profit from every ₹100 of sales.

Life Insurance Corporation of India
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
You pay ₹4.40 for every ₹1 of profit it makes in a year.
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Life Insurance Corporation of India sold, what it kept, and what it did with the cash.
Sales went from ₹7.85 trillion in 2023 to ₹9.79 trillion in 2026, with ₹575 billion of profit last year.
Life Insurance Corporation of India vs. similar companies
Life Insurance Corporation of India grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
Life Insurance Corporation of India | 4.4× · Cheap | ||
China Life Insurance | 6.4× · Cheap | ||
Ping An Insurance (Group) Company of China | 7.2× · Cheap | ||
AIA Group | 16.6× · Fair price | ||
Manulife Financial | 18.1× · Fair price |
AI analysis
An AI analyst reads Life Insurance Corporation of India's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 7,852,171 | 8,490,309 | 8,906,233 | 9,785,785 | |
| – | – | – | – | |
| – | – | – | – | |
| 366,248 | 416,504 | 489,997 | – | |
| 359,967 | 409,159 | 483,203 | 574,532 | |
| 28.46 | 32.35 | 38.20 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 4.6% | 4.8% | 5.4% | 5.9% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 45,784,914 | 53,160,474 | 56,605,685 | 59,485,564 |
| Cash | 309,023 | 361,653 | 544,536 | 720,132 |
| Total debt | – | – | – | – |
| Total liabilities | 45,321,414 | 52,331,478 | 55,330,648 | 57,716,758 |
| 462,329 | 827,469 | 1,272,264 | 1,766,053 | |
| 12,650 | 12,650 | 12,649 | – | |
| 58.7% | 37.3% | 28.6% | – | |
| 77.9% | 49.4% | 38.0% | 32.5% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| – | – | – | – | |
| 8,865 | 7,678 | 7,767 | 11,158 | |
| 536,320 | 257,802 | -104,973 | -273,273 | |
| Dividends paid | – | – | – | – |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 4.4×
- –
- –
- 2.8×
- 0.3×
- 22.7%
- –
Profitability
- 5.9%
- –
- 41.5%
- –
- –
Growth
- +7.6%
- –
- –
- −0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
News
In 1957, A Pediatrician Signed Up For An Investing Class In Omaha. She Decided To Invest Half Her Life Savings With The Teacher. His Name Was Warren Buffett. At 71 Years Old She Was Still Practicing Medicine And Carol Angle’s Family Fortune Was $300 Million.Yahoo Finance · Nov 11, 2026‘It feels like he’s quietly building a separate life’: My husband inherited $500,000, but he refuses to spend it on our homeMarketWatch · Nov 10, 2026Funeral homes are finding new life hosting weddings and golf outings, as the traditional burial business dies outMarketWatch · Nov 9, 2026‘My life could be cut short’: I’m 55, married and have a brain tumor. Should I splash out on a $210,000 Porsche?MarketWatch · Nov 9, 2026AI in Life Sciences Market to Worth USD 69.34 Billion by 2031, at a CAGR of 26.3% – MarketsandMarkets™Yahoo Finance · Nov 4, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Life Insurance Corporation of India
Is Life Insurance Corporation of India a good stock to buy?
A business with weak numbers, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Life Insurance Corporation of India AI analysis
What does Life Insurance Corporation of India do?
Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It is in Insurance - Life, based in Mumbai, India.
Is Life Insurance Corporation of India stock halal?
No. Life Insurance Corporation of India does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Life Insurance Corporation of India stock done over the past year?
Down 6.4% over the past twelve months, to ₹400.00. It traded between ₹362.83 and ₹450.92 and is 11.3% below its high.
Who are Life Insurance Corporation of India's competitors?
The largest listed companies in the same industry are China Life Insurance, Ping An Insurance (Group) Company of China, AIA Group and Manulife Financial. The peers table on this page compares their profit, growth and price with Life Insurance Corporation of India's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.



