profit from every $100 of sales.
$0$100
LendingClub
We have no price for LendingClub since 14 August 2026. It may have been taken over, merged or renamed, so the figures below are from then.
$19.57-0.41% today
+24.2% since Oct 8, 25
1-year low $13.321-year high $21.58
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $16.33 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What LendingClub sold, what it kept, and what it did with the cash.
Sales went from $1.19 billion in 2022 to $999 million in 2025, with $136 million of profit last year.
SalesProfit
LendingClub vs. similar companies
LendingClub grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| LendingClub | 16.3× · Fair price | ||
 Sunbelt Rentals Holdings | 22.6× · Fair price | ||
 Global Payments | 18.9× · Fair price | ||
 Synchrony Financial | 6.6× · Cheap | ||
 SoFi Technologies | 43.9× · Expensive |
AI analysis
An AI analyst reads LendingClub's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,187 | 865 | 787 | 999 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 290 | 39 | 51 | 136 | |
| 2.79 | 0.36 | 0.45 | 1.16 | |
| – | – | – | – | |
| – | – | – | – | |
| 24.4% | 4.5% | 6.5% | 13.6% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 7,980 | 8,827 | 10,631 | 11,568 |
| Cash | 1,057 | 1,253 | 954 | 918 |
| Total debt | 208 | 57 | 29 | 16 |
| Total liabilities | 6,815 | 7,576 | 9,289 | 10,067 |
| 1,164 | 1,252 | 1,342 | 1,500 | |
| 104 | 108 | 113 | 117 | |
| – | – | – | – | |
| 24.9% | 3.1% | 3.8% | 9.0% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 376 | -1,137 | -2,634 | -2,727 | |
| 69 | 60 | 54 | 140 | |
| 306 | -1,196 | -2,688 | -2,867 | |
| Dividends paid | 0 | – | – | – |
| – | – | – | – | |
| 66 | 52 | 40 | 34 |
Valuation
- 16.3×
- –
- –
- –
- 2.2×
- –
- –
- -129.4%
- 6.1%
- –
Profitability
- –
- –
- 13.6%
- –
- –
- –
- –
- –
- –
- –
Growth
- −5.6%
- −25.4%
- –
- –
- –
Financial health
- –
- –
- –
- –
- –
- –
- –
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 40%of 873
Bottom 15%of 883
What analysts expect
- Average price target
- $22.75
- Range
- $22.50 – $23.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 27, 2026 | 0.44 | 0.38 | +15.8% |
| Jan 28, 2026 | 0.35 | 0.31 | +12.9% |
| Oct 22, 2025 | 0.37 | 0.30 | +21.9% |
| Jul 29, 2025 | 0.33 | 0.15 | +120.0% |
| Apr 29, 2025 | 0.10 | 0.10 | +0.0% |
| Jan 28, 2025 | 0.11 | 0.09 | +22.2% |
| Oct 23, 2024 | 0.13 | 0.07 | +85.7% |
| Jul 30, 2024 | 0.13 | 0.04 | +230.8% |
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
31No pass
Benjamin Graham
27No pass
Philip Fisher
56No pass
Peter Lynch
44No pass
Joel Greenblatt
17No pass
Charlie Munger
32No pass
Terry Smith
31No pass
Questions about LendingClub
Is LendingClub a good stock to buy?
A solid business at a fair price. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the LendingClub AI analysis
What does LendingClub do?
LendingClub Corporation is a digital marketplace bank that provides a broad range of financial products and services. It operates an online platform that connects borrowers and investors, offering personal, auto refinance, and patient and small business financing solutions. It is in Financial - Credit Services.
Does LendingClub pay a dividend?
No. LendingClub does not pay a dividend at the moment.
Is LendingClub stock halal?
No. LendingClub does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
Who are LendingClub's competitors?
The largest listed companies in the same industry are Sunbelt Rentals Holdings, Global Payments, Synchrony Financial and SoFi Technologies. The peers table on this page compares their profit, growth and price with LendingClub's.
Prices: daily closes to Aug 14, 2026. Fundamentals: company reports via invest-like data.