profit from every $100 of sales.
$0$100
loanDepot
$0.45+0.27% today
-82.8% in 1 year
1-year low $0.451-year high $3.20
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What loanDepot sold, what it kept, and what it did with the cash.
Sales went from $1.08 billion in 2022 to $897 million in 2025, with -$62.6 million of profit last year.
SalesProfit
loanDepot vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| loanDepot | No profit yet | ||
 Encore Capital Group | 8.9× · Cheap | ||
 Walker & Dunlop | 23.2× · Fair price | ||
 Velocity Financial | 6.0× · Cheap | ||
 Better Home & Finance | No profit yet |
AI analysis
An AI analyst reads loanDepot's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,084 | 712 | 744 | 897 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| -273 | -110 | -98 | -63 | |
| -1.75 | -0.63 | -0.53 | -0.30 | |
| – | – | – | – | |
| – | – | – | – | |
| -25.2% | -15.5% | -13.2% | -7.0% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 6,610 | 6,151 | 6,344 | 6,858 |
| Cash | 864 | 661 | 422 | 337 |
| Total debt | 4,498 | 4,194 | 4,355 | 4,958 |
| Total liabilities | 5,688 | 5,447 | 5,837 | 6,472 |
| 433 | 353 | 273 | 235 | |
| 156 | 175 | 186 | 211 | |
| – | – | – | – | |
| -63.0% | -31.2% | -36.0% | -26.7% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 4,461 | -174 | -858 | -708 | |
| 43 | 21 | 26 | 27 | |
| 4,418 | -195 | -885 | -735 | |
| Dividends paid | 119 | 3 | 3 | 2 |
| 0 | 3 | 4 | 9 | |
| 21 | 22 | 25 | 12 |
Valuation
- –
- 4.2×
- –
- 1.3×
- 0.3×
- –
- –
- -251.0%
- -21.4%
- 0.0%
Profitability
- 81.8%
- 2.4%
- -7.0%
- 4.5%
- 0.4%
- -1.8%
- -32.3%
- -1.1%
- 0.9%
- –
Growth
- −6.1%
- –
- +17.6%
- –
- +11.3%
Financial health
- 74.7×
- 25.32
- 71.4%
- 0.1×
- 0.10
- 0.10
- 0.20
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 16%of 754
Bottom 19%of 605
Bottom 14%of 880
What analysts expect
- Average price target
- $2.08
- Range
- $1.75 – $2.40
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 5, 2026 | -0.15 | -0.06 | −150.0% |
| Mar 10, 2026 | -0.10 | -0.04 | −150.0% |
| Nov 6, 2025 | -0.01 | -0.04 | +75.0% |
| Aug 7, 2025 | -0.09 | -0.02 | −350.0% |
| May 6, 2025 | -0.13 | -0.07 | −85.7% |
| Mar 11, 2025 | -0.23 | -0.02 | −1,050.0% |
| Nov 5, 2024 | 0.03 | 0.01 | +147.5% |
| Aug 6, 2024 | -0.05 | -0.08 | +37.5% |
News
loanDepot GAAP EPS of -$0.08 misses by $0.07, revenue of $307.15M misses by $13.17MSeeking Alpha · Nov 9, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
15No pass
Benjamin Graham
22No pass
Philip Fisher
31No pass
Peter Lynch
0No pass
Joel Greenblatt
0No pass
Charlie Munger
14No pass
Terry Smith
22No pass
Questions about loanDepot
Is loanDepot a good stock to buy?
A business with weak numbers that is not profitable yet. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the loanDepot AI analysis
What does loanDepot do?
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. It is in Financial - Mortgages.
Does loanDepot pay a dividend?
Yes. In 2025 it paid out $2.47 million in dividends.
Is loanDepot stock halal?
No. loanDepot does not pass our halal screen: its main business, an impermissible business, is not permitted. How we check
How has loanDepot stock done over the past year?
Down 82.8% over the past twelve months, to $0.45. It traded between $0.45 and $3.20 and is 85.9% below its high.
Who are loanDepot's competitors?
The largest listed companies in the same industry are Encore Capital Group, Walker & Dunlop, Velocity Financial and Better Home & Finance. The peers table on this page compares their profit, growth and price with loanDepot's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.