profit from every $100 of sales.
$0$100
Open Lending
We have no price for Open Lending since 7 August 2026. It may have been taken over, merged or renamed, so the figures below are from then.
$3.14+0.00% today
+55.4% since Oct 7, 25
1-year low $1.201-year high $3.15
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
It holds more cash than debt.
No debt5 years
Money in, money out
What Open Lending sold, what it kept, and what it did with the cash.
Sales went from $180 million in 2022 to $93.2 million in 2025, with -$4.24 million of profit last year.
SalesProfit
Open Lending vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Open Lending | No profit yet | ||
 Sunbelt Rentals Holdings | 22.1× · Fair price | ||
 Global Payments | 19.2× · Fair price | ||
 Synchrony Financial | 6.6× · Cheap | ||
 SoFi Technologies | 44.1× · Expensive |
AI analysis
An AI analyst reads Open Lending's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 180 | 117 | 24 | 93 | |
| 160 | 95 | 0 | 72 | |
| 98 | 29 | -65 | -5 | |
| 100 | 41 | -52 | 7 | |
| 67 | 22 | -135 | -4 | |
| 0.53 | 0.18 | -1.13 | -0.04 | |
| 88.9% | 81.0% | 0.7% | 76.9% | |
| 54.4% | 24.8% | -272.1% | -5.4% | |
| 37.1% | 18.8% | -562.0% | -4.5% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 380 | 374 | 296 | 237 |
| Cash | 204 | 240 | 243 | 177 |
| Total debt | 152 | 148 | 191 | 134 |
| Total liabilities | 167 | 168 | 218 | 162 |
| 213 | 206 | 78 | 75 | |
| 126 | 121 | 119 | 119 | |
| 21.5% | 8.8% | -15.6% | 1.6% | |
| 31.3% | 10.7% | -172.9% | -5.7% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 107 | 83 | 18 | -3 | |
| 1 | 2 | 4 | 1 | |
| 107 | 80 | 14 | -4 | |
| Dividends paid | 0 | – | – | – |
| 18 | 37 | 0 | 5 | |
| 5 | 9 | 9 | 7 |
Valuation
- –
- 28.9×
- –
- 2.9×
- 4.0×
- –
- 49.1×
- -1.1%
- -1.1%
- 0.0%
Profitability
- 76.9%
- -5.4%
- -4.5%
- 0.6%
- -2.8%
- 1.6%
- -7.0%
- -2.3%
- -3.5%
- 9.3%
Growth
- −19.6%
- –
- −118.6%
- –
- −1.6%
Financial health
- -177.4×
- 1.13
- 36.8%
- -0.8×
- 4.44
- 4.44
- 0.39
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 5%of 851
Bottom 6%of 734
Bottom 7%of 860
Bottom 14%of 917
What analysts expect
- Average price target
- $4.00
- Range
- $4.00 – $4.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 7, 2026 | -0.00 | 0.01 | −139.1% |
| Mar 12, 2026 | 0.01 | 0.02 | −50.0% |
| Nov 6, 2025 | 0.03 | 0.01 | +200.0% |
| Aug 6, 2025 | 0.01 | 0.02 | −50.0% |
| May 7, 2025 | 0.01 | 0.01 | +0.0% |
| Mar 31, 2025 | -0.49 | 0.02 | −2,550.0% |
| Nov 7, 2024 | 0.01 | 0.05 | −80.0% |
| Aug 8, 2024 | 0.02 | 0.05 | −60.0% |
News
Here are the major earnings before the open TuesdaySeeking Alpha · Nov 9, 2026Traders open $9.1 million in Nvidia shorts as CEO admits to affairYahoo Finance · Nov 9, 2026Here are the major earnings before the open MondaySeeking Alpha · Nov 8, 2026Big Jobs Report Keeps Fed Rate-Hike Door Wide Open Despite Sell-Off (Live Coverage)Yahoo Finance · Nov 6, 2026Stock Market: Will S&P 500 Open Up or Down Today?Yahoo Finance · Nov 3, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
28No pass
Benjamin Graham
34No pass
Philip Fisher
47No pass
Peter Lynch
18No pass
Joel Greenblatt
0No pass
Charlie Munger
34No pass
Terry Smith
36No pass
Questions about Open Lending
Is Open Lending a good stock to buy?
A business with weak numbers that is not profitable yet. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Open Lending AI analysis
What does Open Lending do?
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It is in Financial - Credit Services.
Does Open Lending pay a dividend?
No. Open Lending does not pay a dividend at the moment; in 2025 it returned $4.89 million to shareholders by buying back its own shares.
Is Open Lending stock halal?
No. Open Lending does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
Who are Open Lending's competitors?
The largest listed companies in the same industry are Sunbelt Rentals Holdings, Global Payments, Synchrony Financial and SoFi Technologies. The peers table on this page compares their profit, growth and price with Open Lending's.
Prices: daily closes to Aug 7, 2026. Fundamentals: company reports via invest-like data.