profit from every €100 of sales.
€0€100
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros
€1.23+1.16% today
+11.5% since Dec 18, 25
1-year low €1.101-year high €1.36
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €15.53 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros sold, what it kept, and what it did with the cash.
Sales went from €942 million in 2022 to €1.09 billion in 2025, with €85.7 million of profit last year.
SalesProfit
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros handed back 36% of the cash it generated last year.
€45M
Free cash flow 2025€129M
Bought back its own shares€1M
Paid as dividends€45M
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros vs. similar companies
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros | 15.5× · Fair price | ||
 Chubb | 13.5× · Cheap | ||
 The Progressive | 11.7× · Cheap | ||
 Tokio Marine Holdings | 15.6× · Fair price | ||
 The Travelers Companies | 12.9× · Cheap |
AI analysis
An AI analyst reads Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 942 | 967 | 998 | 1,086 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 63 | -4 | 64 | 86 | |
| 0.06 | 0.00 | 0.06 | 0.08 | |
| – | – | – | – | |
| – | – | – | – | |
| 6.7% | -0.5% | 6.4% | 7.9% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,195 | 1,125 | 1,236 | 1,375 |
| Cash | 56 | 46 | 40 | 17 |
| Total debt | 4 | 3 | – | – |
| Total liabilities | 905 | 812 | 878 | 970 |
| 291 | 313 | 358 | 404 | |
| 1,088 | 1,088 | 1,070 | 1,071 | |
| – | – | – | – | |
| 21.7% | -1.4% | 17.9% | 21.2% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| – | – | – | – | |
| 7 | 22 | 23 | 12 | |
| 64 | 41 | 60 | 129 | |
| Dividends paid | 74 | 1 | 30 | 45 |
| 0 | 0 | 0 | 1 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 15.5×
- –
- 1.54
- 3.1×
- 1.2×
- 6.4%
- 3.4%
Profitability
- 7.9%
- –
- –
- –
- –
Growth
- +4.9%
- +10.1%
- –
- −0.5%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 41%of 866
Bottom 36%of 862
Top 27%of 921
3.4%of the share price, paid each year
On $1,000 invested$34a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
52.5% of its profit
Room to growStretchedMore than it earns: 34.9%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros
Is Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros a good stock to buy?
A business with weak numbers at a fair price. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros AI analysis
What does Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros do?
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros engages in insurance and reinsurance business in Spain and Portugal. The company operates through Automobiles, Home, Health, Other Insurance, and Other Activities segments. It is in Insurance - Property & Casualty, based in Tres Cantos, Spain, with 2,395 employees.
Does Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros pay a dividend?
Yes. At today's price the dividend is 3.4% a year, about 53% of its yearly profit. In 2025 it paid out €45.0 million in dividends.
Is Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros stock halal?
No. Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
Who are Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros's competitors?
The largest listed companies in the same industry are Chubb, The Progressive, Tokio Marine Holdings and The Travelers Companies. The peers table on this page compares their profit, growth and price with Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.