualty, based in Richmond, VA, United States, with 711 employees.
Does Kinsale Capital Group pay a dividend?
Yes. At today's price the dividend is 0.3% a year, about 3% of its yearly profit. In 2025 it paid out $15.8 million in dividends.
Is Kinsale Capital Group stock halal?
No. Kinsale Capital Group does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Kinsale Capital Group stock done over the past year?
Up 0.8% over the past twelve months, to $395.89. It traded between $290.20 and $414.10 and is 4.4% below its high.
Who are Kinsale Capital Group's competitors?
The largest listed companies in the same industry are Chubb, The Progressive, Tokio Marine Holdings and The Travelers Companies. The peers table on this page compares their profit, growth and price with Kinsale Capital Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.