profit from every £100 of sales.
£0£100
Lancashire Holdings
£7.04+0.72% today
+10.3% in 1 year
1-year low £5.651-year high £7.05
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay £7.75 for every £1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Lancashire Holdings sold, what it kept, and what it did with the cash.
Sales went from $784 million in 2022 to $1.88 billion in 2025, with $293 million of profit last year.
SalesProfit
Lancashire Holdings handed back 95% of the cash it generated last year.
$302M
Free cash flow 2025$319M
Bought back its own shares–
Paid as dividends$302M
Cash vs. debt$561M vs. $477M
Lancashire Holdings vs. similar companies
Lancashire Holdings grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from £100 of sales | Sales growth a year | Price per £1 of profit |
|---|---|---|---|
| Lancashire Holdings | 7.7× · Cheap | ||
 Assurant | 18.2× · Fair price | ||
 Fidelity National Financial | 19.7× · Fair price | ||
 Beazley | 8.5× · Cheap | ||
 Medibank Private | 29.5× · Fair price |
AI analysis
An AI analyst reads Lancashire Holdings's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 784 | 1,396 | 1,700 | 1,883 | |
| – | – | – | – | |
| – | – | – | – | |
| 12 | 365 | 371 | 342 | |
| -16 | 322 | 321 | 293 | |
| -0.01 | 1.32 | 1.30 | – | |
| – | – | – | – | |
| – | – | – | – | |
| -2.0% | 23.0% | 18.9% | 15.6% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 3,524 | 3,902 | 4,380 | 4,804 |
| Cash | 549 | 757 | 684 | 561 |
| Total debt | 469 | 471 | 469 | 477 |
| Total liabilities | 2,198 | 2,394 | 2,887 | 3,295 |
| 1,326 | 1,508 | 1,493 | 1,509 | |
| 244 | 244 | 247 | – | |
| 0.4% | 13.6% | 13.9% | 12.5% | |
| -1.2% | 21.3% | 21.5% | 19.4% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 324 | 442 | 574 | 322 | |
| 11 | 17 | 7 | 4 | |
| 313 | 425 | 566 | 319 | |
| Dividends paid | 37 | 156 | 356 | 302 |
| 23 | 0 | – | – | |
| 9 | 15 | 19 | 24 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 7.7×
- –
- –
- 1.0×
- 1.2×
- 12.9%
- 13.3%
Profitability
- 15.6%
- 12.5%
- 10.1%
- –
- –
Growth
- +33.9%
- –
- –
- +0.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 17%of 855
Top 16%of 861
Top 14%of 860
Top 17%of 919
13.3%of the share price, paid each year
On $1,000 invested$133a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
102.8% of its profit
Room to growStretchedMore than it earns: 94.6%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
7/7Passes 7 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
66Pass
Benjamin Graham
75Pass
Philip Fisher
67Pass
Peter Lynch
92Pass
Joel Greenblatt
61Pass
Charlie Munger
63Pass
Terry Smith
60Pass
Questions about Lancashire Holdings
Is Lancashire Holdings a good stock to buy?
A solid business, and the price looks low. 7 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Lancashire Holdings AI analysis
What does Lancashire Holdings do?
Lancashire Holdings Limited, together with its subsidiaries, provides specialty insurance and reinsurance products in London, Bermuda, and Australia. The company operates in two segments, Reinsurance and Insurance. It is in Insurance - Specialty, based in Hamilton, Bermuda, with 447 employees.
Does Lancashire Holdings pay a dividend?
Yes. At today's price the dividend is 13.3% a year, about 103% of its yearly profit. In 2025 it paid out £302 million in dividends.
Is Lancashire Holdings stock halal?
No. Lancashire Holdings does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Lancashire Holdings stock done over the past year?
Up 10.3% over the past twelve months, to £7.04. It traded between £5.65 and £7.05, close to its high.
Who are Lancashire Holdings's competitors?
The largest listed companies in the same industry are Assurant, Fidelity National Financial, Beazley and Medibank Private. The peers table on this page compares their profit, growth and price with Lancashire Holdings's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.